Sign up to get new listings emailed daily! JOIN SIGN IN
Dori Wick
(208) 869-0282

Articles Tagged "Boise, ID"

Blog Home

Subscribe and receive email notifications of new blog posts.

rss logo RSS Feed
Boise Life | 50 Posts
Buying A Home | 9 Posts
Doers of Good | 12 Posts
Family Fun | 1 Posts
Food | 5 Posts
Gardening | 1 Posts
Get Outdoors | 5 Posts
Holidays | 4 Posts
Home Improvement | 19 Posts
Moving | 5 Posts
News | 65 Posts
Sell a Home | 2 Posts
Selling A Home | 5 Posts
Spring Cleaning | 1 Posts
Technology | 16 Posts
Uncategorized | 1 Posts

National Latte Day: Boise Area Coffee Shops

Coffee Shops Boise

Without a doubt, coffee is the national beverage of the United States. Research shows that people from coast to coast drink about 400 million cups of coffee – just about two cups for each of the country's 209 million adults. Our real estate agents want to give you a few ideas for National Latte Day.

The latte – espresso with milk or milk substitute – is deeply beloved. Iced or hot, you'll have many opportunities to enjoy it this February 11, when National Latte Day is observed.

Let's take a closer look at some of the many Boise cafes that have terrific lattes:

  • Neckar Coffee – 117 10th Street, Boise, ID 83702
    Neckar Coffee roasts and imports beans from the world's top coffee destinations, including Ethiopia, Kenya, Nigeria, and others. In addition to lattes, it has won kudos for its homemade granola. If you don't have time to visit, no worries: Neckar Coffee's subscription service will deliver fresh coffee right to your door, so you can enjoy delicious drinks at home.

  • Moss Coffee & Tea – 208 North 9th Street, Boise, ID 83702
    Moss Coffee & Tea is open Monday through Saturday, starting at 7:30 a.m. on most days. There's more to this cafe than meets the eye, and you'll have plenty of pairing options for your latte. Moss is known for its warm and gooey cinnamon rolls, which go well with virtually any kind of coffee. Loose-leaf tea runs the gamut from green to black, and every order comes with optimal brewing instructions.

  • Caffeina Roasting Company – 4774 West State Street, Boise, ID 83703
    Caffeina Roasting Company prides itself on innovative roasting and brewing methods that help reduce the acidic kick, resulting in a truly smooth cup of coffee. The beans are certified organic and come from small farms, carefully selected for their unusual flavor profiles. Some varieties include Colombian, Dark Sumatran, Espresso, and "Idahome" – a blend featuring beans from Brazil and Papua New Guinea.

  • Nomad Beverage Company – 603 South Capitol Boulevard, Boise, ID 83702
    Featuring the Tolkien-inspired tagline "Not all who wander are lost," Nomad Beverage Company is a place to savor your latte alongside freshly baked pastries that will leave you wanting more. You could choose a slice of pie, dark forest cake, lemony muffins with ganache, and an ever-rotating list of other specialties baked on the premises every day. It opens at 7 a.m. from Wednesday through Sunday.

  • Bikes and Beans – 1350 South Vista Avenue, Boise, ID 83705
    Bikes and Beans is the vision of owner Andrew Little, who first began pursuing it back in 2007. As a new bicyclist, he wanted to create a place that would uniquely serve Boise's cycling community. Today, it is a reality frequented by regulars every day. The cafe opens every day (usually at 6 a.m.), and the attached bike shop, which also includes DIY options, is available from 10 a.m. to 6 p.m. on weekends.

Contact us to discover more about Boise real estate and neighborhoods.


Boise Concert Venues for Your 2023 Shows

Boise Concert Venues

Live music is alive and well in Boise! As we head into a new year, our real estate agents can't help but daydream about all the great shows that are coming up in 2023. If you're in the mood to catch a concert, be sure to check out some of these amazing Boise venues. 

  • Egyptian Theatre - 700 W Main St, Boise, ID 83702
    The oldest theater in Boise, the Egyptian Theatre, was first opened to the public in 1927. It's located in the heart of downtown Boise. In addition to continuing to function as an active movie theater that shows new and old films, the Egyptian Theatre also hosts a wide range of events, including music concerts, comedy shows, and film festivals. 

  • The Knitting Factory - 416 S 9th St, Boise, ID 83702
    Along with its sister venues in New York City and Spokane, Boise's Knitting Factory is a storied independent music venue that has hosted some amazing bands over the years. Originally established in 1987, the Knitting Factory maintains a steady schedule of indie rock bands, singer-songwriters, and hip-hop artists in an intimate space. 

  • ExtraMile Arena - 1401 Bronco Ln, Boise, ID 83706
    An expansive indoor venue that hosts some of Boise's biggest concerts, ExtraMile Arena is a great place to experience an epic concert. Some of the biggest bands in the world have played here (Journey is scheduled to perform in 2023), and the arena has one of the best state-of-the-art sound systems in Idaho. 

  • Idaho Central Arena - 233 S Capitol Blvd, Boise, ID 83702
    In addition to being the home of our beloved Idaho Steelheads hockey team, Idaho Central Arena frequently hosts other special events and concerts, including live music and comedy shows from nationally touring acts. The arena has seating of up to 6,800 for center-stage concerts, making it one of Boise's largest concert venues. 

  • The Olympic Venue - 1009 W Main St, Boise, ID 83702
    The Olympic Venue is one of Boise's newest spots for live music. Located above Mulligan's in downtown Boise, the Olympic Venue is a great spot to see local, regional and national bands and musicians. The venue maintains a steady schedule of concerts all year long, making it a fantastic place to see up-and-coming acts in a small space. 

  • Morrison Center - 2201 W Cesar Chavez Ln, Boise, ID 83725
    The music department of Boise State University is housed in the Morrison Center for the Performing Arts, which is located on the college campus overlooking the Boise River. With a 2,000-seat performance hall, the Morrison Center routinely hosts live theater and ballet, as well as live concerts, including performances from the Boise Philharmonic. 

Contact us today to learn more about life in Idaho! If you're looking for your dream home, be sure to talk with our real estate agents about how we can help you find it in the Boise area. 


Boise: One of the Best Cities To Start a Career

Boise Career

Are you searching for the right place to launch a successful career path? Financial website WalletHub ranks Boise at #6 on their list of best places to start a career. Our real estate agents share some of the reasons that make the Boise area your perfect starting-off point.

  1. Boise boasts a greater number of job opportunities., the top employment website in the United States, reports that Boise has the hottest job market in the country. Employment listings skyrocketed nearly 95 percent in the last two years. With larger numbers of people working remotely, they're free to migrate away from expensive coastal cities to inland areas that offer a quality lifestyle at more affordable prices. WalletHub also rates Boise at #1 for job growth relative to population growth.

  2. Boise has a reasonable cost of living.
    When you're in an entry-level job, it's important to make your dollar go as far as possible. Boise's overall cost of living is slightly lower than the national average, with the biggest savings in groceries and utilities, two necessary everyday expenses.

  3. Boise offers a desirable blend of urban and outdoor living.
    The city has a lively theater scene, which includes an annual Shakespeare Festival held each summer. Other activities include music festivals, museums, and art galleries. Of course, proximity to the Rocky Mountains and Boise River affords plentiful opportunities for hiking, boating, skiing, and numerous outdoor adventures.

  4. Boise is home to higher education.
    The road to career success is often paved with advanced degrees. And there are plenty of opportunities in the Boise area for you to learn and grow new skills. There are six colleges and universities near Boise homes for sale. In addition to Boise State University, a four-year public institution, the area features four private colleges and universities and one two-year community college. 

  5. Boise has an eclectic assortment of neighborhoods.
    If variety is the spice of life, Boise is a zesty stew. The city is comprised of several distinct neighborhoods that have their own distinct personalities. The Highlands, nestled between downtown and the Boise foothills, offers quiet streets and sweeping views. Barber Valley, with its proximity to Lucky Peak State Park, draws many outdoor lovers, while Southeast Boise is known for its diverse array of small businesses.

  6. Boise is easy to navigate.
    As environmental awareness continues to grow, many people are going green by forgoing fuel-guzzling vehicles. Boise earns a Walk Score of 89 out of 100, which means most errands can be accomplished on foot. Even better, the city scores a near-perfect 99 for biking. If you do drive or take public transportation to work, the average one-way commute is only 18.4 minutes, significantly shorter than the national average of 26.4 minutes.

Whether you're starting a career or a family, Boise is a wonderful place for new beginnings. Ready to start your next endeavor in the Bosie area? Contact us at Coldwell Banker Tomlinson to learn more.


Dining Options in Old Boise

Old Boise Restaurants

Old Boise dates back to the city's founding in 1863. More than 150 years later, the district has a proud spot on the National Register of Historic Places. When our real estate agents are exploring the charms of Old Boise, they stop for a meal at one of these great restaurants in the area.

  • Guido's Original New York Style Pizzeria - 235 N. 5th St., Boise, ID 83702
    Get a taste of the Big Apple in Boise. At Guido's Original New York Style Pizzeria, they're serving up pies with floppy, foldable slices. Even the decor provides the ambiance of a classic NYC pizza joint. Order a whole pie or grab a slice for a quick and tasty meal. Hours are 11 a.m. - 9 p.m. daily except Friday and Saturday when hours are extended to 10 p.m.

  • Bar Gernika Basque Pub and Eatery - 202 S. Capitol Blvd., Boise, ID 83702
    Bar Gernika Basque Pub and Eatery takes classic pub fare to a whole new level. Bar Gernika's menu features traditional Basque dishes such as lamb stew and solomo sandwiches, made with pork tenderloin and pimentos on a French baguette. Bar Gernika is open from noon - 8 p.m. Tuesday through Thursday and noon - 9 p.m. Friday and Saturday.

  • The Brickyard - 601 W. Main St., Boise, ID 83702
    The Brickyard serves an upscale steakhouse menu in a casually comfortable setting with classic wood and brick accents. All entrées include salad made to order by a tableside chef. If you want a change from baked potatoes or fries, customers rave about The Brickyard's peanut butter mashed potatoes. There is also an inclusive fixed-price menu offering choices such as cider-brined pork and fresh King salmon for $35. On weekends, enjoy lively dueling pianos along with your dinner. Hours are 5 p.m. - 9 p.m. Monday through Thursday, 5 p.m. - midnight Friday, and 5 p.m. - 11 p.m. Saturday.

  • Coa De Jima - 615 W. Main St., Boise, ID 83702
    Food is only part of the story at Coa De Jima, where the aim is to provide a "full sensory experience." Owner Nikolai Castoro is the son of Robert and Martine Castoro, founders of award-winning Barbacoa. Both restaurants share the same executive chef, who designed Coa De Jima's modern take on Latin flavors in dishes such as bone marrow tacos and Maine lobster enchiladas. Latin antiques and works by local artists create a compelling visual element in the dining room. Coa De Jima is open at 11 a.m. for lunch Monday through Saturday and dinner at 4 p.m. daily, with Sunday brunch served from 10 a.m. - 4 p.m.

  • Goldy's Breakfast Bistro - 108 S. Capitol Blvd., Boise, ID 83702
    It's worth getting up early to start your day at Goldy's Breakfast Bistro. All dishes are made to order using fresh, locally-sourced ingredients whenever possible. Their signature dish, Andalusian Eggs, was once featured in Bon Appetit. Goldy's is also known for their spinach frittata as well as its homemade Hollandaise sauce. Hours are 7 a.m. - 2 p.m. on weekdays and 7:30 a.m. - 2 p.m. on weekends.

Are you ready to buy or sell a home in Boise? Contact us at Coldwell Banker Tomlinson for experienced help with all your real estate needs.


6 Things to Do at Idaho Ice World

Idaho Ice World

Whether you want to satisfy your competitive spirit or just enjoy some pleasant exercise, Idaho Ice World is a skating facility to accommodate anyone. When our real estate agents want some quality ice time, these are their favorite activities.

  1. Public Skating
    Regardless of age or level of experience, everyone is welcome at Idaho Ice World's public skating times. Sessions are held during afternoons and evenings to fit most schedules. Skate rental is available for $4, with an additional $1 for EZ Skater trainers. Admission (without rental) is $8 for adults and $7 for ages 4-12, with ages 3 and under admitted free. Season passes are offered for both individuals and families. Visit the website for a full schedule.

  2. Freestyle Skating
    Do you have a budding Tara Lipinski or Scott Hamilton in your family? They can practice their spins or get private lessons during freestyle skating times. Skaters who are working on competition routines have a chance to practice with their musical accompaniment played on the loudspeaker. Admission is $14 for a one-hour session, and tickets may be purchased online. Visit the website for available times. 

  3. Skating Lessons
    Every year, Idaho Ice World's Learn to Skate program is recognized as a Top-10 program by U.S. Figure Skating, the sport's national governing body. Classes are conducted in two-month sessions, with skaters grouped by age and skill level. There is a special Spuds & Tater Tots program for ages 2-4. In-house coaches are also available for private lessons tailored to a skater's particular needs and goals. Visit the website for more information about pricing and schedule. 

  4. Pick-Up Hockey
    Can't find enough people for a team? Head to Idaho Ice World for some pick-up hockey. Full protective gear is required, and sessions are BYOP (bring your own puck). Space is limited to 20 participants, ages 18 and up. Admission is $14, and tickets may be purchased online. Visit the website for a full schedule.

  5. Stick Time
    It can be tough finding a place to practice hockey skills around Boise homes for sale. Fortunately, Idaho Ice World conducts a number of Stick Time sessions to practice skating, stickhandling and shooting. All skaters ages 17 and under must be in full protective gear, while older skaters are required to wear a helmet, and everyone must BYOP. Admission is $12, and sessions are limited to the first 30 skaters. Tickets may be purchased online. Visit the website for the full schedule, including 12-and-up and senior sessions.

  6. Hockey Learn to Play
    If your child dreams of following in the skates of Wayne Gretzky, Hockey Learn to Play (HLTP) is the place to be. Novice players receive training in all the fundamentals, including basic stance, stride, knee bend, use of skate edges, and holding a stick. Full protective gear is required, and Idaho Ice World has a limited amount of equipment provided at no charge on a first-come-first-served basis. All "rental" equipment must be returned at the end of the session. Classes are offered four times a year in two-month sessions and must be completed before joining youth hockey leagues. Visit the website for the schedule and pricing.

With the upcoming Christmas break, a trip to Ice World will be a great way to give everyone in the family some fun exercise. Make a plan now to get to the rink. NOTE: Ice World is closed on both Christmas Day and New Year's Day.

Let us use our skills to help you glide through the process of buying or selling a home. Contact us at Coldwell Banker Tomlinson for more information.


Holiday Events Coming to Downtown Meridian

Downtown Meridian

The festive season is on its way, and downtown Meridian is ready to celebrate. Our real estate agents love working in this city thanks to all of the exciting holiday events. There are plenty of these to look forward to in 2022. Here are just a few of the highlights! 

  • Christmas in Meridian Winterlights Parade and Tree Lighting
    On Friday, December 2nd, from 5:00 PM to 9:00 PM, Meridian will be holding its local Christmas parade at the Generations Plaza downtown. This event kicks off with a screening of "How the Grinch Stole Christmas" on a large projection screen next to the plaza's main stage. After this, the parade will begin its route through old town Meridian, accompanied by performances from the Treasure Valley Children's Theatre along the way. When Santa Claus reaches the end of his trek, he will light up the city's giant Christmas tree to signal the official start of Meridian's Christmas season. Food and hot cocoa will be available at the plaza's food court during the event to help paradegoers stay cozy while they wait for the grand finale.  

  • Downtown Decorating Contest
    Every year, the many businesses of downtown Meridian dress up their storefronts for the city's Downtown Decorating Contest. This beloved tradition gives local entrepreneurs the chance to show off their Christmas spirit and gain some community goodwill, and many of them go all-out to create some truly impressive displays. Every resident can vote for their favorite display on the city's website. This year, voting for the contest opens on Friday, December 2nd, and closes on December 11th. Winners will be announced the day after the voting period ends. 

  • Shop Meridian Downtown Night
    On Thursday, December 8th, from 5:00 PM to 9:00 PM, downtown Meridian will host a special outdoor shopping event. Pop-up vendors from all over the city will gather in the streets to sell their wares to the people passing by. You'll be able to pick up one-of-a-kind treasures and gifts from local small businesses, sample some food and treats from the many eateries near our Meridian homes for sale, and even enter the Meridian Chamber's Shop Meridian prize drawing. 

  • Children's Winterland Festival 
    On Saturday, December 10th, from 10:00 AM to 3:00 PM, the Boys and Girls Club of Meridian will be hosting its annual Children's Wonderland Festival. Children from all over the community can come to the club building to enjoy games, arts and crafts, and a photo opportunity with Santa himself. This is a free event sponsored by Meridian Parks and Recreation and All American Insurance, so your kids can just show up and start having fun. 

  • The 5th Annual Interfaith Food, Blanket and Toy Drive
    On Sunday, December 11th, from 3:00 PM to 5:00 PM, volunteers will be running Meridian's annual food, blanket, and toy drive in the Vertical View Climbing Gym parking lot. Community members are encouraged to bring non-perishable food items, new unwrapped toys, and new store-bought or homemade blankets to the parking lot. All items go to benefit charities like the Meridian Food Bank and Star Outreach Food Pantry, Toys for Tots, and Blanket the World, as well as various local homeless shelters. 

This small city is full of culture and opportunity all year round. Contact us today to learn more about our Meridian and Boise homes for sale and find out how you can become a part of this exceptional community. 


Pet-Friendly Adventures in the Boise Area

Boise Pets

If you dread the thought of leaving the house without your dog, you're not alone. Our real estate agents love their pets and are always on the lookout for local adventures to take them on. Our furry friends are part of our families, and so we enjoy spending time outside the house with them whenever possible – even in the winter!

Both you and your furry friends benefit from outdoor exercise all year, so don't let colder weather stop you from exploring. Get that winter gear (for both of you) out of the closet and get outside. From beautiful parks to trails and fenced dog parks, there are tons of options around the Boise area. If you're planning a pet-friendly weekend around town, here are some of our favorite destinations your pup is sure to love:

  • Ann Morrison Park - 1000 S Americana Blvd, Boise, ID 83706
    "Dog Island" is one of the coolest dog parks in the valley! This year-round fido-friendly park includes a 5.4-acre "active" dog area, a fenced "shy dog" area, and, weather permitting, opportunities for your four-legged pal to swim in the surrounding pond. Beginning November 1st, all of Ann Morrison Park is an off-leash area, so if your pup is well-behaved with great recall, grab your "Chuck-It" and head out!
  • Kathryn Albertson Park - 1001 S Americana Blvd, Boise, ID 83706
    Just across the street from Ann Morrison lies one of Boise's best parks. Kathryn Albertson Park is the perfect place to take your pup for a peaceful, on-leash stroll. This 41-acre park has beautiful scenery and is very well maintained. You'll find picturesque ponds and greenery that make great photo ops. Plus, you never know what type of local wildlife you'll encounter on your walk. 

  • Morris Hill Dog Park - 10 N Roosevelt St, Boise, ID 83705
    If you want to give your furry friend the opportunity to run around and socialize with other dogs, head over to Morris Hill Dog Park. This off-leash park is about 1 acre and has separate sections for small and large dogs. There are even fire hydrants, agility toys, and a doggie drinking fountain.

  • Boise River Greenbelt - 150 North Capitol Blvd, Boise, ID 83702
    This 25-mile path runs on both sides of the Boise River through Boise and includes many parks to explore. Bundle up, leash your pup, and head out for a great adventure. The Greenbelt Map outlines some of the highlights so you can plan ahead for your journey.

  • Bowler Park - 4403 S Surprise Way, Boise, ID 83716
    A Southeast Boise jewel, Bowler Park includes a 1.25-acre enclosed park and a smaller "shy dog" area. There's a great covered area inside the large area to sit and sip your coffee while your pup plays.

As a reminder, when taking your dog out for an adventure, make sure to keep them on a leash unless the area specifically allows them to be off-leash. Bring water and food if you'll be out for a couple of hours. And don't forget to clean up after them if needed.

Spending a day out on the town with your dog is one of the best ways to unwind and get to know the area. Thankfully, it's easy to do in Boise. Contact us today for more information on the area's local businesses and amenities that your whole family can enjoy. 


5 Events for Halloween Fun Around Boise

Boise Halloween

Are you ready for the spookiest holiday of the year? It's almost time to celebrate Halloween, and as always, there will be some exciting events around Boise. From pub crawls to 5k runs, artisan markets, and everything in between, there's something for everyone coming up on the calendar this October. Our real estate agents have all of the details of 5 fun Halloween events in Boise this year.

  • Boise Official Halloween Pub Crawl – Downtown Boise, ID 83702
    Experience some of the best, most exciting bars near Boise homes for sale with the Boise Official Halloween Pub Crawl, which features dates on October 22, 29, and 31, 2022. Enjoy Halloween costume contests, drink specials, live DJs, and admission to many of the top-rated bars in Boise. There will also be some fun prizes for the best videos and photos posted to social media from the event. Get to know all of the best places to enjoy a drink around Boise and make some new friends as you travel from pub to pub, enjoying all of the Halloween excitement that the city has to offer.

  • Halloween Hustle 5k – 1304 7th St. N., Nampa, ID 83687
    The Lakeview Water Park may be closed for the season, but there's still plenty of fall fun to be enjoyed at Lakeview Park near Nampa homes for sale. One exciting upcoming event will be the Halloween Hustle 5k on October 31. This family-friendly event includes a 5k run/walk around the scenic 44-acre Lakeview Park, with trick-or-treat stations along the way and fun, family activities for all ages to be enjoyed throughout the event. Be sure to stick around after the race is complete for the finish line party.

  • Halloween Artisan & Vendor Fair – E. Main St., Emmett, ID 83617
    The annual Halloween Artisan & Vendor Fair is back this year and bigger than ever. The event, sponsored by the Kiwanis Club of Emmett, will be taking place on October 29, 2022, at Bowman Memorial Park, around the corner from Emmett homes for sale. There will be more than 40 vendors selling all sorts of crafts and ghoulish goodies, as well as a costume contest with great prizes for the winners. Enjoy family-friendly fun at this event on the weekend of Halloween.

  • Halloween Art Party – 1357 N. Lilly Ave., Boise, ID 83713
    Kids of all ages can look forward to the Halloween Art Party sponsored by Sardine Studios, which will be kicking off on October 30, 2022. The event starts with a fun art session where kids can create Halloween-themed artwork with supplies from the studio. The Halloween excitement continues with a costume contest, with great prizes for the winners, along with bags featuring candy and toys for all participants.

  • Linder Farms Halloween Fun Run – 7165 S. Linder Rd., Meridian, ID 83642
    Get ready for a fun, unique race near Meridian homes for sale with the annual Linder Farms Halloween Fun Run. This is not your average 5k, with an obstacle course that creates an enjoyable challenge and adds excitement for younger participants. There will also be free candy for the children, a costume contest, and a raffle with thousands of dollars in prizes.

Is buying or selling a home at the top of your to-do list this fall? Let our local team help you accomplish your real estate goals. Contact us to buy and sell homes throughout the Boise, ID, area.


Safety Tips for Your Holiday Decorating

Decorate Safely This Holiday Season

Delta Media Group

Decorating for the holidays is one of the fun perks of being a homeowner, because your whole property becomes a blank canvas. Decorating is a great opportunity to get in the spirit of the season, show off your sense of style, and get your kids (even more) excited for the holidays. No matter how you choose to decorate your home this holiday season, just remember that it's also important to keep home safety in mind as you deck the halls. We've put together 5 decorating tips to help keep your home safe, without cramping your holiday decorating style.

  1. Check It Twice – Holiday lights are among the most popular decorations, and for good reason! They're bright, beautiful, and can transform the look of your entire property. Before you start stringing up those lights, however, be sure to check for any signs of wear. If there are broken lights or exposed wires, it's time to purchase some new outdoor holiday lights. Remember that outdoor lights are exposed to the elements, so even minimal signs of wear can pose a risk.  Bonus Tip: If you're in the market for new lights, try LED lighting rather than incandescent bulbs. LED lights are more energy efficient, burn cooler than incandescent bulbs, and come in just about any color you can imagine.

  2. Don't Overload Outlets – Overloading a single outlet is a fire risk, even if you're plugging in new, energy efficient decorations. Avoiding tangled wires is also good for holiday decorating safety, and it's easier to do when you use multiple outlets. Always plug decorations into outlets with Ground Fault Circuit Interrupters, which are designed to shut down the circuit automatically if certain signs of electrical danger are detected.

  3. Indoor/Outdoor – That giant, inflatable Santa Claus won't fit in your living room, so it's probably a safe bet that he can be used outside. But not every decoration makes the distinction so clear. For any decorations that rely on electricity, always check whether they're rated for outdoor use before you plug them in outside. This is a great step to take care of while you're shopping for decorations, as the necessary info should be available right on the packaging.

  4. Rooftop and Ladder Safety – For many homeowners, the holiday season is one of the few times each year when we take our ladders out of long-term storage and venture onto our rooftops. Stay safe by taking your time, having a plan, and wearing sturdy boots (or sneakers) with strong treads. If you do plan on climbing on your roof or using a ladder to decorate, never do so alone. Make sure there's someone on the ground to "spot" you and aid if you run into trouble.

  5. Clean Gutters – Since you're likely to be spending time up there anyway, it's a great idea to clean your gutters before stringing up any holiday lights. Dried leaves and plant matter in gutters can serve as kindling when a faulty wire leaks electricity. As a bonus, keeping your gutters clean is a great way to lower your risk of water-related roof damage throughout the year.

The biggest thing to remember for holiday decorating home safety is that electricity can be dangerous, especially if you're using older decorations. Check any decorations for signs of wear before putting them up, make sure that any decorations you wish to use outside are rated for outdoor use, and keep your gutters clean to reduce fire risk. And of course, don't forget to have fun!


Doers of Good: Helping Our Homeless Population

Reaching Out to Help

For about five years, CBT Realtor® Ylonda Hays has been volunteering her time – and cooking skills – to feed the homeless community in Boise. She makes and serves chili in the colder months, collects clothing and supplies, shares the message of hope, and does whatever she can to help. We are proud to feature her as our October Doer of Good.

It's hard to pin down the exact number of homeless individuals and families in our valley. By some estimates, those experiencing homelessness have more than doubled in the last three years. Lost jobs, medical emergencies, landlords taking advantage of the increase in home prices and choosing to sell, or simply raising the rent, have all contributed to the challenges more and more families are dealing with across the country – and right here in the Treasure Valley.

Nonprofit organizations, city governments, area churches, and other organizations are doing what they can where they can. That's where Calvary Chapel Boise Homeless Outreach comes in. It all started because, according to Ylonda, "one guy had a heart for another's struggles and started showing up to feed homeless people and ministering to them through a meal and some clothing."

Now, volunteers serve food, send money to help, show up to pack bags of supplies, and visit with those who come to eat. "I'll take my kids," Ylonda explains, "and you will see many people cry because they are longing for their own kids and grandkids. We just try to show them love where we can."

Calvary's homeless outreach is funded by community donations. "We have to help each other," says Ylonda. "Times are hard, and anything we can do to help another human being is a good thing."

To help, visit Calvary Chapel Boise at or donate by clicking the GIVING tab on their website. Specify that your donation is for homeless outreach.


Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


Fall Fun at the Idaho Botanical Garden

Idaho Botanical Garden

Fall brings a fresh crispness to the air here in the Boise area, and the changing leaves make it a great season to spend some time outdoors. In particular, fall is one of our real estate agents' favorite seasons to visit the Idaho Botanical Garden. 

But lovely weather and beautiful foliage aren't the only reasons to visit the gardens this fall. Just like they do every year, the Idaho Botanical Garden is hosting a wide range of fun, family-friendly autumn events and festivities in 2022. Be sure to mark your calendar for these garden events in Boise this fall!

  • Fall Harvest in the Garden (Every Saturday in October)
    You have multiple opportunities to experience Fall Harvest at the Garden this year. Returning every Saturday throughout the month of October, Fall Harvest days include arts and crafts vendors, food trucks, great local craft beer and cider, live music, and a fall plant sale. It's a great way to get into the spirit of the fall season. The events take place from 10 am to 3 pm, and each Saturday's lineup will be different, so don't be shy about catching more than one! Plus, it's all happening just minutes from these Boise homes for sale.

  • Fall Fairy Gardens Workshop (October 16)
    The Idaho Botanical Garden host a wide range of workshops and classes throughout the year. One of the most anticipated this fall is the Fall Fairy Gardens Workshop, taught by Wendy Irwin on October 16 at 10 am. This family workshop invites adult/child teams to work together to create single fairy-sized outdoor fall container gardens. Participants should bring their own containers, but all the soil, plants, and decorations will be provided. Sign-ups will remain open until they reach capacity!

  • Autumn Yoga with Becca Hayes (Every Saturday in October)
    It's hard to imagine anything more restorative than a yoga class amid the outdoor splendor of the Idaho Botanical Garden. You can experience that every Saturday this October as yoga teacher Becca Hayes brings her Autumn Yoga series back for another season! The classes are suited for all levels and include a lot of great foundational poses to build strength and balance. Autumn Yoga takes place from 9:30 to 10:30 am on Saturday mornings in October. 

  • Scarecrow Stroll (October 1 - October 31)
    The Idaho Botanical Garden is open to self-guided tours year-round. But visitors during the month of October will see a decidedly spookier garden than they would in other seasons! It's an annual tradition that the gardens are decorated with dozens of scarecrows throughout the month, adding a splash of autumnal ambiance to the space. This year's Scarecrow Stroll will be on display all through October, featuring scarecrows designed and installed by talented local artists and volunteers. 

  • Fall Harvest Costume Contest on (October 29)
    The final Fall Harvest in the Garden event of the season takes place on Saturday, October 29, and it includes something special: the annual Fall Harvest Costume Contest and Parade. After the regular Fall Harvest happenings have concluded (including live music from Dela Freed), kids and grown-ups alike are invited to dress up in their spookiest or cutest Halloween attire for the Costume Contest. Think of it as practice for Halloween night!

Contact us today to learn more about living life to the fullest through all the changing seasons in Idaho. If you're looking for your dream home, our real estate agents are dedicated to helping you find it in Boise and the surrounding areas. 


Economic Updates from Idaho Central Credit Union



ECB Raised Interest Rates to Highest Levels Since 2011

Although this week contained little new data, the European Central Bank (ECB) raised interest rates to their highest levels since 2011. While investors focused heavily on the ECB announcement, the move failed to cause commotion. As a result, mortgage rates ended the week with little change.

ECB Raised Interest Rates by 75 Basis Points

With inflation surging to decade highs, the ECB raised interest rates by a massive 75 basis points. Thus, interest rates achieved their highest levels since 2011. The latest readings showed inflation in the eurozone at an annual rate above 9%. Conclusively, Eurozone inflation far exceeded the target level of the ECB of 2%.

ECB chief Lagarde explained rate increase as a necessary move. Lagarde mentioned that inflation is likely to stay above the target for "an extended period." Furthermore, investors expect additional 50 basis point rate hikes at the next two meetings.

Fed Chair Powell Remains "Strongly Committed" to Inflation Fight

As the ECB raised interest rates, the Federal Reserve continues their inflation battle, too. On Thursday (9/8), Fed Chair Powell repeated that he is "strongly committed" to fighting inflation. He emphasized the importance of reducing inflation. Additionally, Powell intends to lower inflation before the public views higher levels as normal and makes future plans based on it.

According to Powell, Fed officials hope that higher rates bring the strong labor market back into "better balance". Overall, Powell plans reduce outsized wage increases and lessen inflationary pressures. Moving forward, investors anticipate a 75-basis point rate hike at the September 21st meeting.

ISM Reflects Consumer Shift from Goods to Services

Aside from the Federal Reserve messaging and the ECB raising interest rates, the Institute of Supply Management (ISM) released the most significant economic report this week. In doing so, the ISM provided additional evidence that consumers shifted their spending from goods to services.

The national services sector index rose to 56.9. notably, this index came in stronger than expected. Levels above 50 indicate that the sector is expanding.

Looking Ahead After ECB Raised Interest Rates

After the ECB raised interest rates, investors seek specific Federal Reserve guidance on the pace of future rate hikes and bond portfolio reduction.


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Explore History at the Idaho State Museum

Idaho State Museum

With more than 500 artifacts in its 80,000 square feet, the Idaho State Museum serves as a living testament to the state's legacy. Our real estate agents love exploring these incredible exhibits found at the museum.

  • Origins
    Learn how the five federally recognized tribes of Idaho play a significant role in the state's past, present, and future. The theater in the Origins gallery turns a spotlight on each tribe's origin story. Other topics examined in the exhibit include Idaho's diverse landscapes and how the tribes shape contemporary land stewardship.

  • Idaho: The Land & Its People
    High-tech activities take visitors on a virtual trip through the spectacular lands that make up our beautiful state in "Idaho: The Land & Its People." Travel from the lush forests and majestic mountains of North and Central Idaho to the stark beauty of the deserts and canyons in South Idaho. Experience the sensation of riding a chairlift up Mt. Baldy or take a virtual bike ride through the streets of Pocatello and Boise.

  • History Explorers Gallery
    Share the thrill of learning with your whole family in the History Explorers Gallery. Be sure to stop by the Penny Arcade and visit Deja Moo, the legendary two-headed calf. Read moving personal recollections from other Idahoans and find out how your family can incorporate history into your own activities. 


Syringa and Treasures Galleries host rotating exhibits. Some highlight additional artifacts in the museum's collection, while others feature materials on loan from national sources. 

Currently, Treasures Gallery features "The Art of Deco." This distinctive style reached its peak of popularity during the 1920s, but it lives on through the design of structures such as the Empire State Building.

During its heyday, Art Deco influenced the look of everything from clothing to toys, with examples of both on display among more than 40 artifacts. The State Historic Preservation Office has also created a digital StoryMap identifying Art Deco architecture in Boise, including the museum's original façade.

After viewing this exhibit, visitors will have a greater understanding of the iconic style's influence on design around the world. "The Art of Deco" runs through January 14, 2023.

Online Exhibits

The museum's reach extends beyond its physical location. These entertaining exhibits are as close as your smartphone, tablet, or laptop.

  • Digital Textile Collection
    Clothing and accessory styles often reveal facets of a particular culture. The museum's Digital Textile Collection makes use of 3D modeling and sophisticated photography techniques to provide previously unattainable views of attire across the ages, from the 1820s until today.

  • Trailblazing Women of Idaho
    Idaho's history is studded with the names of fiercely intelligent and forward-thinking women who made their voices heard. "Trailblazing Women of Idaho" honors the women who have impacted both Idaho and the United States.

The Idaho State Museum is located at 610 Julia Davis Dr., just minutes from Boise homes for sale. Hours are 10 a.m. - 5 p.m daily except Sunday when doors open at noon. Admission is $10 for adults, $8 for college students with ID, and $5 for ages 6-17.

Create your own history with a wonderful home in Boise. Contact us at Coldwell Banker Tomlinson for experienced help with all your real estate needs.


Home Prices Drop as Demand for Housing Cools

From our Friends at Boise Regional REALTORS®

Sellers Respond to Changes in Demand for Housing

The median sales price for homes in Ada County was $565,000 in August, down 4.2% from July but 6.6% higher than August 2021. Higher mortgage interest rates and higher home prices have impacted monthly mortgage payments, causing some potential buyers to make budget adjustments, and others to press pause on their home search for the time being.

Home prices in our market are driven by supply and demand. Sellers are responding to the changes in the demand for housing and adjusting their prices according. This has caused the median sales price to come down from its peak of $602,250 in May.

August 2022 Ada County Inventory vs MSP

One factor contributing to lower sold prices is the fact that buyers are typically paying less than list price. The average original list price received for existing homes in August was 94.0%, so on average, buyers paid less than asking through a lower accepted offer, price reductions, or seller concessions. In August 2021, the average original list price received was 99.8%, or just under asking.

While interest rates still pose a challenge, other market conditions have continued to move the right way for buyers — slower price growth, more options, and more time to decide before submitting an offer. Speaking of time, homes that sold in August spent an average of 29 days on the market before having an accepted offer, a much more normal market time compared to the 14 days average in August 2021.

Options abound with 2,374 homes available for purchase at the end of August, allowing buyers who were sidelined when the market was ultra-competitive to resume shopping for their next home. However, the current supply of homes is more nuanced than it appears at first glance.

We're not out of the woods yet when it comes to inventory. Months Supply of Inventory, or MSI, is our best gauge on how well supply is keeping up with demand. MSI jumped up as demand cooled in recent months, but it held steady at 2.8 months in July and August. A balanced market, or one that doesn't favor buyers or sellers, is typically 4-6 months of supply.

So, what does this mean for buyers and sellers?

According to the economists at, fall may be the best time to purchase a home, and this year is looking especially attractive since there are more options available, more time to make decisions, and home prices have trended down.

Homeowners are enjoying record high equity, and despite the recent decrease in home prices, sellers are still receiving great values for their homes. The market has normalized and isn't nearly as competitive as it was in 2020 and 2021, so if you list your home for sale, don't expect bidding wars, offers waiving all contingencies, and the home to go under contract within a few days. However, there are still things you can do to stand out. Ask your real estate agent how they'll market your listing, their expertise on pricing strategy, and what incentives you can offer to attract as many buyers as possible.

Whether you're ready to buy today or would like to purchase within the next two, five, or even ten years, work with trusted advisors to make a plan to reach your goals. Taking important steps today, such as improving your credit, researching down payment programs, and saving for your down payment in a tax-sheltered savings account can really make a difference when you're ready to make a move.

To view the Treasure Valley homes currently for sale, CLICK HERE.


Remodels Worth the Investment

Home Renovations That Offer the Best ROI for Resale

The following is a guest post by GUSTAVO GONZALEZ, Senior Manager of Content and Multimedia at Coldwell Banker Real Estate, LLC

Looking to make some upgrades and wondering which will have the biggest payoff? If you guessed kitchen and bathrooms, you're spot on. Another good one is landscaping. Whether they're big or small, a few upgrades can pay big dividends when it's time to sell your home. Follow these tips to prioritize and put more money in your pocket when you're ready to sell.

Before you do anything, make sure you consider the value of your house, the neighborhood, the housing market where you live, and how soon you will sell after you make the improvements. If you live in a neighborhood where properties are selling for $300,000, doing a $150,000 renovation may not add as much to your property value as you might think.

Kitchens and Baths
One thing to keep in mind is that just because a remodel is expensive doesn't necessarily mean it will give you the best return on investment. Even minor updates can yield a big return. Consider painting, refinishing surfaces, and upgrading appliances, which can lead to a big payout.

Sticking to a budget is always important, and keep in mind that an average, medium-sized kitchen remodel can cost between $20,000 – $50,000, while the average bathroom remodel is $10,000. In most cases, homeowners see a return of 100% or more with a kitchen or bath remodel, so it's definitely worth the investment. Plus, you get to live in a beautiful new space.

A Finished Basement
If finishing your basement is something you've been putting off, now might be the perfect time. According to cost versus value surveys conducted annually by Remodeling magazine, "The average return on investment for a basement project is around 75 cents on the dollar. Besides the financial gains, refinishing a basement will add new functionality to your home: more bedrooms, more efficient storage, and more space for entertaining." Seems like a sure-fire win, win.

Add Curb Appeal
When buyers see that the outside of the property is taken care of, they'll be more excited to see the inside. Remember, first impressions make lasting impressions. According to Anji, "Curb appeal can increase your home value by 7%. Buyers are increasingly prioritizing outdoor living spaces and an attractive lawn has the biggest ROI at 256%. Trees can add $1,000 to $10,000 to your home value and simple landscape maintenance tasks usually pay for themselves."

Whether you're in the market to sell your home or just want to make some budget-friendly renovations that you and your family can enjoy, making the right upgrades can help enhance your quality of life and add a few more dollars to your bank account down the road.


Home Maintenance to Complete this Fall

It's Time to Get Ready for Fall

Delta Media Group

Fall is the perfect time of the year to do seasonal maintenance to keep your home running smoothly. Checking these items off your must-do list now will save you money and frustration later.

  1. Seal the leaks.
    Check around windows and doors for cracks that leak air. According to the U.S. Department of Energy Research, leaks can increase your heating bill by up to 10 percent. Seal the leaks with caulk or weather stripping as needed.

  2. Schedule heating equipment inspections.
    Call an HVAC professional to give your furnace an annual cleaning and tune-up. Doing this can increase the efficiency and safety of your furnace.

  3. Test the generator.
    Instead of waiting for the winter's first power outage, take your emergency generator for a test run now. Make sure you have extra fuel stored away.

  4. Inspect your home's exterior.
    A damaged exterior lets in water and pests. Check your siding for cracks, curling, dents, looseness, bowing, and decay. Make sure your masonry veneer isn't cracking or flaking, and your stucco is free from cracks.

  5. Clean the gutters.
    Although it's among the most common home maintenance tips, this one has greater benefits than you might imagine. Blocked gutters can cause leaks on your roof and in your basement as well as damage your exterior. Scoop leaves, dirt, and other debris from the gutters then spray them clean. As you clean, check for leaks and rust. Make sure your downspouts are directed away from your home.

  6. Check your roof.
    Damage to your roof puts your home at risk for leaks. Use binoculars or climb onto the roof to inspect for missing, damaged, curled, or loose shingles. Look the ridge shingles over for wind damage. The metal flashing in the roof valleys and around protrusions such as vents should be free from curling and damage.

  7. Inspect your walkways.
    Damaged driveways, sidewalks, and steps worsen when exposed to freezing temperatures and pose a hazard in icy conditions. Repair cracks wider than 1/8th inch, smooth uneven areas, and tighten loose railings.

  8. Prevent frozen pipes.
    Adding insulation to pipes in unheated areas is one of those simple home maintenance tips that can save you a lot of trouble and expense. Outdoors, put your garden hoses in storage and, if your outdoor faucets aren't frost-free, turn off your outdoor water supply and drain the faucets. Drain your irrigation system to prevent burst pipes and damaged sprinkler heads.

  9. Measure your foundation drainage.
    The ground around your foundation should slope away from your home at an angle of 6 inches down over 10 feet. This protects your foundation from water damage.

  10. Get the lawn and garden ready.
    If you spot any tree limbs that could fall or hit power lines during a windstorm, cut them back. Also, trim shrubbery and perennials as recommended for the species. Rake up leaves and either compost them or use them as mulch. Alternatively, check if your city offers a removal service.


Appeal to Buyers with These Tips

Curb Appeal Tips for Fall

Delta Media Group

First impressions are everything when it comes to selling your house.  When a potential home buyer drives by your home, what will they see?  The outside of your home should serve as a preview for the inside of your home.

"WOW" home buyers from the curb with these tips perfect for the fall. 

  1. Spruce up your lawn
    Brilliant fall foliage can automatically "sell" your home for showings, but that doesn't mean you should forget about raking the leaves and mowing.  Keep those leaves raked and give your lawn the TLC it needs to look great. Patch any brown spots, and water the lawn as long as possible to keep it green and vibrant.

  2. Plant fall flowers
    Once lawn maintenance is handled, add a splash of color to your landscape by planting fall flowers.  Some of the best fall flowers include vibrant mums, yellow marigolds, sedum, or goldenrod.  You can also place fall flowers in pots near your front door along with a few pumpkins as accents.

  3. Highlight the front door
    Calling attention to your front door is a good selling tactic no matter what season when you're selling your house.  Your front door is like an invitation to your home. Hang a fall wreath for added color and a festive touch.  A fresh coat of paint in a vivid color can make your entrance stand out.

  4. Tidy up the exterior
    During the fall, your home becomes more exposed making its exterior appearance even more important.  Before listing your home for sale, pressure wash your siding, sidewalks, and walkways.  Clean the windows.  Apply a fresh coat of paint as needed.

  5. Clear out the gutters
    Being diligent about home maintenance tells buyers you care about your home's upkeep.  Keeping your gutters and downspouts clear from leaves and debris protects your home from water damage and ups the ante for curb appeal.

  6. Invest in outdoor lighting
    Days get shorter during the fall.  Exterior light adds a touch of elegance and sophistication to your landscape and improves safety. Illuminate your walkways, front door, and important landscaping elements so the home shines no matter when people drive by.

  7. Keep outdoor decorations simple
    A simple fall wreath on the door and seasonal flowers make your home look inviting to potential homebuyers.  However, scarecrows and spooky Halloween decorations may "scare off" homebuyers and distract them from the gorgeous exterior you've worked so hard to otherwise create.


Great Reasons to Get a Pre-Listing Inspection

Should You Get a Home Inspection BEFORE Selling?

Delta Media Group

Selling your home? A recent survey showed more than 85 percent of buyers who applied for financing asked for an inspection of the home they intended to buy. Today's savvy home buyers rarely leave things up to chance — they want to be assured they are getting great value.

Despite this growing trend, many sellers still wait for buyers to take the initiative on inspections. A seller might save a few hundred dollars by waiting until the buyer makes the first move, but this is rarely worthwhile. In fact, there are many benefits to taking the plunge and getting an inspection as soon as you decide you are serious about putting your property on the market.

Let's look at six benefits of pre-listing home inspections:

  1. Attract More Buyers
    Savvy buyers who have purchased a property before will know about the necessity of a home inspection and will appreciate this is one less step (and expense) they need to worry about. New buyers seeking their first home may not be as savvy at first, but they will soon figure it out. All in all, an inspection will reassure and attract more would-be buyers.

  2. Accelerate the Sales Process
    Sooner or later, an inspection will happen — and when it does, it's bound to turn up something. Relatively minor issues might throw a wrench into your hopes of selling your home. When you get proactive, you have the chance to resolve problems that might otherwise add months to the sales process. Plus, in many cases, you can turn those fixes into part of your sales pitch.

  3. Provide a Stronger Negotiating Position
    Most home sales involve some "give and take" over the final price. Buyers will look for anything they can find as a reason to maneuver excess costs onto the seller. With a recent inspection report in hand, you can counter these moves without any sour grapes — you've gone the extra mile to ensure that everything in the home is on the up and up, after all!

  4. Reduce Recurring Repair Bills
    It isn't always easy to determine the true source of a recurring problem in a home, even a newer one. For example, if your toilet drains slowly, you might simply need to snake it... or you may have a major issue with your septic system. Whatever the case, an inspection helps you get to the real root of the problem. It saves money if you don't sell and improves your price if you do.

  5. Take Control of the Process
    Unless you find out something truly appalling, you don't necessarily have to take time to repair whatever an inspection turns up. Instead, you have the option of lowering your price or going "as-is." All in all, an inspection gives you the opportunity to take the steps that are right for you instead of running to catch up to a buyer whose inspection uncovers unwelcome surprises.

  6. If You're Selling Your Home, Start with an Inspection
    In today's real estate market, a seller's pre-inspection of a home is a mark of quality that buyers increasingly expect. If you put your home on the market and don't find interested buyers in a relatively short time, an inspection is one precaution you'll end up taking.

With all that in mind, selling your home should almost always start with an inspection. It's an essential step, just like making basic repairs, listing your home in the right places, staging it for potential buyers, and partnering with a real estate agent you can trust.


Boise Fine Dining Options

Boise Fine Dining

If you're about to celebrate an anniversary, milestone birthday, or another special occasion, enjoying some delicious cuisine is a lovely option. Fine dining is as much about the ambiance as it is about the food. Dressing up and pampering yourself really makes the occasion special and memorable. Luckily, Boise has some incredible fine dining restaurants to choose from. Take a break from looking at Boise homes for sale, and enjoy a meal at one of these top spots.

  • Bacquet's Restaurant: 117 E. Winding Creek Dr. #150, Eagle, ID 83616
    Bacquet's Restaurant specializes in French cuisine. The restaurant's chef, Franck Bacquet, grew up in France. The menu changes daily, but it often features favorites like pates au fruits de mer, or seafood pasta. The prime rib French dip is another favorite.

    Bacquet's also has a great wine selection to complement your meal. The ambiance is cozy and elegant, with old-time photos on the walls, white tablecloths, and ornate chandeliers. Plus, it's a short drive from Eagle homes for sale.

  • The Brickyard: 601 Main Street, Boise, ID 83702
    The Brickyard is a great place to visit if you're in the mood for steak. This classic steakhouse offers some wonderful appetizers, such as seared tuna and baked brie. When it comes time to order your entree, you can't go wrong with any of the steaks. The bone-in ribeye is especially indulgent. 

    After dinner, be sure to order an espresso or cappuccino. If you really want a unique experience, visit Friday or Saturday night when the restaurant hosts dueling pianos.

  • Richard's Restaurant & Bar: 500 S. Capitol Boulevard, Boise, ID 83702
    Richard's Restaurant & Bar
    is a fine dining establishment that serves brunch, lunch, and dinner. Their weekend brunch menu includes a selection of cocktails, like the Myrtle Mimosa and Pear Bellini. Dishes like banana bread French toast, and eggs Benedict make for a special meal.

    If you visit Richard's for dinner, you will love the house-made pappardelle. With mushrooms, sugar snap peas, and cream sauce, it's incredibly delicious. The braised leg of lamb is also a favorite. Complete your experience with the tiramisu cheesecake or pistachio ricotta crostata.

  • Capitol Cellars: 110 S. 5th Street, Boise, ID 83702
    Capitol Cellars is a wine lover's paradise. They have an incredible wine list with plenty of selections sold by the glass. Their food menu is created to pair well with their wines. You'll find options like Pete's Lamb Chops and The Senator's Prime Rib. For something lighter, try the Re-Elect Ravioli, made with wild mushrooms.

    Capitol Cellars also has a lovely happy hour. They offer 50% off select wines and cocktails. Order a few drinks and a round of The Oval Olives for your group, and you're set for a fun evening.

  • Chandlers: 981 West Grove Street, Boise, ID 83702
    Located inside Hotel 43, Chandlers is a long-time staple in Boise. The restaurant opened in 1994 and takes pride in serving the best, hand-carved steaks and fresh seafood. They order shellfish directly from Alaska and Hawaii. Jazz musicians take the stage, creating background music 7 nights a week.

    Menu favorites at Chandlers include the USDA Prime New York Steak and the Grass Fed Filet Mignon, which is rubbed with ancho chile powder. Round out your meal with a side of the gouda mac 'n cheese. For dessert, the triple-layer carrot cake and fromage blanc cheesecake are both incredible.

Make sure your evening is extra special, and you don't have to wait long for your table when you make a reservation at one of these restaurants. Whichever restaurant you choose, we hope you have a memorable evening. If you're new to the Boise area and still looking for a place to call home, contact us soon. Our real estate agents would be happy to assist you.


Easy Home Project Tips


From our friends at Delta Media Group

Little fixes around the home can take time and money. Try one of our quick tips to save both! 

  1. Fasten a Tennis Ball to your Mop Handles
    Never get on your hands and knees again to scrub scuff marks off your floor. Simply attach a fuzzy tennis ball to the end of your mop handle, and whenever you find a difficult scuff, flip the mop over and use the tennis ball to buff the mark from the floor.

    Bonus Hack: Keeping a couple of tennis balls in your swimming pool helps remove the oils, lotions, and sunscreens from the water.

  2. Plunge the Clogs from the Drains
    The next time your bathtub or sink drain backs up, don't reach for a bottle of expensive chemical drain cleaner. Grab your toilet plunger instead. Fill the basin with a few inches of water, use a bit of cloth to cover the overfill hole, and use the plunger over the drain. More often than the clog loosens after just a few plunges.

  3. Easy Spackle
    If your drywall cracks, make your own spackling compound by mixing a small amount of baking soda with glue.

  4. Loosen Stubborn Nails
    Whenever you engage in a home improvement project, there always seems to be that one nail that refuses to come out. A homeowner's trick that frequently works involves using a hairdryer to warm the nail, causing it to expand, creating a larger hole so that after the nail cools and returns to normal size, you can easily remove it.

  5. Repair Windows
    If you have a small hole or crack in your windows, fill the space with clear nail polish. It prevents the hole/crack from spreading when the temps drop below freezing.

  6. Caulking Made Easy
    Caulking isn't always a favorite home maintenance chore. Many struggle to keep the tip of the caulk gun straight or they find that they get caulk everywhere but the spot they want it at. Rather than having a professional come into handle routine caulking for you, stock up on painter's tape. Simply place a strip of painter's tape above and below the area you need to be caulked. Caulk the area and peel the tape away while the caulk is still wet. All the mess goes on the tape.

  7. Fix Holes in Drywall
    Don't worry if you get a small hole in your drywall. Fixing it is easy. Home improvement experts will tell you that you'll need to invest in paper tape or mesh. However, those with strong home maintenance skills know that all they really need is a small makeup brush to spackle their walls. Use the brush to fill the hole with spackle and sandpaper to sand down the spackle.

  8. Take the Elbow Grease Out of Shower Cleaning
    Rather than scrub by hand, easily clean your shower by fastening a foam ball to your cordless drill attachment. It'll have your shower gleaming in no time.


Who's Ready for Ribs?

Terrific BBQ Recipes

Fantastic recipes just in time for your late summer get-together!

Tequila Baby Back Ribs

2 Tbsp. chili powder 1 tsp. cayenne pepper
2 Tbsp. paprika 1 tsp crushed red pepper
1 Tbsp. garlic powder 1 chopped onion
1 Tbsp. salt 1 lg. handful chopped cilantro
1 Tbsp dried oregano 3-4 cloves garlic, diced
2 tsp. cumin 1 bottle (fifth) tequila
1 tsp. black pepper 1 lemon, halved
1 tsp. white pepper 2 limes

Combine all the above and season 2 full slabs of ribs, each cut in half. Refrigerate 2-4 hours.  Put half of 1 slab in 1-gallon ziploc bag, layer with onion, cilantro, and garlic. Place other half on top, repeat with onion, cilantro, and garlic. Pour in half bottle tequila. Add juice of half lemon and 1 lime. Seal. Repeat with other slab. Marinate at least 4 hours. Grill with onion, cilantro, and garlic at 350 degrees until done.


Honey Mango-Glazed Baby Back Ribs

1 c. honey 4 ripe mangos, cubed
2 full racks, baby back ribs 1 tsp. pepper
1 can chipotle peppers in adobo sauce 1 Tbsp. salt

Remove ribs from packaging, rinse and pat dry. Remove membrane from backside of ribs. Place ribs in shallow pan, sprinkle salt and pepper evenly and set aside. In a small saucepan, add chipotle/adobo, mango and honey. Cook over medium heat, stirring constantly until cooked down and thick enough to coat the back of a spoon. Using the slow and low method of BBQ'ing, set temperature to 225-240 degrees. If using coals, let them burn off and move over to one side of the grill. Wrap the ribs and 2/3 of the sauce mixture in aluminum foil tightly and place on grill. Close lid. After 2 hours, flip the ribs and let cook for another 2 hours. Open the aluminum and remove ribs, place them on grill and brush on remaining sauce and let cook another 30 minutes.


Get to Know Boise's Breweries


Did you know that Idaho leads the United States in barley production? Add to that a #3 ranking in hops production, and it's no surprise that Boise is home to a number of terrific breweries. Raise a glass at these wonderful locations recommended by our real estate agents

  • Cloud 9 Brewery - 1750 W. State St., Boise, ID 83702
    So what is a nanopub? As the first such establishment in Boise, Cloud 9 Brewery produces beer in batches of three barrels or less. This allows for extensive variety, as flavors change as soon as the previous batches are gone. Cloud 9 also uses locally sourced and organic ingredients in their beer and food. The family- and dog-friendly restaurant is known for its decadent mac & cheese, with a number of available add-ins, as well as a rotating selection of creative desserts such as beer-amisu. Cloud 9 is open Wednesday through Sunday from noon - 9 p.m.

  • White Dog Brewing - 705 W. Fulton St., Boise, ID 83702
    White Dog Brewing promotes the philosophy of "fetching the good life." Their unique cans feature pictures inspired by local residents around Boise homes for sale, sharing activities with their precious pooches. A 24-foot frost rail keeps beer flavors such as Blood Orange Hefeweizen, Blackberry Sour, and Vanilla Cream Ale as you relax with Fido and your two-legged friends. Smoke and Thyme, a 40-foot food truck parked outside, provides tasty pub fare such as the Bacon and Beer Burger and the signature White Dog Fries with cheddar gravy, bacon, and chives. Hours are noon - 10 p.m. Tuesday through Saturday and noon - 6 p.m. Sunday.

  • Powderhaus Brewing Company - 9719 W. Chinden Blvd., Garden City, ID 83714
    When you walk into Powderhaus Brewing Company, right down the street from Garden City homes for sale, you'll feel transported to a charming cabin up in the mountains. The ambiance is in keeping with the selection of Alpine-inspired brews, including Snow Blind Hazy IPA and the popular Hot Haus beer. Be sure to try the pickle-flavored Gherkin Gose. Powderhaus has no kitchen, so you're welcome to bring your own food as well as your well-behaved dog. Follow them on Facebook for information about live music events. Hours are 3 p.m. - 10 p.m. Monday through Thursday, noon - 10 p.m. Friday and Saturday, and noon - 7 p.m. Sunday.

  • Barbarian Brewing - 1022 W. Main St., Boise, ID 83702
    Named for the "wild creatures" who discovered an alternative to wine, Barbarian Brewing goes beyond traditional mass-market beers. Their creative, experimental flavors include Watermelon Wheat, Peanut Butter Bits, and Tom & Cherry Sour. Complement your beverage with classic Mexican street food. Dogs are welcome out on the patio, but two-legged visitors must be 21 and over. Barbarian Brewing is open 3 p.m. - 10 p.m. Monday through Thursday, noon - 11 p.m. Friday and Saturday, and noon - 8 p.m. Sunday. They also have a second location in Garden City on 32nd Street. Hours for that location are 3 p.m. - 10 p.m. Monday through Thursday, noon - 10 p.m. Friday and Saturday, and noon - 8 p.m. Sunday.

  • Clairvoyant Brewing Company - 2800 W. Idaho St., Boise, ID 83702
    No need to consult a psychic to find great beer in NW Boise. Family- and dog-friendly Clairvoyant Brewing Company is conveniently located just off the Boise Greenbelt Trail. In addition to their own beers, Clairvoyant is pouring Proletariat Wine and Meriwether Cider. On most evenings, one of Boise's top food trucks can be found right outside. Hours are 3 p.m. - 10 p.m. Monday through Thursday, noon - 11 p.m. Friday and Saturday, and noon - 8 p.m. Sunday.

Find out why Boise is a satisfying mix of trendy and traditional. Contact us at Coldwell Banker Tomlinson to learn more.


Economic News from Idaho Central Credit Union



Unexpectedly Strong Job Gains Across the Board

With the release of last week's Employment report, the United States reported unexpectedly strong job gains across the board. With this stronger than expected economic data, mortgage rates received an unfavorable reaction.

Overall, the key labor market report far exceeded the forecasts. Thus, mortgage rates ended the week higher.

Employment Report Reveals Unexpectedly Strong Job Gains

Every month, the Employment report represents the most highly anticipated data. With Friday's release, the data revealed unexpectedly strong job gains. Against a consensus forecast of 250,000, the economy gained 528,000 jobs in July 2022. Notably, leisure and hospitality displayed the best performance with a gain of 96,000 jobs. Now, the economy holds more jobs than in early 2020, prior to the pandemic.

Meanwhile, the unemployment rate fell from 3.6% to 3.5%. While unemployment fell below the consensus forecast, it also matched the lowest level since 1969. Additionally, investors and analysts look to average hourly earnings for wage growth indications. Overall, the latest average hourly earnings report showed an impressive 5.2% higher than a year ago, well above the consensus forecast.

ISM Reporting Paints Picture of Shifting Consumer Spending

Aside from the unexpectedly strong job gains, the most recent economic indicators from the Institute of Supply Management (ISM) painted a picture of shifting consumer spending habits. The national services sector index ended several straight months of declines with an unexpected jump to 56.7, well above the consensus forecast of 54.0.

By contrast, the national manufacturing sector index posted an expected drop to 52.8. Still, levels above 50 indicate sector expansion. Consistent with other recent data, these two reports suggest that consumers are purchasing more services and fewer goods.

Investors Anticipate 75-Basis Point Increase in September

Following news of unexpectedly strong job gains and an expanding National Services Sector Index, investors anticipate another large rate hike in September. Last week, most investors priced in a 50-basis point rate hike. Currently, the majority price in a 75-basis point increase while debating next year's events.

Presently, investors plan for additional rate hikes later this year. Meanwhile, next year should lead to rate cuts as economic growth and inflation decline. Federal Reserve comments suggest that investors price too high a probability of rate cuts next year given the uncertain inflation outlook.

Looking Ahead After Unexpectedly Strong Job Gains

After the unexpectedly strong job gains, investors watch for additional Federal Reserve guidance on the pace of future rate hikes and bond portfolio reduction. Beyond that, they focus on the inflation data.

The Consumer Price Index (CPI) was released on Wednesday. Investors and analysts widely follow CPI for price changes covering a broad range of goods and services. Also, the Producer Price Index (PPI) comes out on Thursday of next week. PPI measures price changes for intermediate goods used to make finished products.


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Median Home Prices Fall Slightly from June

From our Friends at Boise Regional REALTORS®

Home Prices Adjust to Market Changes

The median sales price for homes in Ada County was $589,990 in July, down 0.4% from June but 9.3% higher than July 2021. Buyers who purchased in recent months faced larger monthly mortgage payments due to higher mortgage interest rates and home prices, which has had a cooling effect on the demand for housing. As a result, home price growth and sales have slowed.  

This point is made more obvious when looking the existing/resale segment, which had a median sales price of $549,000 in July, a 3.7% decrease from the previous month, but a 4.6% increase from a year prior. The existing segment can react more quickly to changes in what buyers are willing or able to pay in contrast to new construction which must factor in land, labor, materials, and other fixed costs into the final home price.  

The month-over-month price declines indicate that the local housing market continues to be driven by supply versus demand, not speculation like we experienced over a decade ago. As demand decreases and supply increases, prices are responding accordingly.  

There were 2,408 homes listed for sale at the end of July, a 128.2% increase from July 2021, and the highest level of inventory we've seen since September 2015. Even with the uptick in inventory, the months supply of inventory in July was 2.8 months, meaning, if no additional homes were listed, the supply of homes would run out in about three months. A "balanced" market, or one that does not favor buyers or sellers, is typically between 4-6 months of supply.  

July also marked the fifth consecutive month of year-over-year declines in the number of sales. There were 685 closed home sales last month, down 33.8% compared to July 2021. There have been 5,370 total sales year-to-date, 707 fewer, or 11.6% less, than this time last year.   

Metrics that indicate competition in the market continued to show signs of normalizing in July. Focusing on the existing/resale segment, homes that closed last month spent an average of 21 days on the market before going under contract, compared to 11 days in July 2021. Additionally, the average original list price received for existing homes in July was 95.6%, which means that on average, buyers paid less than asking through a lower accepted offer, price reductions, or seller concessions. In July 2021, the average original list price received was 101.3%, meaning that on average, buyers paid more than asking price.  

Higher mortgage interest rates have done what the Fed intended and cooled demand for housing, which in turn, has also slowed sales and price growth. However, it's important to remember that 2020 and 2021 were out of the norm for our market — we experienced a surge of demand for housing while we had record low inventory, which drove home prices up at a very rapid rate. Today, we're in the midst of a shift to a more normal market, one where bidding wars are less common, buyers have more time and choices, and appraisals and home inspections don't have to be waived in order for an offer to even be considered.

Whether you're ready to buy today or would like to purchase within the next two, five, or even ten years, work with trusted advisors to make a plan to reach your goals. Taking important steps today, such as improving your credit, researching down payment programs, and saving for your down payment in a tax-sheltered savings account can really make a difference when you're ready to make a move.

To view the Treasure Valley homes currently for sale, CLICK HERE.


Plan Ahead for These Boise Festivals

Boise Festivals

Boise homes for sale are some of the most desirable in the region, and there's something here for everyone. But our real estate agents know that the decision is even bigger than what property you choose. It's about joining a community where you can truly feel at home.

Take a look at everything Boise has to offer, and you'll see yourself living here!

As the capital of Idaho, one of Boise's unique strengths is its busy social calendar. Whether you love music, art, food, or all of the above, downtown Boise is the happening place to be.

Let's check in with some of the most popular summer events:

  • Fridays on 34th Market & Music – 303 East 34th Street, Garden City, ID 83714
    Fridays on 34th Market & Music is a recurring local event that takes place on Fridays near Garden City homes for sale. A recent innovation by the community's active downtown boosters and others, it has already become a local mainstay that attracts families every week. Summer hours run from 4 p.m. to 9 p.m., and there's always new food and music to appreciate. It runs from June all the way through November and will always be found at 34th Street Market.
  • Idaho Halloween & Horror Film Festival – Red Lion Boise Downtowner – 1800 West Fairview Avenue, Boise, ID 83702
    Idaho Halloween & Horror Film Festival is now celebrating its second year. Awards will be presented for a variety of categories spotlighting the original work of local filmmakers. Horror, thriller, suspense, and science fiction entries are accepted. Last year was a breakout success that has been lauded as friendly, fun, and a terrific networking opportunity for both fans and filmmakers. Celebrate horror films when the festival is in town from August 12 through 14. 

  • Boise Soul Food Festival – 700 South Capitol Boulevard, Boise, ID 83702
    Another winner slated to brighten Julia Davis Park, Boise Soul Food Festival will return on Saturday, August 13 this year. From 11 a.m. to 8 p.m., people from all around Boise will have the chance to savor delicious meals from top local brands and competing culinary masters. You can shop for local food, arts and crafts, and much more while you enjoy live music. There will also be cultural workshops discussing more of the history and traditions behind the fun. It is sure to be a great time!

  • Boise Water Lantern Festival – 700 South Capitol Boulevard, Boise, ID 83702
    Taking place within Boise's delightful Julia Davis Park, Boise Water Lantern Festival has been voted the #1 festival in the local area. Attendees will be provided with an LED candle and have the opportunity to float their own paper lantern, complete with their wishes for health and happiness. The festival area is attended by local food trucks and performers, and the water will be fully cleaned up after the event. It will begin at 5:30 p.m. on Saturday, August 27.

  • Spirit of Boise Balloon Classic 2022 – 1000 South Americana Boulevard, Boise, ID 83706
    Found in Ann Morrison Park every year since 1991, Spirit of Boise Balloon Classic 2022 is one of the Boise area's most successful and beloved family events. Tourists and locals alike gather together to see soaring balloons and hear inspiring music. Launches begin early, typically around 7 a.m., assuming the weather cooperates. By mid-day, dozens of balloons will be gliding over Boise's historic landmarks. Events are scheduled from Wednesday through Sunday, August 31 through September 4.

Contact us to find out more about all Boise has to offer.


Doers of Good: Northern Star Dog Rescue


CBT Realtor® Tom Caples and his wife Amanda put their money where their mouths are. As founders of Northern Star Dog Rescue, the couple saw a need and decided they had to do all they could. We are pleased to feature them as our July Doers of Good.

Both Tom and Amanda have volunteered hundreds of hours at local shelters over the years. As a result, they were witness to the number of dogs – dogs that could have been amazing pets – euthanized because there just wasn't room for them. They may have been "long-timers" or have had some behavioral issues that would have taken a lot of time to correct. They both felt drawn to doing more to help, and NSDR was born in January of 2021.

The mission of NSDR is to assist in saving shelter dogs from euthanasia. "That's about 90% of the dogs we save," says Tom. "The others come may come from hoarding cases or incidents of severe abandonment or abuse. Due to the large number of dogs in shelters, located here in Idaho, as well as in other states such as Utah, Texas, and Arizona, many dogs who are not immediately adopted are being euthanized. Most of the dogs we save have literally minutes left before we swoop in to save them."

The organization is 100% foster-based, meaning there is no actual "shelter" location. The dogs rescued from their dire circumstances are placed in homes, which helps them "decompress from the stresses of being in a shelter or from being neglected," Tom explains. "We believe this helps our dogs be more successful in transitioning to permanent homes."

Though most of Tom's waking hours are spent in his real estate business, he is active with NSDR in an advisory role and as the treasurer on the 501(c)3's board of directors. "Amanda handles the day-to-day," he tells us. "I take part in the public events where I am needed most. We've also opened our home to foster some of the more challenging dogs. I dedicate a lot of my time outside of real estate to help these dogs transition into a normal life of just being a dog and a companion. It's sometimes difficult and requires a ton of patience, but it's very gratifying to see the progress these dogs make."

He adds, "People sometimes forget that, like humans, many of the dogs we see are traumatized by the 'system' they get caught in. Showing them a loving home life is critical to saving them."

In the very short time the rescue has been operating, 170 dogs have been saved. According to Tom, donations are the "lifeblood of our organization." In addition to donations, NSDR charges a $300 adoption fee for each dog. Though that certainly helps, "it doesn't cover our expenses for vet visits, spaying/neutering, vaccinations, and other medical needs. We have several dogs who have had to have surgeries to improve their sight or correct a deficiency and could have been the reason the dogs were relinquished in the first place. Sometimes, we use our personal funds to cover the costs, and that's one reason real estate has been such a blessing."

Tom goes on to explain that the organization provides crates, beds, food, and supplies to many of their foster parents. "This helps us keep more loving homes when those folks might not be able to afford to do it otherwise."

When asked why the Caples took on such a big task, Tom is quick to answer. "There are too many success stories of dogs that go from no hope to finding amazing families and forever homes. It's almost as if the dogs realize what they've been through and realize they will finally be loved. It's incredibly rewarding."

Of his career in real estate with Coldwell Banker Tomlinson, Tom says, "Coldwell Banker has always been a huge proponent of giving back. It's part of our core values and has given me the opportunity to give back. Coldwell Banker's support and love for animals is longstanding. They have had many national campaigns for bringing homeowners and dogs together. It seems to be a perfect fit for me."

In closing, Tom adds, "It's important to find something that tugs at your heart and contribute what you can, no matter how small. Just do your best to leave this place a little better than you found it."

To help Northern Star Dog Rescue continue its mission, visit them online at or on their Facebook page at


Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


For the Third Time, CB Scores Top in Agent Satisfaction

Coldwell Banker Scores First in Agent Satisfaction. Again.

Confucius said, "Choose a job you love, and you will never have to work a day in your life." 

The real estate professionals across the Coldwell Banker brand are passionate about their industry – and about their brand. For the third time, Coldwell Banker Real Estate ranked #1 in agent satisfaction in the annual "Agent Priorities" report conducted by Quester.

Designed to keep what's important to agents top of mind, the report zeroes in on topics such as work/life balance, brand image, support, tools, and culture. Knowing what makes an agent more likely to stay with a company is a key component in what brokerages can do to foster positive work environments and grow their agents' businesses.

On a local level, Coldwell Banker Tomlinson combines the strength of the national tools with additional services designed to help our Realtors® list, sell, and learn.

Full-time managing brokers are in place to provide immediate assistance. Offices are staffed with Agent Services Experts (ASEs) to help with marketing, paperwork, and training. A company-wide marketing team is in place to create campaigns that support current market trends, listing types, and services.

With continuing education an important aspect of any business, Coldwell Banker Tomlinson offers in-house classes, regular lunch 'n' learn trainings, continuing education at no cost, and national certifications and classes.

To read the results of the report, visit the Coldwell Banker Blue Matter blog.


Strong Job Gains in June



More than 350k Jobs Added to the Economy in June

Job Gains were better than predicted despite a consensus forecast of just 250,000, the economy added 372,000 jobs in June. This growth is right in line with the gains seen over the last few months. The unemployment rate held steady at 3.6%.  This is just above the lowest level since 1969. Average hourly earnings, an indicator of wage growth, were an impressive 5.1% higher than a year ago. Although it was down from an even larger annual rate of increase of 5.3% last month.

Job Gains Show Labor Market Strength

The JOLTS report measures job openings and labor turnover rates. The latest JOLTS report indicated that the labor market remains very tight. At the end of May, there were a massive 11.3 million job openings. This is down a little from the record high in March, but over 4 million more than in January 2020 prior to the pandemic.

There were 1.9 job openings for every unemployed worker. High level of openings reflects a strong labor market, as companies struggle to hire enough workers with the necessary skills. A very large number of employees also willingly left their jobs in January. This signals strength in the labor market. Workers usually quit only if they expect that they can find better jobs.

Job Gains Grew as Did Mortgage Rates

Job gains may mean a stronger labor market, but not necessarily a stronger economy. The minutes from the June 15 Fed meeting released last Wednesday significantly contained no surprises. To help the economy recover from the pandemic, the Fed put in place extremely loose policy measures. With the recent surge in inflation, officials have begun to tighten. The minutes confirmed that fighting inflation is the primary goal now.

Aggressive rate hikes likely will continue, even at the risk of slowing the economy. When the federal funds rate has climbed to a more "neutral" level, meaning it neither boosts nor restrains economic growth. Moreover, officials will evaluate whether to continue tightening to a restrictive stance. The minutes emphasized that the Fed wants to prevent expectations for a long cycle of higher prices from becoming "entrenched."

Looking A Head at Inflation & Retail Sales

Looking ahead, job gains aren't the only thing investors are keeping an eye on. They will continue to look for additional Fed guidance. Investors are keeping an eye on the pace of future rate hikes and bond portfolio reduction. Beyond that, the Consumer Price Index (CPI), was released on Wednesday. CPI is a monthly inflation indicator that looks at price changes for a range of goods and services. Retail Sales will come out on Friday, a key indicator of the health of the economy. Consumer spending accounts for over two-thirds of U.S. economic activity.


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Cooling Demand Slows Home Price Growth

From our Friends at Boise Regional REALTORS®

Median Sales Prices Drop Slightly in June

After passing the $600,000 mark in May 2022, the median sales price for homes in Ada County dropped to $592,090 in June. This was 12.8% higher compared to the same month a year ago. Since 2005, the average year-over-year percent change in home prices in Ada County has been 8.1%.

MSP and Percent Chg YOY - June 2022

The incredible price growth we've seen since the onset of the pandemic was fueled by a rapid increase in demand for housing as people transitioned to remote work, the continued household formation of millennials, and historically low mortgage interest rates. With an already undersupplied housing market prior to the pandemic, prices shot up as demand outpaced supply.

We've seen the buyer pool shrink due to higher mortgage rates and home prices. Cooling demand has given inventory a chance to catch up a bit, giving the remaining buyers more options.

There were 2,135 homes available for sale at the end of June, a 192.9% increase from June 2021, and the highest inventory we've seen since September 2016. Even with the welcome inventory gains, the months supply of inventory in June was 2.4 months. A "balanced" market, or a market that does not favor buyers or sellers, is typically between 4-6 months of supply.

Metrics that indicate competition in the market continued to show signs of normalizing. Focusing on the existing/resale segment, homes that closed last month spent an average of 14 days on the market before going under contract, compared to 10 days in June 2021. Additionally, the average original list price received for existing homes in June was 98.4%, which means that on average, buyers paid less than asking through a lower accepted offer, price reductions, or seller concessions. In June 2021, the average original list price received was 103.9%, which means on average, buyers paid more than the asking price.

The housing market conditions we experienced for the last two years were unique. Historically low inventory, coupled with rampant demand, resulted in above-average price growth and a highly competitive market. The changes we're seeing in price growth, inventory, and slower market times is moving us toward a more normal market — one where bidding wars are the exception and not the rule, and buyers aren't having to make split-second decisions and waive contingencies for their offer to even be considered.

Sales also continued to lag in June. There were 818 closed home sales last month, down 16.0% compared to June 2021, and the fourth month of consecutive year-over-year declines.

As the market shifts, sellers may have to adjust their expectations slightly. Offers may not fly in within the hour or first day you list, and your home may not sell for over list price. This isn't necessarily a bad thing — in fact, it may make your experience less stressful, and sellers are still receiving great value for their homes. Your best bet for selling in today's market is to price your home appropriately, based on the relevant data, comparables, and expertise offered by your real estate agent, and then allow your agent to market your home on the multiple listing service to reach the widest audience possible.

Whether you're ready to buy today or would like to purchase within the next two, five, or even ten years, work with trusted advisors to make a plan to reach your goals. Taking important steps today, such as improving your credit, researching down payment programs, and saving for your down payment in a tax-sheltered savings account can really make a difference when you're ready to make a move.

To view the Treasure Valley homes currently for sale, CLICK HERE.


Western Idaho Fair: What to Expect in 2022

Western Idaho Fair

Since 1897, the Western Idaho Fair has been summer's main event near Boise homes for sale. Find out why our real estate agents expect that this year's version, appropriately dubbed "The Big Social," will once again be the highlight of the season.

History of the Fair

Around the turn of the 20th century, Boise was relatively isolated from other cities. The Intermountain Fair was designed as a way for the communities to connect, as Boise showcased their strong agricultural foundation.

In 1936, Ada County appointed a fair board to oversee what was now known as the Western Idaho Fair. The event expanded with the times to include carnival rides and games.

While the fair has generated an increase in local business, financial troubles caused sporadic closings over the years. Since the mid-1980s, the Western Idaho Fair has been entirely self-supporting, with no taxpayer funding. Today, as the fair celebrates 125 years, more than a quarter of a million people attend annually.

Acts and Attractions

From animal exhibits to strolling violinists, the fair features entertainment appealing to all ages and interests. Here's a look at some of the most anticipated attractions:

  • 4-H and Future Farmers of America are staging show competitions for a wide range of animals, from horses to guinea pigs (or cava). There will also be a number of educational seminars and displays, such as "Alpaca 101" and the Mobile Dairy Classroom.

  • What's a fair without motorsports? Adrenaline junkies can get their fill at the Octane Addiction shows, featuring top freestyle riders on snowmobiles, motorcycles, and quads. Little ones can join the fun with the kids' pedal tractor races.

  • Are you the BBQ master in your family? How far can you toss a 3.5-pound skillet? You can also show off your skills and win prizes in myriad categories including flower arranging, cake baking, umbrella decorating, photography, and more. Spend time wandering through the exhibition buildings to view hundreds of displays, crafts, and art.

  • Once again, a full selection of carnival rides and games will be on hand for everyone, whether you're a daredevil or you prefer tamer thrills.

  • Fair food is the stuff of legends, and the eats at the Western Idaho Fair lead the pack. The award-winning Idaho ice cream potato was named to the "50 Best Fair Foods" list by Food Network. Other mouthwatering treats include hand-dipped Party Pups, onion blooms, turkey legs, and deep-fried Snickers.

  • Strolling entertainers keep you amused as you wait in line for rides or stop for a refreshment break. Watch for violinists, clowns, and Robocars that are real-life Transformers.

Grandstand Shows

Plan to enjoy big-name concerts during fair week. Admission is included with your fair ticket. Seating is first-come, first-served.

  • Chris Janson: Monday, August 22

  • Ja Rule and Ashanti: Tuesday, August 23

  • Pat Benatar and Neil Giraldo: Wednesday, August 24

  • Stone Temple Pilots: Thursday, August 25

  • Billy Currington: Friday, August 26

All shows start at 7:30 p.m.

Dates and Information

  • The 2022 Western Idaho Fair runs from Friday, August 19, through Sunday, August 28.

  • Gates open at 11 a.m. on weekends and noon on weekdays. Closing time is 11 p.m. except on the final day, which ends at 9 p.m.

  • Adult admission is $10 in advance and $12 at the gate, while kids aged 6-11 are $8 and $9, respectively. Carnival wristbands for all ages are $30 and $35. Combo packs are $70 and $150 and may be purchased in advance only.

  • Enjoy free admission from noon - 2 p.m. on opening day with a donation of a non-perishable food item for the Idaho Foodbank.

  • Expo Idaho fairgrounds are located at 5610 N. Glenwood St., Garden City, ID 83714.

Life in Boise is full of fun and tradition. If you're buying or selling a home, contact us.


Theater in Boise: Idaho Shakespeare Festival

Boise Shakespeare

The theater is alive and well in Boise! Every summer, the Idaho Shakespeare Festival presents classics in a beautiful setting that's only a stone's throw from the Boise River, and the 2022 season is no exception. 

A typical season for the festival includes five or six productions, each shown multiple times between June and September in a spectacular outdoor amphitheater. As always, our real estate agents are excited to see what the Idaho Shakespeare Festival has in store for us this summer. 

About the Venue

Located just minutes from these Boise homes for sale, Idaho Shakespeare Festival events take place at a beautiful outdoor amphitheater surrounded by a wooded habitat reserve. It's a state-of-the-art facility that was designed to naturally amplify the human voice. 

The Amphitheater seats 770, but there's also a spacious general-admission lawn area overlooking the stage. General admission patrons are welcome to bring picnic blankets and lawn chairs. There is also an option to reserve a specific tableside spot with a chair already set up. 

Attendees are welcome to bring their own food and drink as well. The on-site Café Shakespeare also offers a wide range of refreshments, including gourmet deli items, picnic dinners, desserts, and beverage options, including beer and wine.

The Idaho Shakespeare Festival has been going strong since 1977, and attendance over the course of a season often exceeds 50,000 people. After being forced to cancel the season due to COVID-19 in 2020 and 2021, we're thrilled to welcome the festival back for 2022!

Idaho Shakespeare Festival 2022 Season

The Idaho Shakespeare Festival presents a different slate of stage productions every season, and contrary to what some may expect, it's not all Shakespeare! As is usually the case, this season includes some of the Bard's most well-known works, along with several more modern plays.

The 2022 season began with an amazing and now-concluded run of Shakespeare's classic, Much Ado About Nothing. But that was just the beginning! Be sure to catch these upcoming shows (and check out the festival's official calendar for more details): 

  • Ain't Misbehavin' (June 17- July 9) - Showcasing the show-stopping music of legendary jazz musician Thomas "Fats" Waller, this Tony award-winning musical features five actors performing some of Waller's greatest songs.

  • Romeo and Juliet (July 15- 30) - Arguably the most famous of William Shakespeare's many classic works, this tale of love and loss between two star-crossed lovers from rival families has resonated with audiences across centuries. 

  • Little Shop of Horrors (August 5- 27) - A classic musical comedy, Little Shop of Horrors, revolves around a florist whose chance for success and romance comes with the help of a giant man-eating plant.

  • The 39 Steps (September 2-25) - One of the most exciting entries into the 2022 lineup, this fast-paced whodunit packs in both laughter and thrills and has been described as Alfred Hitchcock meets Monty Python!

Whichever shows you choose to attend, be sure to get your seat early. Most dates include pre-show events such as live music and beer or wine tastings, which are not to be missed! Check their website for any schedule changes due to Covid.

Boise has earned a reputation as a hub for arts and culture, and the Idaho Shakespeare Festival is just the tip of the iceberg. Contact us today to learn more about life in Idaho, and be sure to ask our real estate agents about finding your dream home in Boise and the surrounding areas. 


Take Action Now on these Home Repairs

Home Repairs that Can't Wait

Delta Media Group

Home improvement can be costly and time-consuming, so it's no surprise that many homeowners put off making repairs as long as possible. Smaller repairs can usually be safely left until the timing is more advantageous, perhaps when you have more money in the bank or some vacation time. There are some repairs, however, that should be taken care of as soon as possible. These home repairs are so important that failing to make them could result in serious injury and increased costs.

  1. Electrical System
    Some home improvement projects include work on the electrical system, such as installing a ceiling fan or changing a light switch. These are examples of repairs that can be done whenever you can fit them into your schedule. Some electrical problems require immediate action, though. These include unexplained circuit breaker failures, flickering or inconstant lighting, and switch plates and outlet covers that feel warm or hot. If you notice any of these problems, it's a good idea to enlist the help of a qualified electrician as soon as possible.

  2. Roofing
    The roof is an important part of your home's defense against the elements. Leaks, missing or damaged shingles, and sagging areas need to be addressed as soon as you notice them. A sagging roof could collapse under the weight of snow or heavy wind and may indicate other problems like improper attic ventilation. In addition, small leaks and damaged areas can lead to big problems like rotted support beams, mold growth, and an overall weakened structure.

  3. Foundation
    Foundation cracks are a fairly common problem, but many people choose to ignore them when they're small. This leads to their spread and growth, eventually becoming so problematic that it can cost many thousands of dollars to repair. While smaller cracks don't typically contribute to structural instability, as they grow larger, they increasingly undermine the foundation's integrity. In extreme cases, this can lead to the collapse of the entire home. Have foundation problems been addressed as soon as they arise, both to save money and ensure safety?

  4. Gas Lines
    Gas leaks in your home can be extremely dangerous. Natural gas and propane are dense and have a tendency to "sink" below regular air. They pool in the low areas of your home, meaning that you're more likely to smell them (they smell like sulfur; "rotten eggs") on the first floor or in the basement if you have one. Anytime you smell gas, or even think you smell gas, get yourself and your family out of the home immediately and call the gas company from outside. Repairs to gas lines should be made before you return to your home, and only by experienced professionals.

  5. Plumbing
    Water leaks and damaged pipes give mold a perfect environment to take hold in your walls, and you may not notice a leak until long after it started. Should you notice any dark spots or weakened areas in walls, or water bills that seem abnormally high, it's important to find the cause and address it before it leads to larger problems.

Managing Home Improvement Tasks

It can be tempting to leave smaller home improvement tasks until "later," but keep in mind that doing so could cost you more in the long run. Not every repair constitutes an emergency, but that doesn't mean that non-emergency repairs should be ignored. Keep on top of home maintenance and repairs by keeping a checklist of necessary tasks; focus on completing one each weekend or each month. This will help you keep your home improvement projects from piling up and becoming major problems.


Tips for Updating a Concrete Patio

Ideas for Upgrading Your Patio

Delta Media Group

Maybe you've been pondering all those cool ideas seen on TV and the web about redoing your drab slab of a concrete patio so that it's a standout feature of your indoor/outdoor entertainment area. Here's the deal. We are all in love with the idea of extending our living and entertainment area into the outdoors. And why not? There are dozens of relatively inexpensive and yet innovative hacks that will make your outdoors as inviting as the indoors, so let's start working from the ground up by renovating that boring, cracked, or scuffed-up concrete patio and see how dazzling it can be.

  1. Paint it.
    For basic painting, you will need concrete binding primer; concrete paint; painter's tape, a roller tray with liners (for fast cleanup), a paint roller, nap roller covers, and paintbrushes.

    Pressure wash the patio and let it dry. Cover up with painter's tape everything you don't want to be painted. Apply concrete binding primer, allowing it to dry one to four hours prior to painting. Apply two coats of paint, allowing the first coat to dry overnight. Wait 72 hours before you move furniture back onto the patio.

  2. Stain it.
    Apply a stain over the patio, then seal it. 

  3. Paint a pattern.
    Using a circular saw, score a concrete slab with a diamond pattern, then paint it with two shades of gray concrete paint. You can also use a stencil to create interesting patterns like a carpet design.  

  4. Lay decking on top of the concrete.
    Not a fan of concrete? You can lay decking on top of the concrete and attach white fascia boards along the sides.

  5. Create a stamped concrete patio.
    Stamped concrete is wildly popular these days. A bit cheaper than pavers, it comes in a variety of patterns and colors. Installers will try to delay cracking (be advised, it will crack someday) by installing control joints. Obviously, you will have to pour concrete and stamp the new concrete before it hardens. So if you've already got a concrete slab there, you'll have to figure out how to get rid of it. 

  6. Fake a stone look.
    Another redo that involves pouring new concrete is to fake the look of brick or stone with a patterned rubber roller. You'll need a concrete roller to create indentations that look like brick or stone, and those rollers can be costly. Concrete stamping mats are a more affordable option. These flexible pieces of rubber have embossed patterns. Stamp them on wet concrete and apply pressure. Lift the mat and repeat the process. 

  7. Resurface with pavers.
    How about resurfacing your patio with clay pavers? These bricks are hard-fired in a kiln, so they are extra-strong and can stand up to the harsh sun and inclement weather. Less expensive than stone, clay pavers cost more than concrete pavers. 

Although all these projects are relatively inexpensive, you can obviously spend more on some than others. So if cost is a factor, then you may want to go with simple painting or staining.

Once you're done with your new floor, it's time to think about decorating. You might start with a weather-resistant outdoor rug, perhaps in the dining area. Decorate with flower boxes or containers of flowers that can change with the season and move indoors when it's cold. Hang up strands of lights. Add a water feature, which could be a fountain with plumbing or a self-contained model that runs on electricity and recirculates the water.

Let your creativity and inner interior decorator run wild as you think up ways to jazz up that formerly dull space and make it shine.

Have you made some updates to your outdoor living space? Show us some pictures in the comments! 


Sweet Summer Treats

Sweet-Tart: Refreshing & Lemony Recipes for Summer

Summer is here, and it's time to celebrate all things lemony! These refreshing treats are sure to please at your next get-together.


Frozen Raspberry Yogurt Lemonade Pops

  • 1 can (12 oz.) frozen lemonade concentrate
  • 1 c. water
  • 1 c. fresh raspberries
  • 1/2 c. plain yogurt
  • 10 ice pop molds

In a saucepan, heat lemonade concentrate & water over medium heat just until the concentrate is thawed. Remove from heat & cool. In a blender, place 3/4 c. of the cooled mixture, 1/2 c. of the raspberries, & 1/4 c. of the yogurt. Blend on medium until smooth. If you don't like the seeds, press this mixture through a small strainer to remove them. Divide the mixture among ice pop molds & freeze slightly.

Distribute the remaining raspberries in molds. Combine the remaining lemonade mixture & yogurt and spoon evenly into molds. Return to freezer until firm, about 4 hours.


Perfect Lemonade

  • 1/3 c. sugar or 2/3 c. agave
  • 1 c. freshly squeezed lemon juice
  • 7 c. water

Mix well. Serve over ice with a lemon wedge garnish.


Lemon-Lime Spritzer

  • 1 liter lemon-lime soda
  • 4 limes, cut into wedges
  • frozen cherries
  • fresh mint leaves

Mix ice, soda & sliced limes. Add cherries & garnish with mint leaves. Serve immediately.


Adult Lemonade

  • 1 shot El Patron Tequila
  • 1/4 shot Grand Marnier
  • 4 oz. beer
  • 4 oz. lemonade
  • ice
  • strawberries for garnish

Mix together and serve immediately


Strawberry Lemonade Icebox Pie

  • 1 9" graham cracker pie crust
  • 2/3 c. frozen lemonade concentrate
  • 1 can (14 oz.) sweetened condensed milk
  • 1 c. heavy whipping cream
  • 3 Tbsp. powdered sugar
  • 1 c. strawberries
  • 3 Tbsp. honey
  • 1 Tbsp. water

 In a blender or food processor, blend strawberries, honey, & water until pureed. Set aside. In a separate bowl, mix lemonade concentrate with sweetened condensed milk until combined. Set that aside, too.

With a mixer, whip heavy cream until soft peaks form. Add powdered sugar & whip until it stiffens. Gently fold into lemonade mixture. (The pureed mixture is still kept separate.)

Pour half the strawberry puree on the bottom of the crust. Top with lemonade filling, smoothing evenly. Spoon on the remaining puree in evenly spaced dollops and swirl with a toothpick or knife. Freeze at least 6 hours before serving. Store leftovers in the freezer.

What's your favorite summertime recipe? Tell us in the comments! 


Where to Order Huckleberry Dishes in Boise

Boise Huckleberry

The huckleberry is a versatile Idaho food that locals seek all year round in a variety of dishes – and our real estate agents want to introduce you to this local treat.

As the state fruit of Idaho, you can find a number of restaurants that use real, locally grown huckleberries in their dishes near Boise homes for sale. Not only that but greenhouses and garden centers throughout Idaho often have mature huckleberry plants that you can transplant right into your own backyard.

Let's check in with some of the places where you can sample this beloved berry:

  • Brunchette – 7135 West State Street, Garden City, ID 83714
    Not far from Garden City homes for sale, you'll find Brunchette, a place where you can enjoy brunch all day long. Known for its wide variety of specialty coffee drinks, handcrafted cocktails, and breakfast delights like "Benedict's Avocado Toast," Brunchette reinvents the mid-morning meal by using local, ethically sourced ingredients from small vendors and farmers throughout the region. You won't want to miss out on huckleberry pancakes!

  • Trillium – 245 South Capitol Boulevard, Boise, ID 83702
    Trillium astounds with its free valet parking and a chef-led menu that includes breakfast, lunch, and dinner from local, sustainable ingredients. Acclaimed for both "The Best Sandwich in Idaho" and "The Best Meatloaf in Idaho," among others, you can find Trillium on the lavish grounds of The Grove Hotel. There is also a full bar, and guests of the hotel can order from it directly for room service. Huckleberries are available fresh (in season) and in a variety of desserts.

  • Bardenay Restaurant & Distillery – 610 West Grove Street, Boise, ID 83702
    Bardenay Restaurant & Distillery bills itself as "the nation's first restaurant and distillery" and lives up to that reputation with its sterling service and inventive menu. Lunch and dinner provide everything one could want, including appetizers, satays, tacos, soup and salad combos, sandwiches, burgers, and a full range of entrees. There's even a dedicated kids' menu bursting with flavorful favorites for the little ones. Try the seasonal huckleberry compote with fresh fruits and greens.

  • Boise Pie Co. – 1216 North Orchard Street, Boise, ID 83706
    With a cheerful offer to "let us cook dinner for you," Boise Pie Co. is a leading name when it comes to the classic Idaho huckleberry pie. On top of the mouthwatering array of pies, you can also savor samples from the on-site bakeshop. Fresh treats are baked daily – the earlier you arrive, the better! Cheesecakes, cupcakes, bars, muffins, cobblers, crisps, and more are waiting for your visit. It should come as no surprise that huckleberry pie is a favorite here, but it is also used as a flavoring for cakes, tarts, and other baked goods.

  • The Brickyard – 601 Main Street, Boise, ID 83702
    The Brickyard is the vision of master chef Drew Leger, a Boise native who was educated at the BSU School of Culinary Arts. Since 2011, he has been offering fine cuisine at the restaurant, where even the appetizers have a distinct gourmet spin. From starters like parmesan truffle fries, seared tuna, and oysters Rockefeller to mains such as filet mignon, herb-crusted lamb chops, and elk tenderloin, The Brickyard creates a memorable culinary experience. Depending on the season, you can find huckleberries incorporated into salads, entrees, small-plate appetizers, and fresh desserts baked on site.

  • Delsa's Homemade Ice Cream & Restaurant 7923 West Ustick Road, Boise, ID 83704
    There's something extra special about homemade ice cream during the hot summer months. And at Delsa's Homemade Ice Cream & Restaurant, you can enjoy a satisfying meal finished off with their locally made ice cream, still produced in small batches using Delsa Walton's original recipe from 1961. There might not be anything better than a fresh huckleberry shake, or dish of huckleberry ice cream made the old-fashioned way!

The local cuisine is just one of the many perks of living in the Boise area. Contact us to find out more about what Boise has in store.


Financial News from Idaho Central Credit Union



High Inflation Leads to Reduced Mortgage Applications

In recent months, high inflation (and higher mortgage rates) took a large toll on mortgage application volumes. Now, they've dropped to the lowest levels in 22 years. The rate hike has been implemented to fight against high inflation. According to the latest data from the Mortgage Bankers Association (MBA), average 30-year fixed rates rose 2.0% higher year over year.

Purchase applications are down 21% from last year at this time. Applications to refinance a loan have plunged a shocking 75% from one year ago. This year, MBA forecasts total mortgage originations to decline over 35% lower than last year. Analysts attribute this to the massive decline in refinancing.

High Inflation

Inflation remained the focus for investors this week, and the latest readings came in stronger than expected, at or near the highest levels in decades. The European Central Bank also revealed a more aggressive stance to fight inflation. As a result, mortgage rates ended the week higher.

As an inflation indicator, Consumer Price Index (CPI) looks at price changes for a broad range of goods and services. Core CPI excludes the volatile food and energy components and provides a clearer picture of the longer-term trend. In May, Core CPI increased 6.0% higher than a year ago. As a result, Core CPI decreased from an annual rate of increase of 6.2% last month. However, CPI hovers far above the readings around 2.0% seen early in 2021.

Supply & Demand & Inflation

As the economy has steadily recovered from the pandemic, strong consumer demand, supply constraints, and surging commodity prices have pushed prices much higher for a wide range of goods and services. The conflict in Ukraine and the recent shutdowns in China due to COVID-19 have worsened shortages for many key items.

Over time, supply chain disruptions will ease, and Fed tightening will reduce the pressures from high inflation, but it is not clear how quickly this will occur.

European Interest Rates

At its meeting on Thursday (6/9), the European Central Bank (ECB) announced that it intends to raise interest rates by 25-basis points at its next meeting in July. It also plans to hike rates again in September by either 25 or 50-basis points depending on whether prices show signs of easing by then.

One primary reason for its monetary policy tightening is that inflation in the eurozone reached a record high in May. The ECB also significantly raised its forecast for annual inflation for 2022 from 5.1% to 6.8%. 


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Doers of Good: Featuring NeighborWorks Boise


For 40 years, NeighborWorks Boise has been helping our senior, veteran, and disabled neighbors by painting their homes. 40 years. Over 3,300 homes. More than 11,000 volunteers.

We're proud to feature NeighborWorks and Paint the Town as our June Doers of Good recipients. Joining teams of volunteers painting homes across the valley, Coldwell Banker Tomlinson agents and staff made their Saturday morning all about sprucing up the home of a neighbor in need in NW Boise. From drab to dazzling, the home has a shiny new look, the homeowner is thrilled, and our team is pleased, knowing they did something good for our community and had some fun in the process.

Team leader and CBT Boise office manager, Danielle Cullip, says, "I love leading PTT because I am able to bring the CBT team together to help someone in our community that is needing it. Together we increase the homeowner's property value and brighten up not only their homes but their smiles as well."

To Danielle, "being a Doer of Good means I have the opportunity to help within my community. I am able to lend a hand to those that need it, and hopefully make a small difference in their lives."

She encourages everyone to get involved on some level, however they can. To that end, she says, "Even though the Paint the Town event is over for 2022, NeighborWorks Boise focuses all year to address the housing needs in our valley. From affordable rentals to their Homebuyer Education Program and homebuyer counseling, neighborhood revitalization, and pocket neighborhoods, NWB is a critical member of our community."

To help or donate, contact NeighborWorks Boise at


Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


Ada County Home Prices Up, Sales Down in May

From our Friends at Boise Regional REALTORS®

Ada County Home Prices Rose Again in May

The median sales price for homes in Ada County reached $602,250 in May 2022, an increase of 16.1% compared to the same month last year, and a new record for the county.

As we saw in March and April, higher prices in the new construction segment contributed to the overall price jump. New home sales made up 28.2% of all sales in May with a median sales price of $639,105, up 17.5% from last year. Home prices also rose to a new record in the existing segment with a median sales price of $586,750, a gain of 16.0% over last year.

There were 894 closed home sales in May 2022, a decrease of 5.8% compared to May 2021, and the third month of consecutive year-over-year declines.

While continued price growth is somewhat puzzling when national economists are predicting a slowdown in prices and sales due to higher mortgage rates and home prices, the data is also beginning to show signs of a shift when it comes to pending sales or properties with an accepted offer that are expected to close within 30-60 days.

In Ada County, there were 1,446 pending sales in May, down 12.7% compared to the same month a year ago. Pending sales have declined year-over-year each month since May 2021.

"Pending contracts are telling, as they better reflect the timelier impact from higher mortgage rates than do closings," said Dr. Lawrence Yun, NAR's chief economist. Referring to the national sales data as a whole, Dr. Yun noted that, "The latest contract signings mark six consecutive months of declines and are at the slowest pace in nearly a decade."

Competition in the market waned some compared to a year ago. Existing homes that closed last month spent an average of 11 days on the market, compared to eight days in May 2021. Additionally, 50.7% of buyers paid over list price, resulting in an average original list price received of 100.9% for existing/resale homes in May 2022, compared to 105.0% in May 2021.

Agents are used to fielding questions about what's happening in the market, and today's market is no exception. Higher rates, price growth, and economic uncertainty are top of mind. but prospective buyers will have more options than have been available in over two years because of the increases in housing inventory we've seen in recent months. On the flip side, sellers have continued to receive great values for their homes.

Whether you're ready to buy today or would like to purchase within the next two, five, or even ten years, work with trusted advisors to make a plan to reach your goals. Taking important steps today, such as improving your credit, researching down payment programs, and saving for your down payment in a tax-sheltered savings account can really make a difference when you're ready to make a move.

To view the Treasure Valley homes currently for sale, CLICK HERE.


Summer Baseball and Softball Games Throughout Boise

Boise Baseball
Summer is just around the corner, and our real estate agents are ready to play ball!

If your search for Boise homes for sale brings you to the area during the summer, you're sure to hear about the busy athletic scene. In addition to home games played by our Boise Hawks, there are plenty of athletic clubs and leagues all across Boise. These cater to kids, teens, and adult players of varying skill levels.

Whether you want to spectate, play, or volunteer to support local sports, it's easy to get involved. Let's learn all about summer games in Boise!

Watch the Boise Hawks this Summer

There's nothing like spending a summer evening out on the baseball diamond. And while playing is fun, there's also a lot of enjoyment in watching talented athletes play America's Favorite Pastime. Our local Boise Hawks play their home games at Memorial Stadium in Garden City. With a capacity of 3,452 baseball fans, the stadium hosts many fun evenings throughout the summer that the whole family will enjoy.

Check out their full 2022 summer schedule to find a date that fits your family's schedule. Besides the fun a baseball game has to offer, there are promotional evenings, that add an extra layer to an already memorable night. These include "Fireworks Fridays", Hawks' Kids Club on Sunday games, and Tuesdays is Bark in the Park (where yes you can bring your canine friend along!). 

Youth Baseball and Softball Leagues

Have a budding baseball talent in your family? Throughout the Valley, there are a number of leagues that your child will love playing in during the summer months.

With options available in the North Boise, West Boise, South Boise, Ada, and Nampa areas, you're sure to find an option close to home that'll help your baseball player improve and grow their skills. These leagues are great ways to meet new people and to get to know more about Boise area parks. Research the closest option for your family.

Adult Softball Leagues from Boise Parks and Recreation

Adults, don't feel left out – Boise also has plenty of athletic opportunities for you, too! If you're raring for adult softball action, Boise Parks and Recreation is here to help with its schedule of weeknight adult softball leagues for players at all levels. Registration is offered by team only.

With the typical registration season taking place June 3-24, Gold and Senior Season games are played between July 25 and October 7, while Sunday Season games are held between July 31 and October 9. Players may register even if they are not from the Boise area (for a slightly increased fee.)

If you are a prospective player who is not yet affiliated with a team, all is not lost. You can call Boise Parks and Recreation directly at (208) 608-7651 to be placed on a pick-up player list that established teams will consult. Remember that adult softball games are subject to rain delays and cancellations!

Visit City of Boise Parks and Recreation for the latest rules and schedule.

Ready to get in on the action? Contact us to learn more about Boise real estate.


Disc Golf Courses Near Boise

Boise Disc Golf

Think you've mastered Frisbee? Take your game up to another level. Test your aim and consistency on these enjoyable disc golf courses around Boise homes for sale

  • Ann Morrison Park - 1000 S. Americana Blvd., Boise, ID 83706
    Located alongside the Boise River, Ann Morrison Park is 153 acres of paradise for outdoor sports lovers. In addition to an 18-hole disc golf course, the park features bocce courts, horseshoe pits, an outdoor gym, tennis courts, softball diamonds, and a playground. After your round of disc golf, take Fido for a romp at Together Treasure Dog Island, an off-leash area for swimming and playing. Ann Morrison Park is open daily from sunrise to sunset.

  • Eagle Island State Park - 165 S. Eagle Island Pkwy., Eagle, ID 83616
    Eagle Island State Park is home to what has been acclaimed as one of the best disc golf courses in the state. The challenging 19-hole course is so popular that it's given rise to Welcome to the Chain Gang, a disc golf club exclusive to the park with the goal of promoting the sport. Cool off after a hot game with a trip down the waterslide or a refreshing swim. The entry fee to the park, not far from Eagle homes for sale, is $7 per vehicle, but there is no additional charge to use the disc golf course. Hours are 7 a.m. - 10 p.m. daily.

  • Osborne Park - 2830 S. Avondale Ave., Nampa, ID 83686
    Developed in 2006, Osborne Park is a delightful 11-acre green space tucked away near Nampa homes for sale. The Elijah Pathway enables visitors to take a pleasant stroll around the grounds, which include a scenic pond. Other amenities include an open play area, horseshoe pit, and BBQ area. A nine-hole disc golf course was added in 2009 to expand the available activities. Osborne Park opens 30 minutes before dawn and closes 30 minutes after dusk.

  • Mallard Park - 15200 S. 10th Ave., Caldwell, ID 83607
    If nine holes aren't enough of a challenge, head over to Mallard Park and its 18-hole disc golf course. Enthusiasts appreciate that this course is adaptable to all levels of experience and skill. The newest park by Caldwell homes for sale offers beautiful views of Lake Lowell along with a playground, basketball court, and walking paths. Hours are 6 a.m. - 11 p.m. daily.

  • Bogus Basin - 2600 N. Bogus Basin Rd., Boise, ID 83702
    Bogus Basin is the center of a multitude of outdoor activities all year long. There's skiing, snowboarding, and tubing in winter, followed by biking, hiking, and climbing in summer. While many of the activities are fee-based, the 18-hole disc golf course on Bitterroot is open to the public at no charge. Hours are sunrise to sunset daily.

  • Lucky Peak State Park - 74 Arrowrock Rd., Boise, ID 83716
    Swimming, boating, biking, and fishing are a short 10 minutes away from downtown Boise at Lucky Peak State Park. The 2,750-acre facility includes three distinct units with their own assortment of features. Sandy Point, at the past of Lucky Peak Dam, includes a large swimming area and beach with two volleyball courts and a newly-added 18-hole disc golf course. Entry fee is $7 per vehicle, with no additional charge for disc golf. Lucky Peak is open daily from sunrise to sunset, while hours at Sandy Point are 8 a.m. - 4 p.m.

Let our real estate agents help you "ace" your sale or purchase of a Boise home. Contact us at Coldwell Banker Tomlinson to get started.


Upward Climb Continues: Another Record for Ada County

From our Friends at Boise Regional REALTORS®

Ada County Home Prices Set Another Record

The median sales price for homes in Ada County reached $595,000 in April 2022, an increase of 23.9% compared to the same month last year, and a new record for the county.

Higher prices in the new construction segment played a large part in the overall price jump. New home sales made up nearly a third of all sales in April with a median sales price of $645,000, up 36.7% from last year. However, home prices rose across the board, with the median sales price for existing/resale homes reaching $570,000, a gain of 16.9% over last year. These were record highs for both segments.

Mortgage rates also rose in April, with the 30-year fixed-rate mortgage average reaching 5.1% at the end of the month, according to data from Freddie Mac. National economists have predicted that the increase in mortgage rates will eventually slow the market, but we haven't seen a price slowdown in our local sales data yet. It's important to remember that homes that closed in April likely went under contract in February and March, so we may not see the immediate impact of rates on prices for a few months. Pending sales, or those with an accepted offer that are expected to close in the next 30-60 days, may provide a better indication of how rates are affecting our market at this time.

There were 1,525 pending sales at the end of the month, a 12.1% decline from April 2021, and 815 total sales for the county in April, down 17.0% year-over-year. The existing/resale segment claimed 586 of those sales, which was a drop of 12.3% compared to last year. Higher home prices, coupled with higher mortgage rates, which results in higher monthly payments for buyers who are financing a home purchase, may be hampering sales.

Looking specifically at existing/resale sales data in April, 53.2% of buyers paid over list price, indicating that competition remained strong, particularly at the median and lower price points. While it may seem obvious, it means nearly half of all buyers did not pay over list, resulting in an average original list price received of 101.0% for existing/resale homes in April 2022, compared to 104.9% in April 2021.

Buyers may be discouraged by increasing rates and prices, but there is some good news — in April, inventory increased by 170.0% compared to the same month last year. While supply is still constrained, especially at the lower price points, more year-over-year inventory is a sign we may be seeing a shift to a more balanced market.

There is some uncertainty as to how inflation, higher mortgage rates, and other economic factors will affect the residential housing market; however, REALTORS® understand that each homeowner and buyer's situation is unique, and help their clients make decisions based on factors that are within their control.

Whether you're ready to buy today or would like to purchase within the next two, five, or even ten years, work with trusted advisors to make a plan to reach your goals. Taking important steps today, such as improving your credit, researching down payment programs, and saving for your down payment in a tax-sheltered savings account can really make a difference when you're ready to make a move.

To view the Treasure Valley homes currently for sale, CLICK HERE


Considering a Remodel? Some Tips to Get You Started

How to Choose a Contractor for Your Remodel Projects

Delta Media Group

Homeownership is an exciting time — one filled with many new possibilities and experiences. One possibility that has the potential to elevate your home to the next level is a remodel. Remodeling can transform your space into something more functional by better reflecting your lifestyle and adding value to your home. However, your dreams of the perfect renovation project can turn into a nightmare if you don't do your homework. To have a successful remodel, you need the right contractor.

It's understandable to want the best person for the job but finding that person often involves a number of factors like availability, cost, and areas of expertise. The best way to choose a remodeling contractor is to do your homework and take steps to ensure that you find an ideal match for your project.

Ask around or research

If you have a friend or neighbor who has a remodel you like in a room/area you're looking to work on, too, it can be helpful to ask them who they used. You can also ask around your network of people — i.e., friends, family, business partners, or your real estate agent—to get recommendations for remodeling contractors. Once you have a list created, make your own as well by researching resources like Google, Angie, the local Better Business Bureau, and other online places that give you the names of local companies. Weed out any contractors with consistently poor reviews or contractors that don't specialize or have experience in the space you want to remodel.

Look deeper into credentials and projects

Most contractors have a website. Take the time to look at what credentials they may have and if they are current. See if they have pictures of their work as well. You can begin to get a feel for which contractors are more your taste or that have the knowledge necessary for your remodeling project.

Interview possible contractors

The next step once you have fine-tuned your list to a few favorites is to call and schedule a time to meet and talk about the project. Consider both the phone and in-person meetings an interview. It's your chance to ask about experience, find out about their knowledge and skills, and see if you mesh. Like any job interview, you'll be able to get an overall sense of who you're getting. There are also some things you'll want to ask them or have them do, including:

  • Itemize your bid
  • Ask how long they have been in business
  • Determine who their main suppliers are and who will be in charge of the site/project
  • Find out if the pricing is an estimate or a fixed price.

Check references

Even if you've done all your online research and read all the reviews, nothing is as effective as talking with someone who has worked with your prospective contractor. You may find out things you didn't think to ask, and it can give extra assurance that you're making the right choice.

Put it in writing

The last thing you'll want to do when you've made your choice is to put it in writing. This is a great way to keep all parties on the same page and safeguarded. 

Homeownership means making the decisions; it's your house, and you get to choose who remodels it. For the best remodeling experience, by taking your time and the correct steps, you're more likely to find the right person for your project. Not only will it save you time and money, but it will also get you the home of your dreams.


Financial News from Our Partners at Idaho Central Credit Union



Mortgage Rates Steady at Long-Term Highs Ahead of Fed

MAY 3, 2022 - Mortgage rates hit their highest levels since 2009 yesterday amid the fastest spike since the early 1980s.  Today's rates were very similar on average, but the bond market left some room for mortgage lenders to offer improvements during the day.  A few of them did, but bond gains evaporated in the afternoon, resulting in rates returning back to long-term highs by the close.

As for motivations, today's volatility wasn't overtly connected to any individual root cause.  The best cases for correlation surround the big picture.  There, the obvious motivations continue to be inflation and the Fed's attempts to address it.  We'll get the latest dose of Fed strategy confirmation in tomorrow's (5/4) official policy announcement and press conference.

The Fed is widely expected to hike its policy rate by 0.50%, but it's important to understand this has nothing to do with the average mortgage.  The mortgage market adjusted for this probability long ago, and even then, mortgage rates are based on longer-term bonds whereas the Fed Funds Rate dictates loans that last less than a day.  Sometimes overnight rates and long-term rates correlate, but their performance varies so much over time that it makes no sense to infer any impact on mortgages from changes in Fed Funds.

Of more consequence will be the way the Fed implements its balance sheet normalization plans.  These are just fancy words to say the Fed will soon be buying even fewer bonds.  This bond buying has a far more direct effect on mortgage rates, but here too, the market widely expects the Fed to make this announcement tomorrow.  There are a few subtle options for the Fed to deliver the message in a way that helps or hurts rates, however.  Depending on which path the Fed chooses, rates could make bigger moves tomorrow, for better or worse.

Residential Building Continues to Dominate Construction Spending

Total construction spending continues to roar ahead of its 2021 pace, led again in March by another double-digit increase in the residential component. The U.S. Census Bureau says the investment in all types of construction was at a seasonally adjusted rate of $1.731 trillion in March, an 0.1 percent gain compared to February and up 11.7 percent year-over-year. So far in 2022, there has been a total of $376.337 billion spent, a 12.0 percent growth compared to the first three months of last year.

Spending in the private sector increased 0.2 percent from February to March at an annual rate of $1.380 trillion. The residential share of that spending rose 1.0 percent month-over-month compared to a gain of 0.7 percent in February. The annual rate in March was $88.045 billion, up 18.4 percent compared to March 2021. The non-residential component fell 1.2 percent from the prior month but is still 8.5 percent higher than in March 2021.

Na Zhao, an analyst for the National Association of Home Builders (NAHB) said the monthly growth in residential spending came from new single-family construction at $472.6 billion a 1.3 percent increase from February and 18.5 percent year over year while multifamily spending slipped 0.5 percent. Spending on home improvements also rose 1.1 percent for the month.

Zhao says NAHB's construction spending index illustrates the solid growth in single-family construction and home improvement from the second half of 2019 to February 2020, when the pandemic hit, and the quick rebound since July 2020. New multifamily construction spending has picked up the pace after a slowdown in the second half of 2019. However, he says home building is still facing supply chain issues, which means the industry is dealing with rising material costs as well as ongoing labor shortages.

Residential spending jumped by nearly $11 billion on a non-adjusted basis in March and year-to-date spending is up 18.8 percent from last year. The gains were again disproportionally in single-family building, up 19.8 percent during the first three months of 2022 while there has been only 5.0 percent growth in multifamily construction spending.

Public sector spending slowed 0.2 percent from February to an annual rate of $350.816 billion, a 1.7 percent annual increase. YTD spending is up 0.7 percent compared to 2021.


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Idaho Grown: Boise Wineries and Shops

Boise Shops

When you're looking at Boise homes for sale, there's a lot to take in. The beautiful neighborhoods, strong local economy, and terrific dining will keep your calendar full. But there's one untold story of Idaho that's only just starting to get attention: Its vibrant local wine scene.

Our real estate agents are proud to share that after many years of hard work, the Boise Valley area has recently received its wine appellation designation. This means Boise Valley joins the Napa Valley and a host of other world-famous locales in being a legally determined and protected wine region.

Such a designation can only be conferred when recognized wine experts determine the flavor of the local wine grapes is truly distinct and unique to the area's soil. This has led to an explosion of dryer vintages in the Boise Valley, while sweeter vintages incorporate quality grapes from elsewhere.

However you look at it, Boise's wine scene is on its way to a whole new level!

And there are plenty of ways to enjoy it right now with Boise wineries and shops selling the fantastic locally made wine:

  • Cinder Wines – 107 East 44th Street, Garden City, ID 83714
    Dedicated to the prospect that the Snake River Valley will be "America's Next Great Wine Region," Cinder Wines welcomes reservations or walk-ins at its tasting room. Named for the volcanic cinder beneath many local vineyards, it is perhaps best known for its "Queen of White Wines." It's one of a dazzling assortment of quality wine shops near Garden City homes for sale.

  • Telaya Wine Co – 240 East 32nd Street, Garden City, ID 83714
    Telaya Wine Co will energize you with a variety of seating options (patio and inside) and its handcrafted selection of Idaho and Washington wines. From a humble beginning of just 50 cases back in 2008, it is now one of the names to watch in Boise wines.

  • Hat Ranch Winery – 15343 Plum Road, Caldwell, ID 83607
    Hat Ranch Winery is a producer of classic Idaho wines such as cabernet sauvignon, chardonnay, dry Moscato, and many more. House vintages dating back to 2018 are still available for both visitors and online orders. Established in 2011, Hat Ranch is now cheered for its monthly wine club.

  • Sunnyslope Wine Trail – 106 South Kimball Avenue, Caldwell, ID, 83605
    Sunnyslope Wine Trail is an opportunity to launch a journey into Idaho wine country just minutes from Caldwell homes for sale. Those who embark on the trail will have the opportunity to sample the wares of more than a dozen wineries located in Caldwell and the nearby towns of Sunnyslope and Kuna.

  • Huston Vineyards – 16473 Chicken Dinner Road, Caldwell, ID 83607
    Open all year long for visitors from near and far, Huston Vineyards is the vision of owners Mary and Gregg Alger. It is well-loved for its handcrafted wine varietals and its many events – such as World Malbec Day, "Farm to Table" dining specials, and the Barrel Tasting Weekend.

  • 3100 Cellars – 240 East 32nd Street, Garden City, ID 83714
    3100 Cellars has been praised by visitors for both its incredible wines and its idyllic setting. One of the newer names on the Boise wine scene, 3100 benefits from all-new facilities that are a delight to see up close. Its sparkling wines are "a tribute" to the 3,100 miles of whitewater throughout its home state.

Just like the wine from its region, Boise is truly one-of-a-kind. Contact us to find out more about what Boise has to offer.


Doers of Good: Benefiting The Women & Children's Alliance

Doer of Good: Abigail Gibson

The Coldwell Banker Tomlinson #DoersOfGood program is designed to shine a light on the givers in our real estate family, and, by doing so, encourage others in our community to help wherever they can.

We were pleased to wrap up April by telling you a bit more about our #CBTDenimDay efforts to help The Women's and Children's Alliance in Boise. Throughout the month, sold #CBTDenimDay buttons to our agents and staff in an effort to raise money and awareness for the WCA.

Abigail Gibson, a Realtor® in our Meridian office, has been a volunteer at the WCA for many years and suggested we make Denim Day the focus for our April #DoersOfGood program to assist worthy organizations in our community. April is Sexual Assault Awareness Month, and Denim Day is designed as a visible means of protest against victim-blaming and sexual violence. The WCA works to both protect and assist those in abusive situations and educate the public about how to stop the cycle.

"I have had the privilege of volunteering for years," Abigail explains. This has resulted in "many memorable hours spent, showing the change I want to see in our community! The second chance that these women and children can have through the WCA...for a fresh start in life and the opportunity to raise their children with the morals, values, grace, unconditional love, kindness."

The WCA has a rich history in our valley. Since 1910, the WCA has provided safe housing for women and children. In the last 40 years, the focus has been narrowed to provide shelter and supportive services to individuals impacted by domestic violence and/or sexual assault. These services are provided at no cost and span a four-county (Ada-Canyon-Elmore-Boise) service area representing 30% of the population of the state of Idaho.

Since its founding, the WCA's crisis program has evolved into one of the most vital, unduplicated, comprehensive programs in our community and region. The WCA has been at the forefront of providing services to women, men, and their children healing from domestic abuse and sexual assault. Providing safe places for women and children to live has always been at the core of their mission.

Abigail says, "It's difficult to see such need for the resources that the WCA provide, yet incredibly rewarding to see the women share their personal stories of recovery and a fresh start through the fundraising that I have been able to assist in. I loved that they were able to open a second shelter along with dedicating a purple ribbon police car to Ada County!"

The work done by the WCA, their volunteers, and our community will, Abigail believes, "result in such positive change for our future generations."

To learn more, or to donate to the WCA, visit  



Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


Are You Being Spammed? Tips to Protect Yourself


Spam 101

From Our Friends at Integrity Computer Consulting and Repair

Technology scams are running rampant right now, whether they come by email, phone call, and now text messaging. We have had several customers reach out about texts that look to be from their bank asking to "verify information." Be vigilant when dealing with any communications via phone call, email, or text that regard any exchange of money or "verifying" any account information with a link or number to call.   

Our recommendations are as follows:

You can use your cell phone carriers' built-in number blocking on your phone to stop unwanted calls or texts from specific numbers; you can also block offending email addresses in your email account. But with any sort of fraud, scammers often use hundreds of thousands of phone numbers and emails and move very quickly onto the next.  This makes permanent blocking hard.  

To really have an impact, we recommend reporting the offending communication to the FTC.  This can be done online at:

A few rules of thumb for spam calls, texts, and emails:

  1. Do not engage spammers.  When you answer or respond, you are showing the scammer, spammer, or robo-system that your phone number or email is "live". It is then put on a live numbers list that is sold over and over and the calls/texts/emails will continue infinitely.
  2. Do not answer calls from numbers you do not recognize. This one is hard for agents, but if it is important or a legitimate call, they will leave a voicemail or text you. 
  3. Do not answer texts from numbers you do not recognize
  4. Get into the habit of regularly entering and labeling known clients, colleagues, friends, family, etc. as contacts in your phone and email.
  5. Do not answer unsolicited or out-of-the-ordinary texts from numbers you do recognize.  The number could be spoofed to fool you. Instead, call the number you have in your contacts (not from the text or email) for the person texting you and verify via phone call that they sent the text.
  6. Do not click on links in texts or emails that you are not expecting from anyone that you do or do not recognize unless you have verified with the actual sender via phone call or in person.
  7. Do not open emails, download any attachments, or click on links in emails from senders you do not recognize.
  8. Do not download any attachments or click on links in unsolicited or suspicious emails or texts from senders you do recognize. Their email may have been hacked or their number spoofed.
  9. TRUST YOUR INTUITION.  Slightest question of authenticity?  Feeling of distrust? Major red flag? Do not ignore these feelings.
  10. COMMUNICATION IS KEY. If a text or email seems weird, out of character, just a slight bit off? We recommend that you call the person/company/bank to verify the contents of an email or text, or ask a trusted professional.

If you have any questions about a suspicious email, call, or text, feel free to contact our office via phone 208.288.4345 or email


Fed News from Our Partners at Idaho Central Credit Union



Fed Guidance Indicates Rapid Plans to Reduce Their Bond Portfolio

This week, investors awaited the latest Fed guidance. With last month's surprises from the Federal Reserve, Fed officials plan to reduce their bond portfolio more quickly than expected.

This news generated a negative impact for mortgage rates. Thus, mortgage rates rose to their highest levels since late 2018.

Fed Guidance Indicates Rapid Pace

To review, the Federal Reserve loosens monetary policy to boost the economy during periods of weakness such as after the start of the pandemic. By contrast, when the economy exceeds a certain capacity, the demand for goods and services becomes so strong that prices must rise to balance supply and demand, eventually forcing the Fed to tighten. The challenge is to implement the optimal level of tightening. This restrains economic growth just the right amount to bring down inflation without causing an undesirable recession (a soft landing).

Adjusting the federal funds rate and the size of the bond portfolio are the two primary tools used by the Fed to achieve its goals. Two weeks ago, the latest Fed guidance provided fairly precise insight on the projected pace of rate hikes. This week, they revealed their bond portfolio plans. In short, officials expressed more concern about upside risks to inflation than downside risks to economic growth.

Meeting Minutes Reveal Latest Fed Guidance

On Wednesday, March 16th's Federal Reserve meeting minutes indicated that the Fed plans to allow its holdings of Treasuries and mortgage-backed securities (MBS) to decrease by up to $95 billion per month. Overall, this reveals a faster than anticipated pace, likely beginning in May. The split comes down to $60 billion in Treasuries and $35 billion in MBS, phased in over three months.

For months, investors awaited this Fed guidance. While these quantities are quite large on a historical basis, they must be viewed in the context of nine trillion dollars of total bond holdings, double the levels held prior to the pandemic. Since mortgage rates are largely based on MBS prices, the reduced outlook for Fed demand for mortgage-backed securities. Conclusively, mortgage rates moved higher.

ISM Shows Expanding Service Sector

Aside from the Fed guidance, the most significant economic indicator released this week stemmed from the Institute of Supply Management (ISM). The latest data remained at a high level by historical standards. In fact, the national service sector index for March rose to 58.3.

Levels above 50 indicate that the sector is expanding. Readings above 60 are rare. Currently, investors watch to see how much consumer spending shifts from goods to services.

Looking Ahead After Most Recent Fed Guidance

After the most recent Fed guidance, investors look for additional Fed guidance on the pace of future rate hikes and balance sheet reduction. Also, investors continue to closely follow news on Ukraine.

Beyond that, the Consumer Price Index (CPI) released on Tuesday (4/12). Investors widely follow CPI because it looks at the price changes for a broad range of goods and services. Retail Sales come out on Thursday. Since consumer spending accounts for over two-thirds of U.S. economic activity, the retail sales data indicates growth.


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today. Click on the image below to connect!


Home Prices Continue to Rise

From our Friends at Boise Regional REALTORS®

Ada County Home Prices Reach Another New High in March

The median sales price for homes in Ada County reached $575,000 in March 2022, an increase of 22.6% compared to the same month last year, and a new record for the county.

This jump was driven primarily by the new construction segment — accounting for nearly a third of all sales in March — which saw a median sales price of $606,050, up 31.5% from last year. The median sales price for existing/resale homes was up 16.7%, reaching $555,000.

Many economists are predicting that the increase in mortgage rates will eventually temper home prices, but it's hard to say to what extent, and if inventory will still remain the biggest factor in local home prices.

Fortunately, inventory has been increasing in recent weeks, with levels up 103.1% from the same time last year. More inventory is definitely good news for buyers, but they will need to make quick decisions once they find something they're interested in since supply is still constrained.

The number of days on market for existing homes dropped to 15 days, on average, in March, down 34.8% from February. The 15-day average is the lowest since late last summer, which may be a sign that the spring market will once again be competitive.

Whether due to limits on affordability or willingness among buyers, existing homes that closed in March didn't sell for quite as much over list price as they did last year.

The percent of original list price received on homes in March 2022 was 100.8%, on average, compared to 104.1% in March of 2021. Another interesting finding was that fewer existing homes sold over list price this year than last year, with the share dropping from 58.7% in March of 2021 to 41.3% in March of 2022.

At first glance, it may seem odd that home prices have gone up so significantly when, on average, buyers are paying close to asking price. However, it's important to note how list prices are set. When a similar home sells, it can become a "comparable" property for future listings nearby; so, as homes appreciate, future asking prices tend to rise as well.

But the list price is just a starting point. Sometimes buyers pay more, and sometimes they pay less. Ultimately, a home sells for what the market determines its worth.

Although it may be tempting for sellers to price their home lower than what comparable data indicates to encourage multiple offers, it's important to remember that pricing low doesn't guarantee a bidding war and may not always be in the seller's best interest. On the other hand, setting an asking price that's higher than what comparable data supports may exclude a seller's property from some search results, potentially reducing the pool of prospective buyers. Using MLS data and market experience, a REALTOR® will provide you with a pricing and marketing strategy that's right for each property and situation.

To view the Treasure Valley homes currently for sale, CLICK HERE


Visit the Idaho Botanical Garden This Spring

Botanical Garden

The Idaho Botanical Garden is more than just a garden. This 33-acre space is also a living museum, a youth education center, an event venue, and a cultural hub in the heart of Boise. With the spring wildflowers in full bloom, now is one of the best times to visit the garden.

Spring is a great season to visit the Idaho Botanical Garden, and our real estate agents are here to be your tour guides! These are just a few of the can't-miss sights and events you should catch at the Idaho Botanical Garden this season: 

  • Garden Tours
    Exploring the rich plant life at the Idaho Botanical Garden is always a great way to spend a day in Boise. Visitors can take a self-guided tour any day of the week between 9 am and 5 pm. It usually takes 60 to 90 minutes to stroll through the grounds and see all the major features, but you may be tempted to linger in many of the themed garden areas. Guided Tours are also available for groups of 10 or more and can be planned in advance by reservation. The gardens are located on Old Penitentiary Road in Boise, just minutes from many Boise homes for sale.

  • Summer Concert Series
    Some of the most exciting events of the year at the Idaho Botanical Garden take place during the Outlaw Field Summer Concert Series. Outlaw Field is the large outdoor live music and event space at the Idaho Botanical Garden, and it hosts a wide range of live performances throughout the summer months. Upcoming concerts to look forward to in 2022 include Lord Huron (May 29), Ween (June 28), and the Avett Brothers (July 12). 

  • Classes and Workshops
    If you've ever wanted to learn more about nature and develop your own green thumb, the Idaho Botanical Garden is a great place to do so. Workshops and Classes are available at the garden throughout the calendar year, offering learners of all ages unique opportunities to acquire skills ranging from growing vegetables and arranging spring wildflowers to bird identification and plant photography. Upcoming offerings change with the seasons, so be sure to check the Idaho Botanical Garden's events calendar to see what's coming up!

  • Garden Sculpture & Art
    The Idaho Botanical Garden is as much an art gallery as it is a garden, and you'll find one-of-a-kind sculptures and art scattered throughout its landscape. Some of the most fascinating are the salvaged scrap metal sculptures of Dr. Maximilian Kaslo, which are located throughout the garden. All told, there are dozens of artworks scattered across the garden, representing more than 15 individual artists. 

  • Youth Learning Opportunities
    Few things are more gratifying than visiting the Idaho Botanical Garden with kids and watching them learn and explore as they develop their relationship with the natural world. There are always exciting Learning Opportunities for Kids at the Idaho Botanical Garden, including garden play dates, field trips, and week-long summer nature camps. Registration is still open for this summer's nature camps, which include themes like "Outback Idaho," "Pollinator Patrol," and "Garden Explorers."

When it comes to exploring all the opportunities Boise has to offer, the Idaho Botanical Garden is just the tip of the iceberg. Contact us today to learn more about exploring Boise and talk to our real estate agents about finding your dream home in Idaho. 


Get Your Denim On for a Purpose


April is Sexual Assault Awareness Month. It's a difficult topic, no question.


Removing the stigma surrounding sexual assault and abuse, bringing the conversation to the forefront and out of the shadows, educating, speaking out, ending victim-blaming, and supporting survivors are the best defenses. So much has been done, with so much more to do.

It's worthy of our time. Of everyone's time. Here at CBT, we decided to act on one of our mottos – BE BOLD – and do what we can to help. For our April #DoersOfGood campaign, we're taking the message to all our offices and asking our Realtors®, staff, and managers to come together to support organizations in our areas who work hard to assist women in our local communities. We've asked them to purchase a #CBTDenimDay button, donate gently used professional clothing, and wear their jeans on April 27th, the 24th annual National Denim Day. 100% of the funds raised in each region, along with additional funds from CBT, will be donated to the corresponding organizations listed below. Clothing donations will stay local, as well. 

Denim Day grew out of an Italian Supreme Court decision overturning a rape conviction of an 18-year-old girl because she was wearing tight jeans. Since then, wearing jeans on Denim Day is a visible means of protest against victim-blaming and sexual violence.

The organizations we are coming together to support are:

Boise area:

Women's and Children's Alliance,

Spokane area:

YWCA – Our Sister's Closet,

Tri-Cities area:

Domestic Violence Services of Benton & Franklin Counties,


Lewiston YWCA,
Alternatives to Violence of the Palouse,

Idaho Falls area:

The Domestic Violence & Sexual Assault Center,

To help, the ask is simple: wear your jeans on April 27th and speak out. To learn about more ways you can help – or if you need assistance, visit one of the sites above.


Make Your Own Cleaning Products

DIY Products for Spring Cleaning

Sometimes it seems there is no end to house cleaning, and while there is no clear-cut answer for how to keep your home perfectly clean at all times, it might be surprising just how much you can do with a little baking soda and white vinegar.

Spot Cleaner for Carpet

  • After cleaning up any excess spill, sprinkle the carpet with baking soda or cornstarch. Let stand for 10 minutes and then vacuum.
  • Mix one tablespoon clear dishwashing liquid and one tablespoon white vinegar with two cups of warm water.
  • Using a white cloth, blot the stain with the vinegar solution.
  • Sponge with cold water and blot dry.

Oven Cleaner

  • Make a paste of baking soda and water.
  • Coat the oven (or just the dirty parts) with the paste and let stand overnight. Be sure to avoid the heating elements and bare metal.
  • Use a plastic spatula to remove the paste. (Wear rubber gloves.)
  • Wipe away any residue with a clean, wet sponge.

Grout Cleaners

  • Fill a spray bottle with equal amounts of white vinegar and water and generously spray the tile/grout. Let sit about five minutes.
  • Scrub area with a grout brush, or even a toothbrush.
  • Rinse with warm water.
  • If stains are more stubborn, mix a paste of baking soda and water and using your grout brush, work it into the grout.
  • Immediately follow with the vinegar spray. This should cause the baking soda paste to bubble.
  • Use your brush to finish cleaning.
  • Rinse with warm water.
  • For mold or mildewed grout, hydrogen peroxide is a gem. Spray it on the stain, let sit for a few minutes, and then scrub with your grout brush. You can even mix baking soda and hydrogen peroxide into a paste for a stronger clean. Apply the paste to the grout lines, wait a few minutes, scrub and then rinse with water.
  • NOTE: Do not apply vinegar to grout that has not been properly sealed.

Showerhead Cleaner

  • Carefully mix 1/3 cup baking soda with 1 cup white vinegar in a plastic bag.
  • Place the bag over the showerhead, submerging the head in the mixture; secure bag with rubber band or twist-tie.
  • Let soak for at least 3 hours.
  • Wipe clean.

 Window Cleaner

  • Mix together in a spray bottle: ¼ cup vinegar, ½ tsp natural liquid soap, and 2 cups water. Shake to blend.
  • Spray on windows and use newspaper to rub dry & clean, avoiding the window frames (newspaper can leave dark marks on the frames).


5 Boise Yoga Studios to Visit

Boise Yoga Studios

Yoga is a great way to take care of both your body and your mind at the same time. Whether you're a beginner wanting to try it out to see if yoga suits your needs, or you're an advanced student looking for a place to fine-tune your skills, Boise has some great yoga studios. 

Our real estate agents know that there is so much to love about living in the Boise area, thanks to the area's many small businesses! Be sure to stop by one of these local yoga studios. 

  1. Yoga for Wellness, LLC - 1175 East Parkcenter Boulevard, Boise, ID 83706
    If you're looking for a yoga studio that specializes in restorative yoga, Yoga for Wellness, LLC is for you. This Boise studio offers yoga classes that are accessible for different skill levels and beneficial for everyone. Choose from Nidra, therapeutic, chair yoga, slow flow yoga, and more, all under the supervision of a studio director who carries an Integrative Restoration Institute certification in meditation instruction. Need a break from your busy life? Yoga for Wellness also offers yoga retreats.

  2. Yoga Tree of Boise - 1674 West Hill Road, Boise, ID 83702
    Yoga Tree of Boise is a unique studio that is close to many Boise homes for sale and is truly a part of the community, as they provide classes for a range of skill levels, host local events, foster education, and hold yoga workshops. Their all-level classes include traditional yoga, such as restorative, yin, and slow flow, but also some specialized and fun classes, like yoga barre, rock 'n' flow yoga, and of course, yoga for the kiddos.

  3. 28th Street Barre - 1602 North 28th Street, Boise, ID 83703
    Not sure traditional yoga is for you? Check out 28th Street Barre. This unique yoga studio mixes yoga with music, dance, barre, and pilates for a full-body workout that's never boring. Choose from various classes that range from more traditional, such as yoga flow, to unique options such as Power Party Sculpt and Deep Dance Experience.

  4. Dash Aerial Yoga - 819 West Idaho Street, Boise, ID 83702 
    Speaking of something different, be sure to check out Dash Aerial Yoga. This aerial yoga studio gives you the chance to practice your yoga in a wholly unique way: while suspended in the air from a silk hammock. Dash Aerial Yoga offers a variety of classes suitable for a range of yoga skill levels, and no prior aerial experience is required.

  5. Zen Riot Yoga & Wellness Studio - 5333 Franklin Road, Boise, ID 83705
    Offering a variety of class types, you are sure to find a class for your schedule and to improve your yoga practice at Zen Riot Yoga & Wellness Studio. Whether you opt for a relaxing restorative class or a class to improve flexibility and strength, the instructors at this studio are here to help. Besides their usual class schedule, keep an eye out for their yoga retreats and yoga teacher training.

No matter which studio you choose, yoga is a great way to relax, find peace, have fun, and get in touch with your community. To start the search for your dream home in one of Boise's neighborhoods, contact us today.


As Seen on TV: Boise Restaurants

If you've been looking at Boise homes for sale, you've certainly noticed that so many of them are found near great restaurants. Our real estate agents love to have the opportunity to introduce our clients to some of the best bites in Boise. In certain cases, they have already heard of them – from TV!

Yes, if you watch shows like Diners, Drive-Ins and Dives, Food Paradise, or Drinking Made Easy, then odds are good you've already visited the Boise restaurant scene. There are many different kinds of cuisine in Boise, and just about anything you might desire is represented.

Let's drop in on some of the Boise dining spots that have achieved fame on TV:

  1. Big Jud's – 1289 South Protest Road, Boise, ID 83706
    Making its debut television appearance on Man vs. Food, Big Jud's is best known for the "Double Big Jud," consisting of two robust 1-pound burger patties stacked on one another and then smothered with an array of toppings, including multiple different kinds of cheese.

  2. Lulu's Fine Pizza & Sushi – 2594 North Bogus Basin Road, Boise, ID 83702
    Another Man vs. Food favorite, Lulu's Fine Pizza & Sushi, stands out for the "Demon's Delight Spicy Sushi Challenge" that was undertaken in a 2018 episode. In addition to dozens of rolls, pizzeria favorites like pasta, calzones, and salad are all ready and waiting for you here.

  3. Leku Ona – 117 South 6th Street, Boise, ID 83702
    Leku Ona bills itself as the leading Basque food restaurant in Boise and appeared on an episode of Drinking Made Easy. The name means "Good Place," and it is located within Boise's beautiful Basque Block. In addition to a full Basque menu, it offers banquet services for individuals and organizations.

  4. Bittercreek Alehouse – 246 North 8th Street, Boise, ID 83702
    Bittercreek Alehouse serves locally sourced pub fare alongside a wide range of microbrews on draft. Burgers, sandwiches, fries, poutine, curds, soups, and salad will help you enjoy dozens of different beverage options. Don't miss out on the Friday special tuna melt or the handmade desserts.

  5. Chandlers Prime Steaks & Fine Seafood – 981 West Grove Street, Boise, ID 83702
    For high-end dining in Boise, Chandlers Prime Steaks & Fine Seafood is in a class by itself. On the grounds of Hotel 43, its appearance on Drinking Made Easy introduced the world to the "10-Minute Martini." Using special convection action, this signature beverage is neither shaken nor stirred.

  6. Bacon – 121 North 9th Street, Boise, ID 83702
    Coming to the national audience courtesy of Food Paradise, Bacon is a restaurant wholly dedicated to one of America's favorite foods. Founded in 2011 with John Berryhill's original Berryhill Bacon recipe, it offers bacon lasagna, bacon burgers, bacon shots, and just about anything else you can imagine.

  7. Boise Fry Company – 204 North Capitol Boulevard, Boise, ID 83702
    As seen on multiple different television shows, Boise Fry Company is the place to go to experience the beloved Idaho potato at its best. Those potatoes from M&M Heath Farms in Buhl are fried up in natural, GMO-free sunflower seed oil and decked out in your choice of house seasonings and sauces.

Contact us to find out more about Boise, ID real estate. We look forward to helping you soon.


A Look Ahead with Coldwell Banker's Ryan Gorman

The Real Estate Market: Looking Back and Ahead

Recently, Coldwell Banker Tomlinson Realtors®, managers, and staff were honored with a visit from the President and CEO of Coldwell Banker Real Estate LLC, Ryan Gorman. Responsible for the operations that support our network of 94,000 real estate professionals in 3,000 offices in 43 countries across the globe, he made the trip from CB's New Jersey headquarters to speak with us about the wild ride that was 2021 and share his predictions about the state of our industry moving through 2022.

Though he foresees a continuation of a seller's market, he believes it won't be "the crazy, crazy" atmosphere we saw in 2021.  "Interest rates are ticking up which will slow things a bit," he said, but "inbound migration will continue to be strong, so it will be a long time before the market shifts."

When asked if he was surprised by the activity during the pandemic, he told us that though he did not predict the "nearly 10 years of appreciation in 18 months" in our area, Ryan said he wasn't surprised to see the market remain strong. Despite the economic downturn, "we had the most equity in homes that we had literally ever had (not on a percentage basis, but on an absolute basis), and we had tighter underwriting for almost 15 years by that point than we had almost ever had, so people had good opportunities."

Contributing to the history-making market, he noted, was that for the past five or so years our area has been named to list after list of best places to live, work, and raise a family, so as people were able to work, not only remotely, but more independently, they began to make good on the question if you could live anywhere, why not live somewhere great?  

In discussing the issue of low inventory, he is quick to point out that even buyers who have been in their homes two or three months may have equity that could propel them to look at selling to purchase something that better fits their dreams and goals and encouraged agents to inform their previous buyers what their homes are worth today. Buyers, he said, can leverage their equity to move more affordably to another neighborhood or city.

Recently named a "Real Estate Newsmaker" for 2021 and "Influencer" for 2022 by RisMedia, a highly respected real estate news and information service, Ryan says is most proud of Coldwell Banker's integrity. "Integrity is first. That's an easy answer. Coldwell Banker was founded on honesty and integrity, and that has lasted."

To learn more about Ryan's strategies for Coldwell Banker in 2022, check out his interview with Jordan Grice of RisMedia.

Search for your new home at


Idaho Central Credit Union Shares News from ECB



European Central Bank Meeting Blindsides Investors with Surprising New Decision

As investors eagerly awaited the European Central Bank meeting, the latest decision on inflation came as a blindside. Additionally, headlines about the conflict in Ukraine continued to cause volatility in mortgage markets this week. However, the headlines created a roughly neutral impact. Instead, the analysts primarily focused on growing concern regarding rising inflation. Thus, mortgage rates ended the week higher.

European Central Bank Blindsides Investors

Faced with skyrocketing prices and the conflict in Ukraine, the European Central Bank meeting led to a very difficult decision. At Thursday's (3/10) meeting, bank officials chose to prioritize lower inflation over economic growth. In doing so, they announced that it plans to end its bond purchase program in the third quarter.

Investors were left stunned as this is much earlier than expected. ECB President Lagarde acknowledged that the conflict in Ukraine will have "a material impact on economic activity." Having said that, resident Lagarde also mentioned having little choice in tightening monetary policy to help bring down inflation.

European Central Bank Meeting Decision Comes as Reaction to Inflation

Analysts closely watch the Consumer Price Index (CPI) as an inflation indicator. CPI looks at price changes for a broad range of goods and services. Core CPI excludes the volatile food and energy components and provides a clearer picture of the longer-term trend. In February, Core CPI rose 6.4% higher than a year ago. Not only did Core CPI jump up from an annual rate of increase of 6.0% last month, it achieved its highest level since 1982. This may lead investors to see the justification of the recent news from the European Central Bank meeting.

There are many reasons why the annual core inflation rate has jumped from the readings below 2.0% seen early in 2021. These include a tight labor market, strong consumer demand for goods, and supply chain disruptions. Shortages for many items caused enormous cost increases, such as used car prices which are 41% higher than a year ago. Fed officials and economists debate how much the recent spike in inflation will subside as temporary factors caused by the pandemic are resolved.

JOLTS Report Shows Massive Job Openings

Aside from the European Central Bank meeting and inflation updates, the latest JOLTS report came out. By definition, the JOLTS report measures job openings and labor turnover rates. In fact, the latest data indicated that the labor market remains very tight. At the end of January, the economy experienced massive 11.3 million job openings. While this is down slightly from last month's record high, February 2022 added over 4 million more compared to January 2020.

A high level of job openings reflects a strong labor market. as companies struggle to hire enough workers with the necessary skills. A very large number of employees also willingly left their jobs in January. Analysts view this as a sign of labor market strength. Typically, people usually quit only if they expect that they can find better jobs.

Looking Ahead After the European Central Bank Meeting

After the European Central Bank meeting, investors continue to closely follow news on Ukraine. Beyond that, the next Federal Reserve meeting will take place on Wednesday (3/16). Investors widely expect a 25-basis point rate increase. In addition, investors seek additional Fed guidance on the pace of future rate hikes and balance sheet reduction.

Retail Sales also releases on Wednesday (3/16). Consumer spending accounts for over two thirds of U.S. economic activity. Therefore, the retail sales data indicates growth. Housing Starts comes out on Thursday (3/17).


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Doers of Good: Practice Kindness Every Day

Extending Random Acts of Kindness Day

Random Acts of Kindness Day was last month, and many of our agents and staff marked the day by making an extra effort to help others. Rather than spotlighting a specific charity or cause in March, we asked, why can't this be every day? If each of us did one small thing to help a neighbor, a stranger, a co-worker, regardless of the day, think about the ripples of good that would spread throughout our communities!

On February 17th, National Random Acts of Kindness Day, agents and staff here at CBT surprised neighbors with yard cleanup, trash pick-up, and groceries. They paid for coffee and food orders for those behind them in the drive-through. One purchased lunch for a group of law enforcement officers in a restaurant. Still others opened doors, complimented clothing, and put shopping carts away.

Small or large, monetary or not, little kindnesses can change someone's moment, day, and, yes, life. Challenge yourself and those around you to do something randomly kind, not only one day a year, but every day.

We'd love to hear about your random acts of kindness! Share in the comments. Who knows what good you will inspire!


Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


Treasures Abound in Garden City

Boise Garden City

There's no place quite like Garden City, Idaho. An independent community that's almost entirely surrounded by Boise, Garden City is a haven for artists and creatives. Our real estate agents never tire of exploring this unique place. 

Garden City is located along the Boise River, a stone's throw from many Boise homes for sale. Its main stretch, Chinden Boulevard, is lined with independent wineries, craft breweries, art galleries, studio spaces, and shops. 

Not incorporated as a city until 1967, the area has a varied past. A farming community in the late 1800s, the village was rich with lush Chinese gardens, a feature that ultimately led to the name Garden City. In fact, Chinden Boulevard is a portmanteau of "Chinese" and "garden." In 1949, county commissioners approved its incorporation so a group of Boise businessmen could build an "amusement center," a not-so-veiled wish to create gambling establishments along the Boulevard. Gambling had been banned within Boise's city limits, so moving it to Garden City seemed the perfect plan.

When gambling was declared illegal under the Idaho Constitution, Garden City's leaders relaxed building codes and welcomed new businesses, regardless of their desirability, leading to the nickname "Saturday Night Town." Fortunately, by the 1980s, efforts to develop new housing and take advantage of the beauty surrounding the Boise River began to take shape. Now, Garden City is the perfect place for a stroll along the river, stopping for coffee or a wine tasting.

Use the official Garden City Artisans' Pathway Map as your guide to this one-of-a-kind arts community, and be sure to stop in at some of these unique businesses in Garden City: 

  • Visual Arts Collective - 3638 Osage St, Garden City, ID 83714
    One of Garden City's premier art galleries and venues, Visual Arts Collective is a vibrant space where you can experience almost any genre or medium of art. From fine art exhibitions and film screenings to live music and theater performances, Visual Arts Collective is always presenting something new and exciting. 

  • Powderhaus Brewing Company - 9719 W Chinden Blvd, Garden City, ID 83714
    There are a lot of great breweries in Garden City, but few as universally acclaimed as Powderhaus Brewing Company. Perhaps best known for their Haus Session Ale and First Turns IPA, Powderhaus Brewing is constantly brewing new and creative seasonal releases inspired by the mountains. Their taproom in Garden City is a great place to sample some of their outstanding brews. Live music takes place most Friday nights, and there's a farmers market at the brewery on Saturdays. 

  • Audio Lab - 3638 Osage St, Garden City, ID 83714
    One of Idaho's most accomplished and technologically advanced recording studios, Audio Lab has a long and storied history of producing great records from big-name artists. But they also regularly host live in-studio music performances, offering the public an amazing opportunity to come and experience live music in this unique space. 

  • Push & Pour - 214 E 34th St, Garden City, ID 83714
    You'd have a hard time finding a better cup of coffee to start your day with than the one you'll get at Push & Pour. This local coffee shop roasts their own beans in-house at their Garden City location, and they make some of the most impeccably-crafted pour-overs, espresso drinks, and cold brews around. Push & Pour also offers some tasty breakfast fare, including vegan and gluten-free options. 

  • Boise River Greenbelt - 698 E 42nd St, Garden City, ID 83714
    The Boise River Greenbelt stretches 25 miles along the banks of its namesake river, providing an amazing resource for hiking and biking in the area. It cuts straight through Garden City, offering great views and a convenient walking path to and from many local businesses nearby. It also passes through several parks, including Boise Whitewater Park. If you get a little hungry on your walk, stop off at the Greenbelt Market for a bite to eat and a drink. 

  • Telaya Wine Co. - 240 E 32nd St, Garden City, ID 83714
    One of several outstanding Garden City wineries, Telaya Wine Co. is located footsteps away from the Boise River and the Boise River Greenbelt. They got started in 2008 and have grown by leaps and bounds since their first year, in which they produced their inaugural batch of 50 cases. Telaya's wines are made from grapes grown in Idaho and Washington, and you can enjoy tastings, wine by the glass, and bottles to-go from their Garden City tasting room. 

Contact us today to learn more about life in Boise, Garden City, and the surrounding areas. Our real estate agents are dedicated to helping you find your dream home in Idaho. 


Why Tech Companies Love Boise

Boise Tech

While our real estate agents have always known that Boise is a fantastic spot to call home, tech companies are increasingly turning to Boise to set up their operations. The influx of tech companies to Boise began more than a decade ago and has only increased in recent years. Here are just a few of the reasons that tech companies are flocking to Boise.

  • Boise Has Business-Friendly Policies
    The policies in Boise make it an affordable place for businesses to operate or set up a new company. There are multiple business-friendly laws that help companies lower their expenses. The corporate tax rate is lower than most cities, and Boise has one of the lowest energy costs in the nation. Access to cheap energy is a huge perk for companies that depend on energy-intensive technology. Many Idaho businesses also qualify for property tax exemptions.
  • Boise Offers a Low Cost of Living
    Boise living expenses are a relief for individuals who are used to dealing with a much higher cost of living in other popular tech towns. Even though home values have increased in recent years, property in Boise is affordable when compared to prices in other large cities. When you're shopping for Boise homes for sale, you'll notice that property taxes for potential homes are also affordable and won't erode the money that you save by purchasing a home in a city with a lower cost of living. This makes Boise an attractive city for tech workers who are tired of exorbitant housing costs and high taxes. Utility bills, construction costs, and operating expenses are also cheaper for Boise businesses than the costs in other comparable towns. 
  • Boise is Centrally Located to Multiple Tech Hubs
    Boise is located in close proximity to other cities popular with businesses. Seattle, Los Angeles, Portland, Denver, and Phoenix are only a short plane ride away. A central location allows tech companies to take advantage of Boise's low costs without sacrificing a quick connection to hubs and supplies in other cities. 
  • Boise Has an Educated Population
    Practically all of Boise's students graduate high school, and almost half of Boise's residents have a bachelor's degree. Boise State University is Idaho's second-largest university with more than 20,000 students. This means that Boise has a large pool of educated workers for tech companies to hire. 
  • Boise is a Fantastic Place to Live
    There's a lifestyle and culture in Boise that other cities want to replicate. Boise boasts extensive natural beauty, including wide, clear blue skies, peaceful forests, and picturesque lakes. The streets are walkable, and the city offers a high quality of life. With over 100 parks, a bustling downtown area, lots of playgrounds, and museums, Boise offers a small-town atmosphere with big-city amenities. Companies and potential employees find Boise an attractive place to live and are often more than happy to relocate. 

There's so much to love about living and working in the Boise area. Ready to start looking for your Boise home? Contact us to begin your search!


Economic Information from Idaho Central Credit Union



Inflation Surges to the Highest Level Since 1982

As inflation surges to the highest level since 1982, the mortgage market left investors stunned. For months, investors remained on edge regarding the inflation rate. On Thursday, the latest Consumer Price Index report hit them with a powerful one-two punch.

First, the CPI inflation report soared even higher than expected. Next, the Federal Reserve a very rapid pace of rate hikes to bring down inflation. As a result, mortgage rates climbed to the highest levels in over two years. Additionally, mortgage rates skyrocketed over 100 basis points higher than a year ago at this time.

Inflation Surges with Latest Consumer Price Index Report

Investors closely watch the Consumer Price Index (CPI) report. As an inflation indicator, CPI looks at price changes for a broad range of goods and services. Core CPI excludes the volatile food and energy components and provides a clearer picture of the longer-term trend. In January, Core CPI rose 6.0% higher than a year ago as inflation surges. Not only is this above the consensus forecast and up from an annual rate of increase of 5.5% last month, Core CPI achieved its highest level since 1982.

There are many reasons why the annual core inflation rate has jumped from the readings below 2.0% seen early in 2021. These include a tight labor market, strong consumer demand for goods, rising energy prices, and supply chain disruptions. Also, the long-term supply shortages caused enormous cost increases. For instance, the price of used cars, climbed 41% higher than a year ago. Fed officials and economists remain divided about how much the recent spike in inflation will subside as temporary factors caused by the pandemic are resolved.

Federal Reserve Rapidly Tightening Monetary Policy

As inflation surges, investors raised their expectations for the pace of Fed tightening this year. Later that day, Federal Reserve official James Bullard hit investors with unexpectedly hawkish (in favor of tighter policy) comments. Bullard said that he would "like to see 100 basis points in the bag by July 1," which would mean federal funds rate increases totaling a full point over the next three Fed meetings.

Investors again raised their outlook for the pace of rate hikes after the comments. Now, investors anticipate a 50-basis point increase instead of a 25 basis point increase at the next meeting on March 16th. Also, investors expect the Fed to scale back its bond purchase program more quickly. Since this will reduce demand for bonds, including mortgage-backed securities (MBS), mortgage rates rose on the news.


Looking Ahead After Inflation Surges to Highest Level Since 1982

After inflation surged to its highest level since 1982, investors look for additional guidance from the Federal Reserve regarding future rate hikes and its balance sheet reduction. Furthermore, investors continually monitor the status of the Omicron coronavirus variant.

Beyond that, Housing Starts come out on Thursday. Additionally, Existing Home Sales releases on Friday. Concurrently, the latest Retail Sales data also publishes on Friday. Because consumer spending accounts for over two-thirds of United States economic activity, the retail sales data indicates growth.


We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



Doers of Good: Featuring The Idaho Humane Society

Doers of Good: Leah and Dave Morgan

The Coldwell Banker Tomlinson #DoersOfGood program is designed to shine a light on the givers in our real estate family, and, by doing so, encourage others in our community to help wherever they can.

Our February #DoersOfGood are a very special couple who have made it their mission to support animals in need. Leah and Dave Morgan, Realtors® and leaders of The Morgan Team at Coldwell Banker Tomlinson, work with the Idaho Humane Society doing whatever they can to help.  Leah provided this first-person account:

We have a long-time history of service AND loving animals and like many people, got especially involved when our daughter wanted to get involved as well.  We started with the Idaho Humane Society by fostering animals (cats and dogs) and started helping with the IDAPI (Inmate Dog Alliance Project of Idaho) where we helped bridge the gap between the now-trained dog "graduating" and the family introduction.  It is amazing to see a dog have a purpose, be well trained, AND become a family member! 

As we fostered dogs and cats, sometimes just for a few weeks while meeting possible new owners/family members and helping the dog have good manners with some light training and learning their "issues" and showing them kindness and some structure, we could literally SEE dogs learn they were safe and were going to be treated well. 

On occasion, we would get a call for an entire litter of kittens and their mama who needed a spot until the kittens were old enough to adopt.  We created the "cat" room in our house so we could quarantine them in their own comfy space.  In most instances, we loved every animal and loved the process of helping them find their furever families. When we didn't have fosters, we were happy to just go walk the dogs at the shelter! 

One particular cat that we fostered, an all-black cat, was not cuddly, wouldn't let us or anyone hold him, and over and over the families that came to meet him passed him by. He was very well behaved and rarely would get on the furniture, etc.  By month 13 of fostering him, we knew his quirks and decided to just adopt him ourselves.  That VERY night, he crawled up on the end of the bed and purred loudly – he KNEW he was home!  It turned out that he was our 13th foster animal, and we renamed him Sirius Black since he was much more like a dog!

We continue to support the Idaho Humane Society by doing the annual See Spot Walk, donating, and fostering whenever possible.  There are so many needs and areas the Humane Society can use our help – from doing laundry at the shelters to delivering supplies, fostering, and of course, adopting a new family member to make your home even more complete! I hope you consider making a donation to them today!

The Humane Society is solely run on volunteer efforts, donations, and fundraisers. The largest fundraiser is See Spot Walk.  We've been donating and participating almost every year since 2009 (and twice while on vacation!).  Donations help tremendously, not just money but things like towels, blankets, food, and supplies, and most importantly time walking the dogs, doing laundry, cleaning cages, sending info, staffing the front desk, delivering items, and fostering, to name just a few. 

When you think how much a furry friend completes the home and family for nearly 75% of Idahoans, it's no wonder the need is so great. 

Coldwell Banker fosters a culture of giving, knowing we are more than real estate agents and that community is in our nature. Being a "Doer of Good" and sharing #CBGoodNews reach far beyond real estate. This is the "good stuff" in life, why we want to give in multiple "causes" and believe that we all can make a difference beyond our expertise of buying and selling real estate. We are only as strong as our community, so it behooves us all to do everything we can.


To learn about The Idaho Humane Society and explore all the ways you can help, please visit


Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


Increase in Home Prices Slowed in January

By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

Home Prices Rise but Rate of Growth Slowed in January

In January 2022, the median sales price for homes in Ada County was $540,000, an increase of 20.0% compared to January 2021, but a slight decrease of 1.1% from the month before.

While the actual median sales price continues to trend upwards, the rate at which it does so has been slowing in recent months. Throughout 2019, we saw fairly steady price growth, and in December 2020, it jumped above 20% year-over-year, reaching a peak of 45.3% in May 2021.

Since then, price growth has slowed, landing at 20.0% in January 2022 — by no means an insignificant year-over-year change, especially for prospective home sellers, but a welcome reprieve from the higher gains we saw last year, especially for prospective homebuyers.

Home price increases continued to be driven by insufficient supply compared to buyer demand — primarily fueled by population growth, migration trends, and increased purchase power due to historically low mortgage rates. The most recent uptick in demand came from people re-thinking how they live and work as a result of the pandemic, contributing to the competitive conditions that enabled the incredible price growth we've seen in the last year.

The metric used to illustrate the supply vs. demand relationship is Months Supply of Inventory (MSI), which takes the number of homes for sale divided by the average number of sales by month for the preceding 12 months. As of January 2022, Ada County was at just 0.3 months for existing homes and 1.0 month for new construction, meaning, if no additional homes were listed, the supply of homes would run out in a matter of weeks. A balanced market — not favoring buyers or sellers — is typically between 4-6 months of supply.

Even though buyer demand has been outpacing supply, weekly listing activity in 2022 has trended up, indicating that an increasing number of homeowners were ready to sell and cash in on the equity their homes have acquired over the last few years.

Listing activity in 2022 has so far been higher than the same period in 2021, but actual weekly listings were down compared to 2019 and pre-pandemic 2020. We'll be watching to see if future weekly listings of existing homes match or exceed those in previous years.

With low, but increasing, inventory, will we continue to see the fast market pace and multiple offer scenarios experienced in 2021? We can't say for sure, but so far Days on Market (DOM), the metric that measures the time between when a property is listed and when it has an accepted offer, has increased and normalized for existing homes.

Days on market for existing homes reached 33 days in January 2022, 18 days longer than in January 2021 and more in line with pre-pandemic levels in early 2020. This is good news for buyers as they may have a bit more time to make decisions and may not feel the need to waive contingencies when writing offers.

Additionally, the Percent of Original List Price Received for existing homes that sold in January 2022 was 97.3%, meaning that, on average, buyers paid less than asking through a lower accepted offer and/or seller concessions. In contrast, the Percent of Original List Price Received for existing home sales in January 2021 was 103.6%, indicating that, on average, buyers were paying more than asking price for homes.

It's hard to say whether these longer, healthier market times were due to increasing prices, increasing mortgage rates, or some combination of the two. While competition may have begun ramping up again, one thing is for sure — our market needs more inventory in order to be more balanced. Homeowners who are considering selling are encouraged to talk to a REALTOR® right away to learn more about thier options. With the appreciation in home prices, there may be more equity than a seller might think.

Other notable statistics from January 2022:

  • The median sales price for existing homes in January 2022 was $515,100, 18.4% higher than in January 2021. The median sales price for new construction in January 2022 was $588,945, 28.0% higher than a year ago.
  • There were 441 homes available at the end of the month — 63.9% more than in January 2021 — although still very low compared to buyer demand.
  • Of the 671 sales in the county, 457 were existing homes, an increase of 30.6% compared to the year prior. Overall sales (existing and new combined) were up 10.5% compared to January 2021.

To view the Treasure Valley homes currently for sale, CLICK HERE.



Celebrate Valentine's Day with a Little Trivia

Test Your Valentine's Day Knowledge

Happy Valentine's Day to you and yours!  Today is the day for love and romance, heart-shaped chocolates and candlelit dinners.

What do you really know about Valentine's Day? Here are some fun trivia questions to test your knowledge.

  1. When was the oldest-known Valentine's Day message written, and from where? 
  2. When was February 14th first declared as Valentine's Day? 
  3. Who invented the first Valentine's Day candy box? 
  4. What is the average number of marriage proposals on Valentine's Day each year? 
  5. How much on average is spent on chocolate in America for Valentine's Day each year? 
  6. How many roses are sold on Valentine's Day each year? 
  7. How many Valentine's Day greeting cards are purchased in the U.S. each year? 
  8. How many people typically purchase Valentines for their pets? 
  9. If you send a snarky insult on Valentine's Day, what kind of "greeting" are you sending?
  10. What year were the popular "conversation Sweethearts" not available?


Ready for the answers?

  1. The oldest-known Valentine was in 1415, sent by Charles, Duke of Orleans, to his wife from the Tower of London where he was imprisoned. 
  2. Valentine's Day was declared an official holiday in 1537 by King Henry VIII. 
  3. English entrepreneur and chocolate-maker Richard Cadbury created the first heart-shaped box of chocolates. 
  4. 220,000 
  5. It is estimated that over $1 billion is spent in the U.S. each year for Valentine's Day. 
  6. 189 million 
  7. Approximately 1 billion 
  8. 9 million 
  9. Insulting Valentine's messages are known as "Vinegar Valentines."
  10. The ever-popular "Conversation Hearts" were unavailable in 2019 after their manufacturer Necco declared bankruptcy in 2018. Thankfully, the Spangler Candy Company purchased the rights, and the candies returned in 2020.

    How'd you do? 

    Whether you are celebrating with your beau, your best friends, your pets, or your neighbors, we wish you a day full of love!


    Super Snacks for Super Bowl Gatherings

    Get Ready to Entertain with These Winning Snacks

    For the vast majority of Americans, Super Bowl Sunday is a national holiday. Big gatherings, team jerseys, and food. Lots and lots of food. In fact, according to Wikipedia, roughly 28 million pounds of chips are consumed just on this day. Add to that 1.25 billion chicken wings and 8 million pounds of guacamole! 

    Perhaps you're looking for some great ideas to add to the menu. Read on! 

    Artichoke Dip

    • 2 cans of non-marinated artichoke hearts
    • 1 c. mayonnaise
    • 1/2 c. sour cream
    • 1 can of diced green chilis
    • 1 c. shredded parmesan cheese

    Combine all ingredients in a small baking dish and bake for 20 minutes at 400°. Serve with tortilla chips.


    Dill Pickle & Ham Pinwheels

    • ½ lb. thinly-sliced ham
    • 4 oz. cream cheese
    • 4 large whole dill pickles

    Pat pickles dry with a paper towel. Cover each pickle with 1 oz. of the cream cheese & wrap with ¼ of the ham. Repeat with the remaining pickles & refrigerate for at least 1 hour. Slice into 1" pieces & enjoy!


    Tequila-Spiked Salsa

    • 2 c. chopped, seeded tomato
    • 1 c. chopped onion
    • 1/2 c. chopped fresh cilantro
    • 1/3 c. peeled, chopped avocado
    • 2 Tbsp. fresh lime juice
    • 2 tsp. tequila (optional!)
    • 1/2 tsp. kosher salt
    • 2 cloves garlic, minced

    Combine all ingredients & toss gently. Serve with tortilla chips.


    Buffalo Chicken Dip

    • 10 oz. chicken breasts, boiled & shredded
    • 2 (8 oz.) packages of cream cheese, softened
    • 1 c. ranch dressing
    • 3/4 c. (or more based on taste/preferences)
    • pepper sauce (e.g. Frank's Red Hot®)
    • 1-1/2 c. shredded cheddar cheese

    Place shredded chicken & hot sauce in skillet & heat over medium heat until heated through. Stir in cream cheese & ranch dressing. Cook, stirring until well blended & warm. Mix in shredded cheese & stir until melted. Transfer to the crockpot to keep warm & serve with tortilla chips.


    Oreo Popcorn

    • 20 Oreo cookies
    • 2 bags of microwave popcorn, popped
    • 2 c. white chocolate chips

    Place Oreos in a large Ziploc bag and smash. Heat white chocolate chips in microwave on high for 30-second intervals up to 2-3 minutes, stirring until melted. Mix popcorn & melted chocolate in a large bowl until well-combined. Slowly add the cookies & mix. Turn out on waxed paper until cool. Break into pieces & enjoy.

    After the big game, when you find yourself wishing for a media room or better entertaining space, give us a call. We will guide you to the perfect home!



    Should You Upgrade to Windows 11?


    Windows 11

    From Your Friends at Integrity Computer Consulting and Repair

    (If you own a Mac, this doesn't apply, your OS is updated yearly.)

    Many of us have seen the update for Microsoft's newest operating system (OS), Windows 11 come through on our laptop or desktop PC. Some of you have likely had it automatically applied.

    If you have NOT seen the update, your computer may be too old to upgrade. This is not a cause for concern!

    Anyone can stay safely on Windows 10 until its End of Life (EOL) date of October 14, 2025.

    And even then, Microsoft may offer extended support as they have done for all other operating systems before it.

    If you have seen the update, have you ignored it? You might be able to upgrade to Windows 11.  Most notably, the Windows update icon down by your clock won't go away and now has a blue dot on it (instead of an orange/yellow or red one) like this: 


    So should you make the jump to upgrade your current PC to Windows 11?   What will it do? What will it change? What will it break? Will it affect you much?

     The answer is, it depends. Like people on the planet, our computer environments are all different, unique. With each individual and different environment, the answer varies. It is complicated because no 2 environments are the same. But this time, Microsoft has given us tools to check.

    We recommend you take the following steps if you are prompted for the upgrade:

    1. Read about the upgrade. Is it for you?
    2. Check if your PC components can get the upgrade. Will it work for your computer?
    3. Decide if you want the upgrade or to stay on Windows 10

    (please call or email our office if you have any questions or need assistance doing any of the steps above and pictured below) 



    Our findings? Most of the PCs that have upgraded from 10 to 11 are working fine without many significant issues; however, if you have older software (QuickBooks and Quicken apply) or older peripherals like printers, wireless mice, keyboards, and speakers, they may not work with Windows 11.   We are finding that we have had to reinstall some printer and copier drivers and remap network drives. 

    If your computer is 2 years or newer, you have current software, you don't mind the change, and/or have the time/patience to learn Windows 11… upgrade.

    If you have any hesitations or concerns, please contact us before making the jump. Advances in technology can be both great and frustrating. We are here to help.

    Call our office (208-288-4345), or email us ( if you have any questions or need immediate assistance!


    The Hockey Fan's Guide to Boise

    Boise Hockey

    Whether you're looking for a hockey league to join, a place to practice on your skates, or a hockey class for your kids, Boise has a lot to offer. Our real estate agents are happy to offer this helpful guide to hockey in Boise. 

    Professional Hockey in Boise

    The Idaho Steelheads are a minor league pro hockey team based in Boise. The Steelheads played their first season in 1997-98 and have been an affiliate of the NHL's Dallas Stars since 2003. 

    Perhaps a little surprisingly, the Idaho Steelheads play in the ECHL—the East Coast Hockey League—and are the westernmost team in the league. They've won the ECHL's Kelly Cup championship in 2004 and 2007. 

    The Steelheads play at Idaho Central Arena, just outside Downtown Boise and a stone's throw from many Boise homes for sale. This state-of-the-art facility has a seating capacity of 5,002 for ice hockey games. 

    Adult Hockey Leagues

    A spacious recreation center in Southeast Boise, Idaho IceWorld offers two indoor skating rinks with numerous options for adult hockey. Several different hockey leagues are formed multiple times a year here and are largely run by Boise Parks & Recreation. 

    If you're interested in playing, you can choose between the A/Advanced League, B League, and C League, depending on your skill and experience level. A Women's League is also available.

    Keep in mind that no matter which league you choose, a current, valid USA Hockey membership is required. Opportunities for pick-up hockey are also often available at Idaho IceWorld (learn more here). As with adult hockey leagues, all pick-up players must be 18 or older. 

    Learn & Practice Hockey in Boise

    Regularly scheduled 'Stick Times' are also scheduled at Idaho IceWorld, so check their current calendar for upcoming opportunities. Stick Times offers an opportunity to practice your skating, stick handling, and other skills.

    Stick Times are perfect for adult hockey players who haven't been in the ice in a while and might be feeling a little rusty. You can sign up for sessions and pay the fee individually or purchase a Stick Time Punch Pass in advance, which is good for 10 sessions. 

    Idaho IceWorld also hosts Hockey Learn to Play (HLTP) classes for total hockey newbies. These classes are designed for kids in various age groups and include foundational skills like skating, basic hockey stance, knee bend, and how to hold a stick. 

    Youth Hockey Leagues

    A lot of exciting opportunities are available for kids in Boise who are enthusiastic about playing hockey! First and foremost are the Junior Steelheads, the Boise Youth Amateur Hockey Association's official competitive travel ice hockey program. 

    Youth Hockey Leagues are also available at Idaho IceWorld, ranging from the Mite League (ages 5 to 8) all the way up to High School League. USA Hockey membership is required, and scholarships are available. 

    The Fire Blades—Idaho IceWorld's girls' house travel team—is open to ages 11 to 19 and is a great opportunity for girls to play at a competitive level. 

    Contact us today to learn more about life in Boise and the surrounding areas. When you're on the hunt for your Idaho dream home, our real estate agents are here to help every step of the way. 


    Doer of Good: CBT Realtor® Theresa Laird

    Doers of Good: Theresa Laird

    We are proud to introduce our featured Doer of Good here in the Treasure Valley for January. Theresa Laird, a Realtor® in our Nampa office, sits on the Advisory Board for The Salvation Army's Nampa Corps. Begun in the 1870s, The Salvation Army is well-known around the world for its work assisting the vulnerable in our communities with shelter, food, utility assistance, afterschool care, youth programs, and more.

    Like most of us, Theresa says, "I've always known about The Salvation Army, but I didn't realize the amount of service they provide until I was approached to serve on their Advisory Board."  For the past four years, Theresa has used her connections as a respected real estate professional in the community to help in any way she can.  Through the Board, she works with, an online volunteer base to assist with ongoing projects, and has helped to organize food drives, ring-the-bell Red Kettle donations during the holidays, and Gala events to raise funds. At the beginning of the Covid pandemic, Theresa worked with her church to help supply 40,000 pounds of food to those in need.

    "Every day, there are people who struggle; there will always be someone in need," Theresa explains. "If helping just a little provides any kind of comfort, peace, or hope to another human being, then we must do that."

    When asked what being a #DoerofGood means to her, Theresa is quick to reply, "It means sharing your light by word and deed. We need to strengthen and support our community. No one can do it alone."

    She goes on to tell us that once while handing out food on a cold day, an elderly woman came to her and asked for a hug. "She had recently lost her husband and just needed another human to connect with. That's one reason I do this."

    She encourages others to get involved, to help wherever they can. "Whatever kind of service you have a heart for, try to put aside your political views and faith differences to come together for the greater good. Be a bridge-builder!"

    To learn more about ways you can help, visit


    Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


    How to Create a Cleaning Schedule You'll Actually Stick to

    Cleaning Schedule

    You've found your dream home among the Boise homes for sale! You've moved in, unpacked, and put your feet up for a bit, enjoying your new home. What's next? It's time to set up a cleaning schedule that works for you.

    To keep everything clean and tidy, it's necessary to have a cleaning plan in place, but that's not to say you have to spend hours doing chores every day. Contrary to some misconceptions, having a cleaning schedule doesn't create stress around household chores – it takes it away.

    Let's look at creating a manageable cleaning schedule that will take the stress out of running a household.

    What's Your Cleaning Personality Type

    Everyone has a cleaning personality type. Some people can't stand the thought of cleaning every day while others find cleaning a delight. Here are some questions to help you figure out what type of cleaner you are.

    • Are you the kind of person who wants to do a little cleaning every day?
    • Would you rather tackle your cleaning chores all at once?
    • How do you feel about tackling one major task each day?

    There's no specific right way to keep your house clean or a standard cleaning schedule that will work for everyone.

    Create a Master Task List

    A cleaning schedule can only work if you have a thorough idea of what you need to do. Create a list of chores that need to be completed and break them down by room.

    Remember, a schedule for someone living alone in a one-bedroom apartment will look very different from one designed for a family of five living in a four-bedroom house. That's why it's vital to assess your own cleaning needs.

    Set Up a Cleaning Schedule

    Once you have your chores listed out, your next task is to figure out a cleaning plan that works best for you. You might want to commit to a daily or weekly cleaning schedule, depending on your cleaning personality. That said, some chores like wiping down surfaces and doing the dishes have to be done every day. It's essential to have a daily schedule of minor cleaning tasks you can handle in 10 to 15 minutes, as this will make your larger tasks much easier.

    If you enjoy doing some cleaning every day, set aside about one hour in the morning or evening when you can speed clean your house. For some people, it's easier to clean the bathroom on Monday, clean the kitchen on Tuesday, do the laundry on Wednesday, and vacuum on Friday. The key is to divide your tasks so that cleaning doesn't sound overwhelming.

    Now, if you'd like to do everything in one day, it's crucial to set aside enough time to take on major sections of the house or even the whole house.

    Turn Your Schedule into a Routine

    It takes about 21 days to form a habit, the experts say. Creating a cleaning schedule that works for you takes time and patience. Don't hesitate to change up your schedule. You might find cleaning the bathrooms is a task better left for the weekends.

    Try different methods until you figure out what works for you and your routine. Your life should not revolve around cleaning. Instead, cleaning should fit seamlessly into your schedule.

    Our real estate agents can alleviate some of the stress of the buying process by providing you with all the tips and tricks you could possibly need. Contact us today to get started.


    December Market Report & Year-End Wrap-Up

    By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

    2021 Market Recap & December Market Report

    When summing up the 2021 Ada County housing market, one could easily argue that this past year brought the most fast-paced market we've ever seen, particularly in the first half of the year. The market conditions were incredibly competitive.

    The county has faced limited housing inventory for years now, a phenomenon we've detailed in many of our reports. This lack of supply has been insufficient compared to the persistent demand for housing, which has driven up prices and caused a home-buying frenzy earlier this year. We tracked the pace of the market by a few metrics — how quickly homes went under contract, the share of sales that sold over list price, and for how much they sold over list price.

    We'll first explore the data for each of these metrics in the existing home sale segment to illustrate just how competitive the market was in 2021.

    The Days on Market (DOM) metric measures the time between when a property is listed and when it has an accepted offer. Overall, DOM for existing homes trended down, reaching a historic low of just nine days in May 2021. Since then, the DOM metric has increased and normalized, reaching an average of 30 days in December 2021 — 18 days longer than in December 2020, and more in line with pre-pandemic levels from early 2020.

    Not only were existing homes selling at a faster rate, but a larger share of total sales sold for more than their asking price, usually the result of multiple offer situations. The share of homes that sold over list price passed 50.0% in September 2020 and reached a peak of 75.9% in March 2021. By December 2021, it dropped to 22.6%, possibly indicating that list prices have become more aligned with what buyers are willing or able to pay.

    But how much over asking did buyers pay in 2021, on average? As the share of over list sales went up, so did the amounts paid over asking. In May 2021, 69.7% of existing homes sold were for over list price, with an average premium of $44,075, the highest we've seen (going back to 2006 based on our existing dataset). The average amount paid over list has dipped since then, coming in at $16,487 in December 2021.

    Unsurprisingly, with tight competition for existing homes and so many buyers willing to pay over list, the impact on prices was significant. The median sales price for existing homes was $510,000 in December 2021, up 21.4% compared to a year ago. The year-to-date median sales price was $505,000, a 34.7% increase compared to 2020, and the largest annual gain since we began tracking this data in 2006.

    The new construction segment also saw year-over-year price jumps, largely due to increasing costs of land, labor, and materials — as well as the ongoing impact of pandemic-related shutdowns that continue to create delays in increased costs in the global supply chain. (Read more about this in our November report.) In December, the median sales price for new homes was $579,990, a 30.4% increase compared to December 2020. The year-to-date median sales price in 2021 for new construction was $525,000, a 23.1% increase over the previous year.

    While homes have continued to sell at higher prices, interestingly, sales have dipped in recent months, and more notably so when comparing data year-over-year. In 2021, there were 10,855 home sales (new and existing combined) a decline of 11.8% compared to 2020, and the lowest number of total annual home sales for the county since 2017.

    How can one of the fastest-growing metros in the U.S. with persistent demand for housing have declining home sales? The data provides a few clues.

    First, buyers can't buy homes that aren't there, so limited inventory has definitely limited sales. This is especially true at the lower price points where buyer demand is most acute and inventory is hardest to come by. While inventory has ticked up over the last six months, the slim 0.7 Months Supply Inventory in December is still a far cry from the 4-6 months needed for a balanced market.

    When year-over-year home sales are broken out by segment, there was a 6.7% decline in existing home sales and a 21.7% decline in new construction sales. One reason there may be fewer new construction sales could be because buyers are having to wait longer to move into their new homes. The average number of days between when a home goes under contract and when it closes was at 106 days in 2021, 30 days longer than in 2020, limiting the number of closings that can take place within the year and possibly leading some new home buyers to opt for an existing home with a quicker move-in date.

    Much to the relief of buyers, we saw more normal market times and increases in inventory in the last few months of 2021. However, we're still a long way from a balanced market and we hope more homeowners are able to realize the great values for their properties by listing in the coming months.

    Whether you're looking to buy or sell, it's never been more important to work with a REALTOR®. They will help identify potential options for purchase, connect you with a mortgage lender, help craft a competitive offer, and negotiate on your behalf, allowing you to make decisions confidently and quickly to achieve your real estate goals.

    Other notable statistics from December 2021:

    • The overall median sales price (existing and new construction combined) in December 2021 was $546,000, a new record high. This is likely due to the large share (35.1%) of the typically higher-priced new construction home sales that closed in December.
    • There were 582 homes available at the end of the month — 75.8% more than in December 2020.
    • As mentioned in the release, the overall (new and existing combined) Months Supply Inventory was 0.7 months. For the existing segment, it was 0.5 months or approximately two weeks.

    To view the Treasure Valley homes currently for sale, CLICK HERE.



    New Years News from Our Partners at Idaho Central Credit Union



    Mortgage Rates Rise to Kick Off the New Year

    The first week of 2022 saw mortgage rates rise. While numerous analysts predicted them increasing throughout the year, this week's reports pushed them to their highest levels since April 2021.

    Meanwhile, investors pushed up bond yields due to inflation concerns. Finally, Wednesday's Fed minutes indicated a hawkish report. The minutes indicated that the Federal Reserve remains in favor of tightening monetary policy. As a result, the United States sparked another round of bond selling.

    Mortgage Rates Rise After Fed's Purchase Program

    Starting off the report, the United States faced a rise in mortgage rates. Early in the pandemic, the Federal Reserve initiated a new bond purchase program. They started this program to help stimulate the economy. Given the progress of the recovery and the rise in inflation, the Fed launched its process of winding down that program. Also, the Federal Reserve stayed on track to conclude it around the end of March.

    With that in mind, investors sought guidance on the timing for additional tightening measures. Additionally, investors looked for insight into the timing of the federal funds rate increases. Lastly, investors hoped for information on the reduction in the Fed's massive portfolio of bonds that built upon its balance sheet throughout the purchase program.

    Fed Meeting Minutes Lead Mortgage Rates to Rise

    The sooner-than-anticipated reduction in federal demand for mortgage-backed securities, the first week of the New Year saw mortgage rates rise. With Wednesday's publication of the December 15th Federal Reserve meeting minutes, investors moved forward their expectations for these other tightening measures. Now, investors expect the first rate hike to take place shortly after the bond purchase program ends. Beyond that, investors anticipate two additional rate hikes prior to the end of 2022.

    In addition, all Federal Reserve officials expressed support for a reduction in the enormous balance sheet holdings of Treasuries and mortgage-backed securities (MBS). The current plan intends for this reduction to occur "at some point" after the first rate hike.

    Mixed Employment Report

    While the real estate market saw mortgage rates rise, the closely watched Employment report came out on Friday. Revealing mixed results, the economy gained just 199,000 jobs in December against a consensus forecast of 420,000. However, revisions added 141,000 jobs to the figures for prior months. These revisions offset most of the shortfall. Overall, the gains took place in a wide range of industries, led by the leisure and hospitality sectors. Now, the U.S. economy holds roughly 3 million fewer jobs than in February 2020, prior to the start of the pandemic.

    Aside from job gains, the rest of the report came out stronger than expected. The unemployment rate, which is based on a survey of individuals, declined from 4.2% to 3.9%. Thus, the unemployment rate fell below the consensus forecast of 4.1%. In doing so, the unemployment rate hit its lowest level since February 2020. Average hourly earnings, an indicator of wage growth, exceeded expectations. Concurrently, average hourly earnings climbed an impressive 4.7% higher than a year ago.

    Strong Manufacturing News

    With the mixed Employment report and strong manufacturing report, mortgage rates rose to start 2022. On the manufacturing front, the Institute of Supply Management (ISM) released a couple of significant economic reports this week. As expected, the National Services Sector Index and National Manufacturing Index remained at high levels. First, the Service Sector Index reached 67.6. Then, the National Manufacturing Index hit 58.7. Levels above just 50 indicate that the sectors are expanding. Also, readings above 60 are rare.

    To date, supply chain issues still greatly impact manufacturing companies that produce goods. On the other hand, service-based companies, such as computer programming and banking, face less of an impact.

    Looking Ahead After Mortgage Rates Rise

    After the rise of mortgage rates, investors closely follow news on the Omicron variant. In addition, investors look for additional Fed guidance on the timing for future rate hikes and balance sheet reduction.


    We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



    5 Ways to Improve Your Home in 2022

    Home Improvement for the New Year

    January is a good time to reflect upon the year, your wins, losses, and any lessons learned. Every new year brings with it possibilities to improve. It offers you a chance to reinvent yourself, and if you're in the market for a new home, our real estate agents can help you start the new year on a high note by helping you find your dream home.

    Most people vow to exercise, save money, or spend more time with family. Few people remember to set goals to get their homes in shape. Let's look at some New Year's resolutions you can set for your home and how you can go about bringing them to fruition.

    • Declutter and Streamline
      Why wait for spring to declutter? Decluttering is one of the best ways to start the new year. And the best part is you get to feel instantly better about your home. Plus, a decluttered home is so much easier to look after and maintain. Decluttering an entire home is a big job. The best way to tackle the task is going room by room. Contrary to popular beliefs, you don't have to start with the hardest areas. Heading straight into the attic or garage could dissuade all your clean-up efforts. Once you're done decluttering your home, you can declutter other aspects of your life, too, like your digital life and your mind.

    • Reduce Your Energy Use
      Here's a resolution that helps you reduce your carbon footprint and save money. Installing a solar water heating system isn't the only way you can go green. Small things like switching traditional light bulbs with LEDs and getting a smart thermostat could drive your electricity costs down while helping conserve the environment.

      ​​​​​​​Changing your energy consumption habits could also lower your utility costs. Some practices that could help you trim your energy use include:
      • Switching off your appliances when they're not in use
      • Reducing appliance and water use whenever possible
      • Utilizing natural light
      • Buying appliances with a good energy rating
      • Recycling properly

    • Conduct a Safety Check
      Your house may be beautiful, but is it safe? Make a habit of regularly checking your smoke and carbon monoxide detectors and replacing the batteries. Repair and replace loose or frayed wires on all electrical devices and have an expert inspect your electrical system for any faults. If you have a pet, you should consider pet-proofing your home. Pets cause over 1,000 house fires each year. Pet proofing will protect your beloved furry friends as well as your home.

    • Improve Ventilation
      Prolonged exposure to polluted air can lead to respiratory conditions and diseases. Use your HVAC system as the first line of defense, and make sure to regularly change your furnace and AC filters. Plus, ensure your kitchen has enough ventilation to get rid of smoke and cooking fumes.

    • Invest in Home Improvement Projects
      Home makeover ideas don't have to involve knocking down a wall or adding square footage. DIY projects are a fun and creative way to spend time with your family and make memories, all while transforming your house into the haven you've always desired.

    Nothing beats the feeling of finally moving into your own home. Contact us today so we can help you find your perfect home among our Boise area homes for sale.


    Tech Resolutions for 2022


    2022: New Tech Habits

    From Your Friends at Integrity Computer Consulting and Repair

    A few ideas and some new, some old - tried and true… start 2022 with some new tech practices! 

    1. Backup, backup, backup! Whether you rotate a flash drive or hard drive, or use an online/cloud backup service, backing up and checking that backup is critical.  Irreplaceable or important family photos/documents/files? Back up to the cloud.
    2. Set a reminder every week to perform general tech maintenance: check your backup, scan for malware, apply any waiting updates (Macs, PCs, and phones), organize files into folders, clean off your desktop, physically wipe down and clean your devices, etc.
    3. Turn on multi-factor (MFA) or two-factor authentication(2FA) everywhere you possibly can.
    4. Set a reminder every 90 days to change passwords on important accounts that do not have MFA/2FA and to remove unused apps from your phone.
    5. Stop saving passwords on important sites to your internet browsers (Chrome, Edge, Firefox, etc.) and start writing them down.
    6. Groom email inboxes daily. Mark messages as junk or spam, delete unimportant items, organize the important ones, and check your spam filter for messages that are legitimate.
    7. Start a dummy email account for spammy stuff.
    8. Log out of sites, close internet tabs, and save and close documents before leaving work or going to bed. Updates, power outages, and hardware failures happen.
    9. Take time away from your screens. Do other office tasks, chores at home… give your eyes and body a break from the blue light, scrolling, and/or typing.
    10. Silence, distance, or power off your devices when not in use to not only give yourself a break from 24/7 availability, but to prolong device lifespan and pause analytics being gathered when on or in use.
    11. Be careful with "smart" devices - is having any essential home function like door locks, outlets, or thermostats connected to your Alexa or Google Assistant necessary?
    12. Stop paying for PC antivirus software and uninstall any free versions; Windows has built-in antivirus and any other programs usually end up causing performance and permissions issues.  (Anti-malware software is different and recommended, even for Macs; their free versions work well.)
    13. Protect your privacy on social media accounts. Review your privacy settings frequently as social media platforms are always making changes. Make friends lists private, remove your location information, tighten privacy on photos and albums, don't use Instagram or Facebook to log in to other accounts, and log out and log in correctly especially on shared devices.
    14. Protect your personal information on any platform, when in doubt, OPT OUT.  From signing up for grocery loyalty rewards to online newsletters (see #7), clicking on ANY link in an email or filling out an online form. Is the hassle of 10 emails a day from a retailer AND THEN all the spam from your email being sold over and over worth that 10% savings on your first order? Is saving 40¢ once a month on a gallon of gas worth all the dead phone line or car warranty renewal phone calls?
    15. Think twice about clicking things (buttons, links, pictures)!

    Things to never click:

    • Emails links that ask you to change any password
    • Email links that ask you to verify any account credential
    • Email links that ask you for money for any reason
    • Email attachments you were not expecting
    • Malicious pop-ups about a virus or sweepstakes winning that covers your screen

    And take a pause before clicking on things like sponsored articles or ads on Facebook, Instagram, or in news stories, or links in email for a story, cool new gadget, sale, discount, sweepstakes, etc. Is the chain reaction that click is going to cause worth it?

    Lastly, sometimes low tech is the best tech. Technology comes with a lot of learning, understanding, and maintenance. Sometimes, just doing things "the old-fashioned" way is the easiest and most secure.

    Please call our office (208-288-4345), or email us ( if you have any questions or need immediate assistance!


    What to Visit in Downtown Boise This Year

    Downtown Boise

    Art, festivals, special events, fantastic food, and even better shopping – you'll find all of that and more when you visit Downtown Boise this year. With so much to see and do, the start of 2022 is the perfect time to start planning all that you'll experience in the downtown area. Our real estate agents have the inside scoop on some of the many local attractions and events that you have to look forward to in Downtown Boise this year.

    • Warehouse Food Hall – 370 S. 8th St., Boise, ID 83702
      There are so many great places to eat near Boise homes for sale, but few can match the selection that you'll find at the Warehouse Food Hall. That's because the Warehouse Food Hall will be home to more than 20 local food and retail vendors, with flavors to suit every taste. The Warehouse Food Hall will be opening its doors for the first time in 2022, so keep an eye out for updates on one of the most exciting new attractions coming to Downtown Boise this year.

    • Treefort Music Fest – March 23 – 27 – Downtown Boise, ID
      Boise is recognized as a hub for the arts, and the annual Treefort Music Fest is an excellent example of why that's the case. This 5-day festival brings hundreds of bands to Downtown Boise every year and always receives rave reviews. Come for a great time, and leave with a new favorite band when you visit the Treefort Music Fest.

    • Idaho Steelheads Hockey – 233 S. Capitol Blvd., Boise, ID 83702
      Playing in the beautiful Idaho Central Arena, the Idaho Steelheads bring all of the action and excitement of minor league professional hockey to downtown. The two-time Kelly Cup champions are consistently one of the best teams in the ECHL, and the Steelheads provide fun, affordable family entertainment all season long.

    • First Thursdays – 816 W. Bannock St., Boise, ID 83702
      All year long, First Thursdays provide the perfect excuse to visit some of your favorite restaurants, shops, and small businesses in Downtown Boise. Head downtown on the first Thursday of every month for great deals, fun in-store events at local retailers, and specials at your favorite dining destinations. There's always something new to see at First Thursdays, with different businesses participating every month.

    • Spacebar Arcade – 200 N. Capitol Blvd., Boise, ID 83702
      Who says arcades are just for kids? Spacebar Arcade is a 21+ arcade and bar designed with adults in mind. Enjoy retro arcade games, vintage pinball machines, and an outstanding bar with 12 rotating beers on tap. If you love trivia, be sure to stop by on Trivia Nights which feature prizes, good times, and fun themes based on some of your favorite classic pop culture topics from the last few decades.

    • Makers Meetups at JUMP – 1000 W. Myrtle St., Boise, ID 83702
      If you love creating art, learning, and connecting with other creative people, you'll feel right at home when you visit the weekly Makers Meetups at Jack's Urban Meeting Place. These free events take place every Thursday evening and Saturday afternoon. When you visit, you'll get to meet creatives and makers from all around Boise while picking up some great tips that you can use when creating your own art.

    Ready to buy or sell your next home close to all of the action in Downtown Boise? Our local team is here to help with all of your real estate needs. Contact us to buy and sell homes in the Boise, ID area.


    Introducing Doers of Good: CBT's Culture of Giving

    Doers of Good: CBT's Culture of Giving

    Coldwell Banker agents, staff, and managers are a special breed, working hard to assist our clients fulfill their real estate goals while keeping our focus on community and on making our cities and towns better places for all of us.

    Because of our firm belief that we have an obligation to the people and places that keep our communities strong, we've set an ambitious goal for the next ten years: to give a minimum of $10 million to the organizations that work to help our neighbors in need. We call this our "Doers of Good."

    We believe this focus needs to be shared and celebrated – and in a big way – so we are shining a light on those who are bright spots in the lives of others. We know the kind of people we have in our family, and we want you to know, too. Doers of Good will do just that.

    Our agents, staff, and managers work in the background "doing their thing," sometimes on their own and sometimes with the help of our entire company. As we close a difficult year and look forward to a bright 2022, we'd like you to meet just a few of our 2021 4th quarter Doers of Good.

    Camp Rainbow Gold

    Pamela Carson, CBT Realtor® in our Eagle, Idaho, office, got involved with Camp Rainbow Gold because of her daughter, a nurse practitioner in oncology at St. Luke's and the medical director for the nonprofit. Camp Rainbow Gold "has been able to provide support and companionship to parents of children affected with cancer, giving them connections to other families going through the day-to-day struggles of childhood cancer," says Pamela. The organization even allows siblings to have their own camps. "The children feel safe and normal at camp."

    A volunteer and financial supporter for the past five years, Pamela says "it gives me a real sense of pride to be a part of such a worthy cause…I get a feeling of paying it forward for all of the blessings I have in my life.

    "Everyone should take a moment to reflect on how they can pay it forward or make a difference in their community, whether it be by contributing to a charity that is near and dear to them, or by reaching out to the charity organization to see how best they can assist in their continued fundraising or manpower needs."

    Funding for Camp Rainbow Gold comes from private donations and community partnerships with local businesses. Most of the programs are run by volunteers under the guidance of a few camp staff members.  To learn more about Camp Rainbow Gold, visit


    Idaho Diaper Bank

    Did you know that in Idaho, 46% of children under the age of three don't have a consistent supply of diapers to stay clean, dry, healthy, and happy?  This statistic shocked Shawna Walz and her mom, Carol Seiber, CBT Realtor® in our Boise, Idaho, office. Together, they founded Idaho Diaper Bank with the mission of providing diapers through collaboration with other social service agencies and nonprofits.

    Says Carol, "IDB was formed to address the silent crisis of diaper need." She goes on to explain that diapers cannot be purchased with food stamps or WIC but represent a significant portion of the monthly budget for the Idaho families struggling to provide basic necessities like food, shelter, and hygiene. Oftentimes, parents feel they have no option other than trying to reuse soiled diapers.

    Since its inception in 2014, Idaho Diaper Bank has provided over 4.5 million diapers to babies in need. IDB primarily serves SW Idaho but has worked to expand into eastern Idaho, the Magic Valley, and north Idaho with their Warehouse on Wheels program.

    "Passion and empathy drive me to participate in charitable organizations in my community," Carol says. "Our community is growing and with that comes many issues facing our low-income families. Giving back is part of my business plan and along with Coldwell Banker we are able to make positive outcomes for many!"

    IDB receives grants and donations from individuals and businesses. Community diaper drives help, as well. To help or learn more about Idaho Diaper Bank, visit

    Coldwell Banker Tomlinson agents, staff, and managers raised funds for both Camp Rainbow Gold and Idaho Diaper Bank at our annual Turkey Tuesday bowling fundraiser in November. Over $5,000 was raised during our event.


    Meridian Elementary School & Meridian Food Bank

    For the past several years, Joan Johnston, CBT Realtor® in our Meridian, Idaho, office, has spearheaded a fund and supply drive for underprivileged kids and their families at two different elementary schools in the valley.

    Joan explains that one of her dearest friends was a teacher at a school with a high number of at-risk children – children who would oftentimes come to school on a Monday morning having eaten nothing all weekend. With her friend's help, Joan devised a plan to deliver some Christmas cheer, as well as food and gift cards to a grocery store, to these kids and their families.

    "I have always felt a great sense of responsibility to care for those who are in need," Joan says.  "Children are often the ones who suffer the most when families struggle financially…Many of the homeless are living in their cars, trailers, or inexpensive hotels.  For whatever reason, they are experiencing hard times."

    This year, Joan was joined by fellow Meridian office Realtor® Lindsey Dykstra. Together, the two organized the annual Meridian office "bake sale auction" to raise funds for 13 homeless families with children who attend Meridian Elementary School, as well as for the Meridian Food Bank, which has helped almost 20,000 households this year.   

    CBT agents, staff, and managers donated baked goods to be auctioned at the event. In a few short hours, the group raised over $7,000 for the two worthy causes. "The generosity and caring exhibited by our agents, vendors, clients, and others are unparalleled," Joan explains.

    Adds Lindsey, "This was my first year getting to help out with the fundraiser and distribution at the school. Being a doer of good means living and giving intentionally, having a purpose beyond just your own personal gain, and being open and available to show kindness and love to everyone. It doesn't have to be anything huge."

    Contact your local school district to see how you can assist children in need, and visit to learn more about Meridian Food Bank.


    Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 


    Protecting Against Data Breaches


    Data Breaches:  Safeguard Yourself

    From Your Friends at Integrity Computer Consulting and Repair

    A constant reminder: people are always wanting to steal your information.  Please take a moment to refresh on our best practices:

     We recommend you do as many of the following to help safeguard your information:

    1. Cash is king!  Pay with cash when buying goods locally.  The fewer instances of your card information being available to retailers, the less likely it is to be stolen.
    2. Use Paypal (they have great security features and anti-fraud measures; they also protect your purchases with dispute resolution).
    3. If you have the opportunity to opt-out of saving credit card information, do it. Do now allow sites to save critical financial information unless it is absolutely necessary. 
    4. If you can check out as a guest and opt-out of creating an account and saving your information, do it.
    5. If you can opt-out of providing personal information, do it.  From grocery stores and online retailers to doctor's offices and cell phone providers, they are all hungry for your information.  Always ask what information is absolutely necessary when filling out paperwork or online forms. Use only the information that is required and nothing more.
    6. Opt-out of providing your phone number unless it is absolutely necessary, you can opt-out altogether or use a dummy number instead.  The vast majority of Microsoft imposter calls, and solicitation calls in general, are coming from phone lists that are legally purchased.
    7. Be aware of where you are ordering from online. If a deal looks too good to be true, it probably is.  Purchase only from verified sellers.
    8. If you are using a site that requires an online account, make sure your password is secure even if the site you're logging into does not require it.  We recommend using a combination of upper and lower case letters, with numbers AND special characters, and not using any recognizable words.  For example, a password of "Ilovedogs" can be made more secure by changing all the vowels to look-alike numbers and special characters, breaking up the actual words into something more secure: !L0v3d0Gs.
    9. Get into a habit of changing your password on a schedule (especially if it is a site that houses financial information or credit card numbers), even though it is a pain, we recommend changing passwords every 30 days.  Write down your passwords and keep them in a safe place.
    10. Do not use the same password for every site.  Make each password different (even if it is off by one or two characters) and keep a record of it.
    11. Do not click on links or open attachments in emails unless you are 100% sure they are legitimate.  If the email has a link you can mouse over it, a little box will show you where it is taking you.  If it does not align with the stated destination, do not click it.
    12. Check your bank account/statement frequently.  Report fraud immediately.
    13. Check your credit report yearly. Report any suspicious credit activity immediately.

    If you need help with anything listed above, this can be done remotely.  Please call our office (208-288-4345), or email us ( if you have any questions or need immediate assistance!


    There's Still Time Left for Boise Holiday Shopping

    Boise Holiday Shopping

    The holiday shopping season is going by fast – let our real estate agents give you a hand!

    With all the fun and excitement of looking at Boise homes for sale, the holidays might sneak up on you this year. These beloved local shops will help you find something for those "hard to shop for" friends and family:

    • The Basque Market – 608 West Grove Street, Boise, ID 83702
      The Basque Market offers international flavors perfect for the foodies left on your holiday shopping list. Basque Country, Spain, France, and Portugal wines are available with their wine club. Virtual events and classes, including cooking classes, are being held regularly and make memorable gifts. Introduce friends and families to this cuisine by giving them a gift card!

    • Boise Art Glass – 1124 West Front Street, Boise, ID 83702
      Billing itself as Boise's premier glass studio, Boise Art Glass will thrill you with its handmade glass art: Sculptures, chandeliers, jewelry, and so much more. Independently owned by a local artist since 2004, it gives customers the chance to browse a living, active art studio, take classes in glass art, or even make a custom order. Whether you want to gift functional or sculptural art, it's all here for you.

    • City Peanut Shop – 803 West Bannock Street, Boise, ID 83702
      Get your peanuts at City Peanut Shop, which offers peanut gift tins, mixes, butters, corns, and sweets right in the heart of downtown Boise. Flavors run the gamut from sweet to spicy to savory, so no matter what your giftee prefers you'll be able to find a flavor for them! Owner Dan Balluff opened the shop to bring the feel of his hometown's classic peanut shop to a new generation. It also offers local delivery within Boise.

    • G. Willikers Toy Merchant – 1508 N. 13th St., Boise, ID 83702
      Nestled in North Boise's historic Hyde Park, G. Willikers sells a variety of old-fashioned, modern, and unique toys and games. Need some help deciding? The friendly staff will help you find the perfect gift - for young and old! With free gift wrapping, you will be good to go before you know it. 

    • Compass Goods – 176 North 9th Street, Boise, ID 83702
      Compass Goods is all about travel, "finding your direction and loving it." Recently opening the doors of its flagship store, it provides a wide range of attire, gear, travel supplies, and games. Yes, games! Travel is most fun when you share it with others, and Compass Goods will keep you well-stocked with ideas for playing while you explore. The simple, elegant, and unforgettable gift possibilities are endless.

    • Wood Creations Boutique – 12624 West Fairview Avenue, Boise, ID 83713
      There's still time to shop this holiday season and there's still time to craft thanks to the team at Wood Creations Boutique. Gift one of their crafting kits which include what you need to craft like a pro. Or make something at their white barn studio. Either way, you're guaranteed a one-of-a-kind gift that is sure to impress. Plus all of their kits are made right here in Boise!
    • Delia Dante Gallery & Fire Fusion Studio – 1322 West Main Street, Boise, ID 83702
      Delia Dante Gallery & Fire Fusion Studio offers a unique experience as both an art gallery and a studio where welding and enameling are practiced. Namesake artist Delia Dante has done decorative pieces you'll find all over Idaho. You can learn directly from her with classes in metalsmithing, welding, enameling, and more. That means distinct gift options: Art or an experience!

    The local shops in the Boise area are always worth a stop! Contact us to discover more of what makes Boise unique.


    Median New Construction Home Prices Set New Record

    By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®


    In November 2021, the median sales price for new homes in Ada County was $601,301— passing the $600,000-mark for the first time. This is an increase of 39.8% compared to the same month last year.

    This record reflects a variety of market factors that were present prior to the pandemic — namely increasing costs of land, labor, and materials — as well as the ongoing impact of pandemic-related shutdowns that continue to create delays in increased costs in the global supply chain. (A recent article from the National Association of Home Builders provides more context on this, and includes comments from a local custom home builder, Steve Martinez of Tradewinds.)

    Speaking with Christine Comstock, Managing Associate Broker for CBH Homes, she echoed these sentiments, particularly on the impact of materials on the final price of a new home: "Lumber is a constant moving commodity. We work hard to keep our pricing in check in the midst of a fluctuating market. We are averaging a 24% increase year over year."

    The external pressures causing delivery delays are also beginning to impact the number of sales for new homes, which were down 32.2% year-to-date compared to last year.

     Also affecting new construction sales is the uptick in existing inventory over the past six months. There were 426 existing homes available for purchase at the end of the month, an increase of 217.9% compared to November 2020.

    There is a strong correlation between the existing inventory and new construction pending sales (properties under contract with an accepted offer that should close within 30-90 days). Looking at activity since January 2019, we have seen new construction pending sales go up when existing inventory dips, then begin to slip as existing inventory increases. 

    You'll always have a certain number of buyers in the market that are strictly looking for a new home, but existing homes are often the starting point for many buyers looking for something that's move-in ready. So as existing home inventory has been limited, some buyers shifted to the new construction market. Then as delays in delivery occurred, and as more existing inventory is becoming available, some are reverting back to the resale market. This ebb and flow may seem obvious, but the big takeaway is that the demand for homes remains strong in our area, and motivated buyers continue to make purchasing decisions based on what's available.

    The strong and consistent demand for housing is apparent when examining the Months Supply Inventory (MSI) metric, which takes the number of homes for sale divided by the average number of sales by month for the preceding 12 months. As of November 2021, Ada County was at just 0.9 months for existing homes and 1.5 months for new construction. This means, if no additional homes were listed, the supply of homes for sale would run out in less than two months. A balanced market — not favoring buyers or sellers — is typically between 4-6 months of supply.

    Whether you're considering a new home or existing property, your REALTOR® is there to guide you through every step of your home buying journey. Once a seller or builder has accepted your offer, the sale goes "pending" and there are a number of steps that need to take place before you reach the closing table. From appraisals and inspections to negotiations and final paperwork, a REALTOR® is there to make sure your interests are being represented throughout every step in the process.

    Other notable statistics from November 2021:

    • The median sales price for existing homes was $510,000, up 19.7% year-over-year and a slight 1.9% drop from October.
    • Existing homes were spending an average of 25 days on the market before going under contract, 92.3% longer than the 13 days we saw a year ago.
    • Total sales were down 7.8% from a year ago, primarily from delays in the new construction segment, as existing sales were up 3.5%. More existing inventory resulted in more existing home sales.
    Stages of a Real Estate Transaction

    In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market.

    To view the Treasure Valley homes currently for sale, CLICK HERE.



    New Home for the Holidays: 5 Ways to Make it Extra Memorable

    Boise Holidays in New Home

    Moving close to the holidays can be emotionally challenging. You may have found your dream home, but it's hard to get moved in, settled, and still make things feel like a typical, festive holiday season all at the same time. It's not impossible, though, once you accept that things are just going to be a little different this year! Here are a few suggestions our real estate agents have for people moving into a new home just before the holidays.

    1. Decorate as You Unpack
      It's tempting to say you'll forget about decorating this year, but don't give in! Decorating is the first and best way to make it feel more like the holidays, even if two-thirds of the house is still packed away. If you don't know where your decorations are or can't get to them, go to the store and buy new ones. If you invest in indoor-outdoor lights and some other things that you can add to your stash of holiday decorations and use in future years, it won't seem like a waste, and you'll be able to get yourself in the holiday spirit even with the house in disarray.

    2. Start a New Tradition
      Test drive a few new holiday activities and see what might take as a new family holiday tradition. For example, driving around your new neighborhood to look at holiday lights can help you get excited for the holidays and also get to know your new community, much more than you did while searching for Boise homes for sale. You can celebrate by doing something that you couldn't do in the old house, too, like putting a big Christmas tree on display in a front window or starting a fire in the fireplace.

    3. Put Your Boxes to Good Use
      There's one thing about moving into a new home that is inevitable: boxes. Lots and lots of empty boxes. Instead of lamenting them, have fun with them! Wrap a few emptied moving boxes and decorate with them, especially under the tree, to make your holidays look more festive.

    4. Don't Forget About Local Events
      Every community has its holiday traditions. Whether it's shopping at holiday craft fairs, attending a parade of lights, visiting a zoo lights display, or some other local holiday attraction, find what your new community has to offer and get out there to enjoy it! Don't let yourself feel too busy to enjoy the holiday season. After all, once the necessities are accessible, the rest can be unpacked and organized at leisure.

    5. Skip Cooking
      With all of the unpacking and your kitchen probably not fully set up yet, you may not be feeling up to cooking a big holiday meal. Don't stress out about it! If ever there was a year where you should order a prepared meal, this is it. Whether you order a traditional holiday meal or opt for something completely different, take that item off of your to-do list so that you can relax and enjoy the holidays a little better.

    Celebrating holidays in a new place is part of making your new house feel like home. Starting your home search in the near future? For more information about our local community or to get started looking for your dream home in Boise, contact us today.


    Dealing with Junk Email


    More Email Best Practices: How should you handle junk email?

    From Your Friends at Integrity Computer Consulting and Repair

    We all are familiar with that random email from a weird sender that makes it into your inbox, that phishing attempt on your non-existent Dropbox account, a message to verify your Apple ID, or even emails you may have subscribed to that are just plain annoying… how do you get it to stop?  Unfortunately, email spam is almost more common than legitimate messages it seems. 

    How you handle email messages is super important.  Email servers like Gmail, Office 365, Yahoo!, etc. and mail programs on both computers and phones like Outlook, Thunderbird, Microsoft Mail app, etc. are heuristic and learn how you handle email.  The trick is staying on top of it and being consistent. Simply deleting messages does not help.

    Our best practices for messages that are spam and junk?

    1. Mark junk and spam messages as such, ALWAYS.
    2. Do not open junk messages if you don't have to.  If you do, do not click on any content within it once you determine it's spam/junk.
    3. You can always right-click on any message for more options, and find the option to move to junk or report as spam.  You can also check the box for a single message or multiple and use the menu at the top of your email provider or email program to handle it accordingly.
    4. If an email is junk (random advertising or content), move to your junk or spam folder or report it as spam.
    5. If an email is phishing (asking you for personal or account information) definitely report it as spam. Reporting emails tells a mail server important information.
    6. Block senders or domains if necessary.
    7. Unsubscribe from email lists you know you signed up for but don't want to receive emails from (usually an unsubscribe link can be found at the bottom of the email).  Do not use the unsubscribe function on emails you do not recognize.
    8. Covet your email address, especially if it is used for business or real personal use; don't use it to sign up for anything.
    9. Create and use a separate email address that you use specifically for spam content like newsletters, rewards programs, and the like. 
    10. If you are unsure of the validity of an email, send it to an IT professional you trust to check it out for you. We are happy to let you know if something is legitimate or not and how to handle it.  (However, if it is truly spam, it will sometimes get stuck in our spam filter; so if you do not receive a timely response, please call our office!)

    If you need help with anything listed above, this can be done remotely.  Please call our office (208-288-4345), or email us ( if you have any questions or need immediate assistance!


    Home Prices Drop Slightly in Ada County in October

    By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®


    The median sales price for homes in Ada County was $533,950 in October, a slight 0.2% decrease from the September median sales price of $534,950. Inventory was up 158.5% year-over-year, with 1,145 homes available for purchase at the end of October.

    We're starting to see a shift in our market. While homes still sold for near record highs for the last few months, we haven't seen the same month-over-month price jumps and properties aren't flying off the market quite as fast as they were this spring and summer.

    Generally speaking, the more competitive the market, the faster properties have an offer accepted and go under contract, as measured by the Days on Market (DOM) metric. Overall, DOM for existing home sales has trended down for the last five years, with the fastest DOM at nine days in May 2021. Since then, the DOM metric has inched up, reaching an average of 21 days in October 2021 — eight days longer than in October 2020.

    Ada County Average Days on Market for Existing Homes

    As competition for homes increased, more buyers were willing to pay over list price. This became the primary factor driving up the median sales price from October 2020 through July 2021, when more than half of all home sales were sold for over list price. Since July 2021, the share has dropped significantly, making up 26.1% of all home sales in October 2021.

    Additionally, price reductions on listed existing homes have become more common since June 2021. Weekly price reductions averaged less than one a week between January 1–June 6, and nearly eight a week from June 7–November 1. The $500,000-749,999 price range had the largest share of price reductions, making up nearly half of all adjustments year-to-date.

    Weekly Price Reductions by Price Range for Existing Homes in Ada County

    If existing homes are staying on the market longer, price reductions are becoming more common, and the majority of buyers are no longer paying over list price, why haven't we seen a major drop in the median sales price?

    One reason is that list prices have also gone up. Typically, homes for sale are priced based on comparable properties that have recently sold. As sales prices have risen, so have the comparables, or "comps." These higher sales prices have may have also inspired more homeowners to sell, as existing inventory has also been trending up, with 703 available properties for sale at the end of October, an increase of more than 300% year-over-year.

    Weekly Average Original List Price of Existing Home Sales in Ada County, YTD

    The average list price of existing homes reached the $550,000-mark in June and remained above that level through the competitive summer months. Higher list prices were supported by the comparable sales in the weeks and months prior, but sale prices are ultimately determined by what buyers are willing to pay. As list prices shifted up in the latter part of the year, buyers were less likely to have to pay over asking to secure the property.

    As the market adjusts to buyer's expectations and needs, we may continue to see price reductions or even a drop in the average list price for existing homes. If list prices go down, it doesn't necessarily mean sales prices will also drop. The median sales price for existing homes has held relatively steady, as has buyer demand. Homes are still selling at near record highs, but the rise in list prices may have eliminated some of the multiple offer situations and competition we saw occurring earlier this year.

    This fall is still proving to be a great time for homeowners to capitalize on the current home prices. For those who are considering selling, we recommend talking to a REALTOR® about the different factors at play within our market and how they may affect different situations.

    Stages of a Real Estate Transaction

    In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market.

    To view the Treasure Valley homes currently for sale, CLICK HERE.



    News From Our Partners at Idaho Central Credit Union



    Solid Job Gains Spotlight Uncommonly Busy Week for Mortgage Markets

    The past week saw solid job gains amidst a packed week for mortgage markets. Highlighted by key labor market data and a Fed meeting, the U.S. economy did not see a shortage of economic news. When the dust settled, mortgage rates ended the week a little lower.

    Solid Job Gains

    Analysts closely watched Friday's Employment report. Overall, Employment modestly exceeded expectations, showing solid job gains.

    Against a consensus forecast of 450,000, the economy gained 531,000 jobs in October 2021. Revisions added 235,000 jobs to the results for prior months. Though the gains extended broadly across a wide range of industries, the leisure and hospitality sectors led the improvements.

    Declining Unemployment Rate Accompanying Solid Job Gains

    Alongside the solid job gains, the unemployment rate declined from 4.8% to 4.6% in September 2021. Thus, unemployment fell below the consensus forecast of 4.7%.

    Investors view average hourly earnings as an indicator of wage growth. The most recent average hourly earnings data displayed an impressive 4.9% increase from a year prior. Additionally, average hourly earnings jumped up from 4.6% last month, hitting the highest level since February 2021.

    Supply Chain Issues Plague Manufacturing

    Aside from the solid job gains and declining unemployment rate, the Institute of Supply Management (ISM) highlighted several other reports. The ISM reports demonstrated the negative effects of supply chain disruptions on the manufacturing sector.

    The national services sector index unexpectedly skyrocketed from 61.9 to a record high of 66.7. Meanwhile, the national manufacturing index remained roughly flat at 60.8. Levels above just 50 indicate that the sectors are expanding. Readings above 60 are rare.

    While both reports hold strong by historical standards, supply chain issues greatly impact manufacturing companies. Many of these manufacturing companies need materials to produce goods.

    Fed Tapering to Begin

    All in all, the Fed did a commendable job of communicating its plans to investors in advance. Once again, there were no surprises and little lasting impact from the latest meeting.

    According to the Fed meeting statement, the Fed plans to taper its $120 billion per month of bond purchases by $15 billion per month beginning later this month. This revelation fell right in line with expectations.

    Officials anticipate that inflation will ease from current elevated levels as supply chain resolve, and solid job gains persist. However, the Fed offered little new guidance in determining the exact timing of the first federal funds rate hike. Lastly, investors anticipate the rate hike to take place near the middle of next year.

    Looking Ahead After Solid Job Gains

    Looking ahead after the solid job gains, investors seek hints from Fed officials about the timing for future rate hikes. Additionally, investors closely watch COVID-19 case counts around the world, particularly in Europe.

    Beyond that, the Consumer Price Index (CPI) was released on Wednesday. Analysts widely follow CPI as a monthly inflation indicator. CPI looks at the price changes for a broad range of goods and services.

    Mortgage markets close in observance of Veterans Day. Finally, the JOLTS report, which measures job openings and labor turnover rates, comes out on Friday.


    We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



    Welcome Prospective Buyers with These Warm Aromas

    Boise Showing Tips

    From the moment prospective buyers open your front door the home's scent can make or break the sale. Smell is incredibly emotive and could make the difference between someone liking and loving your house. Plus, you don't want an odor you've gone nose blind to prevent the sale of your home. Here are a few tips from our real estate agents on how to make a great first impression with your home's scent.

    • Eliminate Unwanted Odor
      The very first thing you need to do is get rid of any unwanted odors lingering around your house, whether it's from mildew, dirty socks, or pets. Our noses are incredibly good at detecting when a scent is just trying to cover up an icky odor. Start by cleaning the house thoroughly. Shampoo the carpets if needed and replace any throw rugs. If your rugs don't need deep cleaning, or if you don't have time, you can deodorize your carpets and upholstery by sprinkling baking soda over them about 15 minutes before vacuuming. Don't forget to pay special attention to areas that tend to generate odors, such as the fridge and the kitchen sink, and make sure you take out the trash!

    • Top it off with Soap
      Are you a hoarder of scented soap? Many people keep thoughtful gifts like these but never use them. Now is your chance! Unwrap these little soaps at last and leave them in the bathrooms, where they'll fill the small room with a light, clean fragrance.

    • Add Essential Oils
      Many people have diffusers, which can be either fan-powered or something more subtle, such as reed diffusers. Be choosy about which scents you choose, though. Anything too perfumed may actually deter some people. Instead, opt for clean, fresh citrus or herbal scents. Try to stick with one scent throughout the entire house, as too many different smells can become overwhelming.

    • Use Your Kitchen
      If you're not an essential oils type of person, don't feel like you have to go out and invest in a bunch of stuff you'll never use again. Your kitchen provides everything you need to create welcoming and lasting scents. One option is to use a simmer pot recipe to scent your home with nothing more than boiling water and a concoction of herbs and other scents. For instance, citrus, vanilla, and cinnamon are common ingredients in simmer pot recipes. If you have the time, though, the absolute best way to make your house smell good is to bake something! Bonus points if you bake something you can leave out for prospective buyers, such as cookies.

    • Don't Forget the Nooks and Crannies
      Remember, when people browse Boise homes for sale, they like to look inside closets and cabinets. Don't forget to clean and freshen these areas too! Clean out all your cabinets and make sure there are no mildewy odors lurking there. You can also leave sachets of lavender or blocks of cedar in your closets and drawers for a fresh, clean fragrance if someone happens to open them up.

    When you stage your home for sale, it's important to consider how it'll appeal to the senses. Most real estate advice focuses on making the house look good, but good smells can also be a powerful incentive for a buyer! To find out more about how to stage your home for a successful sale, contact us today.


    Should You Renovate or Move?

    The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA Home Design Trends Survey results for Q3 2021. The survey reveals the following:

    • 70% of respondents want more outdoor living space
    • 69% of respondents want a home office (48% wanted multiple offices)
    • 46% of respondents want a multi-function room/flexible space
    • 42% of respondents want an au pair/in-law suite
    • 39% of respondents want an exercise room/yoga space

    If you're a homeowner who wants to add any of the above, you have two options: renovate your current house or buy a home that already has the spaces you desire. The decision you make could be determined by factors like:

    1. A possible desire to relocate
    2. The difference in the cost of a renovation versus a purchase
    3. Finding an existing home or designing a new home that has exactly what you want (versus trying to restructure the layout of your current house)

    In either case, you'll need access to capital: the funds for the renovation or the down payment your next home would require. The great news is that the money you need probably already exists in your current home in the form of equity.

    Home Equity Is Skyrocketing

    The record-setting increases in home prices over the last two years dramatically improved homeowners' equity. Odeta Kushi, Deputy Chief Economist at First American, quantifies the amount of equity homeowners gained recently:

    "Remember U.S. households own nearly $35 trillion in owner-occupied real estate, just over $11 trillion in debt, and the remaining ~$24 trillion in equity. In inflation adjusted terms, homeowners in Q2 had an average of $280,000 in equity- a historic high."

    As a homeowner, the money you need to purchase the perfect home or renovate your current house may be right at your fingertips. However, waiting to make your decision may increase the cost of tapping that equity.

    If you decide to renovate, you'll need to refinance (or take out an equity loan) to access the equity. If you decide to move instead and use your equity as a down payment, you'll still need to mortgage the remaining difference between the down payment and the cost of your next home.

    Mortgage rates are forecast to increase over the next year. Waiting to leverage your equity will probably mean you'll pay more to do so. According to the latest data from the Federal Housing Finance Agency (FHFA), almost 57% of current mortgage holders have a mortgage rate of 4% or below. If you're one of those homeowners, you can keep your mortgage rate under 4% by doing it now. If you're one of the 43% of homeowners with a mortgage rate over 4%, you may be able to do a cash-out refinance or buy a more expensive home without significantly increasing your monthly payment.

    First Step: Determine the Amount of Equity in Your Home

    If you're ready to either redesign your current house or find an existing or newly constructed home that has everything you want, the first thing you need to do is determine how much equity you have in your current home. To do that, you'll need two things:

    1. The current mortgage balance on your home
    2. The current value of your home

    You can probably find the mortgage balance on your monthly mortgage statement. To find the current market value of your house, you can pay several hundreds of dollars for an appraisal, or you can contact a local real estate professional who will be able to present to you, at no charge, a professional equity assessment report.

    Bottom Line

    If the past 18 months have refocused your thoughts on what you want from your house, now may be the time to either renovate or make a move to the perfect home. Contact us today to help guide you through the process and help determine what makes the most sense for you!


    7 Ways to Warm Up Your Home's Entryway

    Entryway Tips

    Your entryway is the first space guests experience when they step into your home. And more importantly, it is the first space you experience when you get home! As such, you really want your entryway to feel warm and welcoming. Here are a few useful tips to help you make your entryway a sight to behold.

    1. Include a Bench Seat
      Sometimes, entryways have a tendency to become cluttered with items like umbrellas, hats, and bags. Including a bench seat in your design takes care of this problem. You can store all of your accessories in the bench seat and also sit on the bench as you put your shoes on or otherwise prepare to go out.

    2. Create Symmetry With Two Plants
      In a small space like an entryway, decorating with symmetry can help create a sense of balance. An easy way to create symmetry is with two identical potted plants. If you have a bench seat, place one plant on either side of the bench. If you have a larger piece of furniture, such as a set of cabinets, you could place two small plants on top of it — one on either side. 

      Plants are perfect for an entryway because greenery evokes a calm, peaceful feeling. They also help unify the outdoors with the outdoors, which is exactly what your entryway is intended for.

    3. Include a Clock
      Clocks are timeless decor, and you don't see them in homes as often as you used to, now that everyone has the time on their own smartphone. But your entryway is the perfect place for a clock. People will appreciate knowing exactly what time it is as soon as they step in the door. You'll also appreciate being able to check the time without pulling your phone out as soon as you get home. A large, decorative clock mounted on the wall directly across from the door is perfect entryway decor.

    4. Use Warm Colors
      When choosing paint colors for your entryway, be sure to opt for warm undertones. This will subliminally make guests and family members feel cozy when they step into the space. "Warm colors" does not have to mean brown or red, either. Your paint store professional can point you towards all sorts of different colors with warm undertones.

    5. Include Large, Fuzzy Doormats
      Doormats can warm up your entryway not only visually but temperature-wise. In the winter, you'll really appreciate not having to step onto the chilly floor. Pick mats that are generously sized to fit everyone's shoes. Those with a plush or fuzzy look tend to make the space look and feel warmer.

    6. Add Texture, When Possible
      As you decorate your entryway, look for ways to add texture to the space. For example, you may include a wall hanging with some burlap. Or, you might find a light fixture with some roughly hewn wood in its design. Incorporating a mixture of smooth and rough textures can make any space feel warmer and more balanced overall.

    7. Install a Dimmer Switch
      If your entryway does not already have a dimmer switch, consider having one installed. This lets you set the mood for your home.

    These tips can make any entryway give a warm welcome! If you're still looking for Boise-area homes for sale, please feel free to reach out. We can help you navigate the house-hunting process with ease.


    About Boise's Freak Alley Gallery

    Boise Art

    National Go to an Art Museum Day was on November 9th and was all about going out of your way to appreciate the work of the talented local artists in your community. Luckily, the Boise area is home to many talented artists and art spaces showcasing their work, and any time is a great time to check out the art! 

    Our real estate agents have always enjoyed visiting Boise's Freak Alley Gallery when attending to our roster of Boise homes for sale. This unconventional gallery is located at the crossroads between 8th and 9th street and Bannock and Idaho, and it's the perfect place to dip your toes into the local art world.  

    Origins of Freak Alley Gallery

    Freak Alley Gallery began as a single project by local artist Colby Akers. Akers was hired to paint the alley-facing side of the Moon's Café eatery in 2002. His completed painting was so impressive that other businesses around the area began asking for similar work to be done on their outer walls. Pretty soon, the entire alley was covered in stunning vibrant artwork by local artists from all walks of life.  

    Akers spent years as the gallery's unofficial curator, reviewing hundreds of proposals for new art for the alley. As of 2020, this role has been taken over by Melissa Nodzu. 

    Over the years, the gallery has added some indoor space to its premises to give more artists a chance to participate in this beloved community tradition. Freak Alley Gallery is sustained primarily by donations and volunteer work. If you want to help the organizers continue to do the work that keeps the gallery going, they are always happy to accept donations of time or money to the cause.  

    Planning a Visit 

    Freak Alley's annual painting even is held every summer, usually during the first Saturday in August. During this event, all the paintings that were on display in the gallery during the past year are painted over and replaced with new, specially curated works. The new murals are primarily painted by specially chosen artists, but ordinary members of the community are sometimes invited to participate as well. Visitors are not allowed inside the gallery for a full week during this time, so be sure to plan your trip for a week that doesn't coincide with this annual refresh.  

    Freak Alley Gallery is a hidden gem that is well worth at least one visit in your lifetime, and it's far from the only noteworthy spot for arts and culture in Boise. If you know where to look, this city is full of creativity and expression with plenty of local artists that call this area home.

    After your visit here are other local art museums and galleries to view art throughout Boise:

    Or spend the day walking around downtown and appreciate the local art in the area! 

    Contact us today to learn more about our real estate listings in Boise and how we can help you become a part of this one-of-a-kind community.


    Stark Autumn Beauty: Shoshone Falls

    Don't Let the Lack of "High Water" Keep You from Visiting this Fall

    Looking for some weekend adventure, but want to explore somewhere new? If you are in the Boise area, take the two-hour trek to Shoshone Falls in south-central Idaho's Magic Valley. Located approximately three miles west of the city of Twin Falls, the "Niagra of the West" drops an impressive 212 feet, 45 feet higher than the real Niagra.

    Though the most dramatic time of year to visit is in the spring when flows can reach in excess of 20,000 cubic feet per second, the fall and winter bring a different kind of beauty. Striking rock formations and stunning pools reveal themselves only when the water is low.

    Lying within the Snake River Canyon, the Falls and surrounding geology is a fascinating scene created over millions of years and is truly one of nature's—and Idaho's—most glorious wonders worthy of visiting any time of year.

    Shoshone Falls Park is situated at the bottom of the canyon via a fairly steep and curvy road that is open year-round, except when snow and ice make travel too dangerous. The road is paved and fine for all vehicles. In the fall and winter months, the park is open from dawn to dusk, and there is no charge for access. Picnic areas, overlooks, and portable toilets are accessible all year.

    Wear comfortable shoes and plan to take a hike along one of the many trails in and around the Falls. Centennial Trail takes explorers 1.4 miles to the site of Evel Knievel's failed attempt to jump the canyon in 1974. The out-and-back trail is paved and features canyon overlooks.

    To get to Shoshone Falls from Boise, travel east on I-84 to US 93/exit 173 south to Twin Falls. Turn east on Falls Ave. E to N 3300 E/Champlin Road and follow the signs.

    Be sure to stop at the Twin Falls Visitor Center at the south side of the Perrine Bridge for breathtaking views of the canyon and to pick up a trail map.


    View the Latest Employment Report from the Mortgage Professionals at Idaho Central Credit Union



    Latest Employment Report Reveals Job Gains Went Down

    This past week, analysts and investors closely watched the latest employment report. Unfortunately, it revealed that job gains went down, falling short of expectations. For the most part, the other major economic reports coincided with expectations. In other news, investors shifted to riskier assets. While doing so, stocks increased while bonds decreased. As a result, mortgage rates ended the week higher.

    Job Gains Fall Short in Latest Employment Report

    The latest employment report suggested that COVID-19 hindered job creation. Friday's release showed that the economy added just 194,000 jobs in September 2021 against a consensus forecast of 500,000. While this result resembles August 2021, job gains plummeted dramatically from over one million in July of this year.

    However, there were many offsetting factors. First, upward revisions added 169,000 jobs to the results for prior months. Second, the unemployment rate declined from 5.2% to 4.8%. Not only did unemployment decline far below the consensus forecast of 5.1%, but it also hit the lowest level since February 2020. These two components often paint a somewhat different picture. While companies provide data for the job gains calculation, the unemployment rate is based on a separate survey of individuals.

    Analysts also looked for the latest figures on average hourly earnings. Average hourly earnings, an indicator of wage growth, rose 0.6% from July 2021. This statistic jumped well above the consensus of 0.4%. Of note, average hourly earnings clocked in at an impressive 4.6% higher than a year ago. The latest employment report showed that this number also climbed above an annual rate of increase of 4.0% last month.

    Education jobs sharply underperformed expectations. Analysts attribute this due to distortions in the seasonal adjustment caused by the pandemic. Experts adjust education job data to reflect historical seasonal trends, such as the start of the school year. Concurrently, many of the usual hiring and firing patterns changed during the pandemic. To summarize, job gains fell short partly due to seasonal issues related to the pandemic. On the other hand, wage gains remained very strong. Conclusively, the report barely affected mortgage rates.

    ISM Service Sector Index Reports Growth

    Aside from the latest employment report, the Institute of Supply Management (ISM) released another significant economic report. The ISM national service sector index rose to 61.9. Not only did the service sector index rise above the consensus forecast of 60.0, it also neared a record-high. Levels above just 50 indicate that the sector is expanding. Readings above 60 are rare.

    Of note, a large number of companies reported difficulties in hiring enough skilled workers to keep up with growing demand. Many other companies indicated that supply chain disruptions held back production. Because of these current obstacles, later months may see stronger readings as companies catch up.

    Looking Ahead After the Latest Employment Report

    Looking ahead after the latest employment report, investors closely watch global COVID-19 cases. They also look for hints from Fed officials about the timing for changes in monetary policy.


    We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



    All About Idaho's Hot Springs

    Idaho Hot Springs

    Did you know that Idaho is one of the best places in America to experience the relaxing natural glory of hot springs? They'll all require a bit of a ride from Boise homes for sale, but the trip is more than worth the effort. Whether you're looking for a rugged, natural experience where you can soak in springs surrounded by mountain scenery or an upscale, modern spa experience, there's an Idaho hot spring with your name on it. Our real estate agents have all the details you need to know before setting out to visit Idaho's amazing hot springs.

    • The Springs at Idaho City – 3742 ID-21, Idaho City, ID 93631
      For a resort hot spring experience, few destinations can top The Springs at Idaho City, which are also the closest hot springs to Boise. This resort is equipped with a large outdoor pool, private pools, hot tubs, and tons of spa amenities. There are also rooms for rent nearby, making it easy to plan a family vacation – just remember that reservations are required to visit The Springs at Idaho City.

    • Gold Fork Hot Springs – 1026 Gold Fork Rd., Donnelly, ID 83615
      Some of the largest hot springs in Idaho can be found at Gold Fork Hot Springs, which features six pools ranging in temperature from 85 to 110 degrees. While it's not a spa resort, there are plenty of simple, useful amenities like changing rooms, lockers, outdoor tables, and a snack bar. No reservations are required, but these are some of Idaho's most popular springs so you may want to visit at off-peak hours to avoid the crowds.

    • Burgdorf Hot Springs – 404 French Creek, McCall, ID 83638
      Interested in turning back the clock, and enjoying a truly rustic hot springs experience? The Burgdorf Hot Springs resort is surrounded by nature, with stunning mountain views in every direction. There are cabins to rent, and the resort is so historic that it has earned a place on the National Register of Historic Places. It's best to visit in fall, spring, or summer unless you're willing to make the final leg of the trip by snowmobile in the winter.

    • Kirkham Campground & Hot Springs – 7359 ID-21, Lowman, ID 83637
      If you're looking for a totally natural hot spring, then Kirkham Hot Springs is a popular choice. There's a day-use campground nearby where you can park, then make a quick trek to the springs, which feature multiple shallow pools that make this a popular destination for families. The site also features a few hot spring waterfalls, along with great views of the Payette River.

    Tips for Visiting Idaho's Hot Springs

    The first, most important rule of visiting Idaho hot springs is simply to protect the land, and the springs themselves. Don't litter, and avoid using soap or anything else that might contaminate the water. Make note of the temperatures of any hot springs you visit, and make sure they're safe for younger visitors if you plan to bring the whole family. Since many hot springs are located in secluded areas, make sure to pack everything you need for the day, including food, bathing suits, changes of clothes, and anything you need for kids.

    Searching for a home that makes it easy to enjoy all of the incredible natural attractions that Idaho has to offer? Our team is here to help. Contact us to buy and sell homes throughout the Boise, ID area.


    Home Prices in September Hold Steady

    Fewer Buyers Paid Over Asking Price for Homes in September 

    By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

    The median sales price for homes in Ada County moved to $534,950 in September 2021, marking a slight 0.8% increase over August when the median sales price was $530,500. 

    While prices remained steady month-over-month, the most notable statistic was the share of homes that sold for over list price dropped to 33.1% — the lowest level since June 2020. 

    Competition for homes has been fierce for nearly a year, and as market times fell, more buyers were willing to pay over list price, which became a primary factor driving up the median sales price. When the share of homes that sold over list price exceeded 40% in August 2020, the median sales price moved into the $400,000-range for the first time. When it reached nearly 65% in May 2021, that's when prices exceeded the $500,000-mark.  

    (For more on this, and additional factors driving home prices, check out our blog post: "Making Sense of the Rising Home Prices in Ada County.") 

    That jump in price likely brought prospective sellers to the market, which has helped inventory levels increase. In fact, September marked the sixth consecutive month of inventory growth. The 1,249 homes available for sale at the end of the month represented an 11.1% increase from August and a staggering 165.7% increase compared to September 2020. 

    In addition, the average number of days between when existing homes were listed for sale and an offer was accepted increased to 17 days — the longest market time in the last 12 months — and 21.4% longer than the 14 days we saw in August 2021.  

    The increased inventory and a slightly slower pace are good news for buyers and may be two reasons that fewer homes sold over list price last month. 

    That said, while the Months Supply of Inventory (MSI) continued to trend up — reaching 1.5 months in September — Ada County is still not in the 4-6 month range of supply which is typically considered a balanced market — creating ongoing opportunities for sellers. 

    This fall is still proving to be a great time for homeowners to capitalize on the current home prices. For those who are considering selling, we recommend talking to a REALTOR® about the different factors at play within our market and how they may affect different situations.

    Stages of a Real Estate Transaction

    In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market.

    To view the Treasure Valley homes currently for sale, CLICK HERE.



    Fire Prevention: Tips for Keeping Your Home Safe

    Fire Prevention TipsOctober 3-9 was National Fire Prevention Week. If you missed it, this is still a great time to focus on fire prevention in your home. Whether you're on your way to buying a new home among Boise homes for sale, or just improving security in your current home, instituting a regimen of fire prevention can help give your family a feeling of safety while preventing tragedies.

    Start on these tips right away to help prevent fires in your home.

    • Install Smoke Alarms
      Install smoke alarms in the hallways outside sleeping areas, in all bedrooms, and on every floor. Place smoke alarms high on the wall or on the ceiling. Do not install alarms near bathrooms as steam can cause false alarms and may also damage the unit. The detector placed outside a sleeping area should be loud enough to be heard through a closed door. The best plan is to connect all smoke alarms in the home so that when one sounds, they all do. 

      Test smoke detectors once a month. Press and hold fire alarm buttons until the alarm sounds. If the sound is weak, replace the batteries. Replace smoke detectors every 10 years. Hardwired alarms also require monthly testing.

    • Develop a Fire Escape Plan
      Develop a plan for getting out of your home quickly if an alarm sounds. Develop your plan with at least two ways to escape every room and a meeting place outside. Take into consideration getting pets to safety as well. Practice the plan at least twice a year to make sure all your family members remember the plan.

    • Never Overload Your Electrical Outlets
      Overloading electrical outlets with multiple appliances can lead to overheating and fires. If you need more outlets, have an electrician install them.

      Call an electrician if you are consistently blowing fuses or tripping circuit breakers. This also goes for flickering lights, burning smells from appliances, or warm or discolored wall outlets.

    • Exercise Care with Power Cords
      Throw away damaged power cords, or have them professionally repaired. Use power cords labeled "For outdoor use only" for outdoor appliances. Do not rely on extension cords for permanent power sources. Again, if you need a closer electrical outlet, have it installed. 

    • Be Mindful of Heat Sources
      Keep anything flammable at least 3 feet from sources of heat. Exercise particular caution with candles, substituting whenever possible candles with a wick with flameless candles. If you burn candles, make sure they are located at least 3 feet from anything that can catch on fire. Keep hair and clothing away from the flame when you light the candle. 

      Keep lamps and light bulbs away from anything that can burn, such as bedding, clothing, curtains, or lampshades. Also, make sure you turn off space heaters before leaving your home.

    • Dryer Maintenance and Usage
      Do not leave home while a dryer is drying clothing. Always clean the lint trap of the dryer before starting the drying process. Make sure to have your dryer cleaned and free of lint to avoid fires.

    • Exercise Caution While Cooking
      Be mindful that cooking fires are the number one cause of home fires. To help prevent this, never leave food unattended while it is cooking on or on the stove. Also, keep a fire extinguisher under your sink in case of emergency.

    Our real estate agents have more good advice about home safety. Contact us today. 


    9 Tips for Buying and Selling Your Home at the Same Time

    Selling your home while shopping for a new one can feel daunting to even the most seasoned homeowner––especially when the competition for housing is so high. That doesn't mean, though, that you should just throw up your hands and give up on moving altogether. In fact, as a current homeowner, you could be in a better position than most to capitalize on a seller's market and make a smooth transition from your old home to a new one.

    We can help you prepare for the road ahead. Here are some of the most frequent concerns we hear from clients who are trying to buy and sell at the same time.

    "What will I do if I sell my house before I can buy a new one?"

    While it may be an inconvenience, this is a common scenario that can usually be handled with a little creativity and compromise. Here are some options to consider:

    1: Flex your muscles as a seller.

    In some cases, a buyer may agree to a rent-back clause that allows the seller to continue living in the home after closing for a set period of time and negotiated fee. We can discuss the benefits and risks involved and whether it's a good option for you.

    2: Open your mind to short-term housing options.

    If you're lucky enough to have family or friends who offer to take you in, that may be ideal. If not, check out furnished apartments, vacation rentals, and month-to-month leases. If space is an issue, consider putting some of your furniture and possessions in storage.

    3: Embrace the idea of selling now and buying later.

    With cash on hand from the sale of your current home, you'll be in a better position to budget for and buy your next home. And by focusing on one step at a time, you can alleviate some of the pressure and uncertainty involved.

    "What if I get stuck with two mortgages at the same time?"

    If you can't afford to carry both mortgages, then selling before you buy may be best. (See Tip #3.) But if you have flexibility in your budget for some overlap, it is possible to manage a home sale and purchase simultaneously. Here are some steps to help streamline the process:

    4: As you get ready to sell, simplify.

    You can condense your sales timeline if you only focus on the renovations and tasks that matter most. We can advise you on the repairs and upgrades that are worth your time and investment.

    5: Prep your paperwork.

    If you'll need a mortgage for your next home purchase, get pre-approved in advance. And start pulling together relevant records for your current home, such as appliance warranties and renovation permits. That way, you'll be ready to provide quick answers to buyers' questions should they arise.

    6: Ask about other contingencies that can be included in your contracts.

    For example, it's possible to add a clause to your purchase offer that lets you cancel the contract if you haven't sold your previous home. This tactic could backfire, though, if you're competing with other buyers. We can discuss the pros and cons of contingencies and what's realistic given current market dynamics.

    "What if I mess up my timing or burn out from all the stress?"

    To make sure you're in the right headspace, take the time to slow down, breathe and delegate as much as possible. In addition:

    7: Relax and accept that compromise is inevitable.

    Rather than worry about getting every detail right with your housing search and home sale, trust that things will work out eventually––even if it doesn't look like your Plan A or even your Plan B or Plan C. Luckily, if you've got a good team of professionals, you can relax knowing that others have your back and are monitoring the details behind the scenes.

    8: Don't worry too much if your path is straying from convention.

    Remember that rules-of-thumb and home-buying trends are just that: they are estimates, not facts. So if your home search or sale isn't going exactly like your neighbor's, it doesn't mean that you are doomed to fail.

    9: Enlist help early.

    This leads us to our final tip: If possible, call us early in the process. We'll not only provide you with key guidance on what you should do to prep your current property for sale, we'll also help you narrow down the parameters for your next one. That way, you'll be prepared to act quickly and confidently when it comes time to list your home and make an offer on a new one.

    Call today for tailored advice that works for you.

    Buying and selling a home at the same time is challenging. But it doesn't have to be a nightmare, and it can even be fun. Click here for a free consultation so that we can help you review your options and decide the best way forward - or visit our site for a listing of homes for sale.


    Facebook: Spoofed Profiles


    What is a "spoofed" profile?

    From Your Friends at Integrity Computer Consulting and Repair

    A spoofed profile is where a scammer copies your profile and pretends to be you. The scammers use the information that the original profile makes public.  This includes profile pictures, location(s), and biography information, so they are very convincing. Oftentimes, these spoofed profiles send out another friend request to people on copied profile's friends list.  While more and more people are becoming aware that this is an issue when they get a second friend request from someone they are already friends with, many people still don't know what is happening (no, their friend has not been "hacked" i.e someone has gained unauthorized access to the account) or what to do about the profile, and there are many people who still will add the fake profile and further perpetuate this activity. 


    Besides it being annoying, what damage does this cause?

    Once a spoofed profile is created, the creator will add friends listed on the original profile, send messages that ask for money… or worse, send videos and/or clickable content via messenger or page posts that contain phishing sites, adware, malware, or viruses when clicked.


    How do you prevent this from happening?

    Make your friends list viewable to "Friends only" or better yet, "Only me".  These settings can be accessed both on the computer and in the Facebook app on phones.  Simply view your profile, then go to Settings and Privacy, then under Audience and Visibility, "How People Find and Contact You".  Select "Who can see your friends list", and select Friends or Only me.  Setting it to "Only me" is the only sure-fire way to make it so people cannot use your friends list to create fake profiles and spam your friends, colleagues, and clients who may be friends on your page.


    It's already happened to you. Now what?

    Have your friends report the spoofed profile as soon as possible.  All you or they have to do is go to the scammer's duplicate Facebook page and click on the three dots.  Select "Find Support or Report Profile" and then "Pretending to Be Someone."  You will then be asked who they are pretending to be.  If it's a friend, you'll report which friend it is and then confirm your submission.  Facebook will then review your report and notify you of the outcome.  The process is pretty quick and painless.

    Next, take steps to secure your public information. And it wouldn't hurt to complete Facebook's privacy checkup, and lock down your privacy settings which includes not allowing people to post anything on your page without your review.

    Any of these things can be done remotely.  Please call or email our office if you have any questions or need immediate assistance!


    Lower Unemployment Rate Offsets Lower-Than-Expected Job Gains



    Key labor market data revealed mixed results, including lower-than-expected job gains missing the mark. However, a better unemployment rate counterbalanced those job gains.

    Economists viewed the data as roughly neutral. The other major economic news contained no surprises. Therefore, mortgage rates ended the week with little change.

    Dampened Job Gains

    Analysts closely watched last Friday's employment report. The latest report suggested that COVID-19 dampened job gains. Unfortunately, the leisure and hospitality sectors experienced this impact the most. Against a consensus forecast of 720,000, the economy added just 235,000 jobs in August 2021. Job gains greatly declined from over one million in July 2021.

    However, there were some offsetting factors. First, upward revisions added 134,000 jobs to the results for prior months. In addition, education jobs sharply underperformed expectations. Having said that, analysts likely attribute the distortions to seasonal adjustment caused by the pandemic. Analysts adjust data to reflect historical seasonal trends, such as the start of the school year. Also, many of the usual hiring and firing patterns changed during the pandemic.

    Better Unemployment Rate Despite Dampened Job Gains

    The unemployment rate declined from 5.4% to 5.2%, matching expectations. Simultaneously, unemployment hit its lowest level since before the pandemic. Average hourly earnings, an indicator of wage growth, rose 0.6% from July. As a result, average hourly earnings climbed well above the consensus of 0.3%. In addition, average hourly earnings jumped 4.3% higher than a year ago, up from 4.1% last month.

    To summarize, job gains fell short partly due to seasonal issues related to the pandemic. Meanwhile, wage gains came in very strong. In conclusion, the report provided little net effect on mortgage rates.

    ISM Hiring News

    Aside from dampened job gains, a couple of other significant economic reports were released this week. Overall, the Institute of Supply Management (ISM) revealed the expected strong results. The national services index fell to 61.7, down from a record high last month.

    Subsequently, the national manufacturing index came in at 59.9. Levels above just 50 indicate that the sectors are expanding. Readings above 60 are rare. Of note, a large number of companies reported difficulties in hiring enough workers to keep up with growing demand.

    Looking Ahead After Dampened Job Gains

    Looking ahead after dampened job gains, investors closely watch global COVID-19 cases. Investors also will look for hints from Fed officials about the timing for changes in monetary policy.

    Beyond that, the JOLTS report came out today. JOLTS measures job openings and labor turnover rates. 


    We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



    7 Steps for Adding a Fence to Your Property

    Fence Tips

    Is your fencing old and worn out, or do you need a fence where there isn't any? The process of installing a fence isn't a quick one, our real estate agents caution. There are a number of things you need to do to ensure you don't get in trouble with the city, the HOA, your neighbor, or your home's future buyer. Here are 7 steps to ensure you're doing your due diligence when you install a new fence.

    1. Ask Why
      Your purpose for the new fence will impact the type of fencing you choose. For instance, if you want to increase privacy or block noise, you'll want a tall, solid, heavy-duty fence. If you're trying to keep animals in, on the other hand, you'll want to make sure there aren't any gaps where your pet could get out.

    2. Plan Your Budget
      Building a fence can be expensive, particularly certain materials or designs. The height of your fence and whether it needs to be solid will also determine the cost. Figure out what money you have to spend on your fence, and then compare your options to make sure that the fence you're planning agrees with your budget.

    3. Consider the Material
      Once you have your budget figured out, start shopping around to see what materials are in your price range. Consider not only cost but also other factors such as maintenance and durability. Mixing materials may also allow you to get the fence you want on your budget.

    4. Communicate
      Don't forget to be a good neighbor! If your fence will go along a property line that you share with your neighbor, be sure to let them know your plans. Most likely, if you're replacing a fence that has been deteriorating, they won't mind. In fact, they might even thank you for it! And if it's a shared property line, they might surprise you and offer to go in on the fence together.

    5. Research Your Options
      Before you start building your fence, there are a bunch of things you'll need to do. You'll need to check in with your HOA or municipality guidelines to make sure that your fence plans follow all requirements for materials, style, height, and setbacks. You may need to have your property surveyed to ensure you're building the fence on your own property, and for safety's sake, you'll also need to call 811 to have the power company mark all the buried lines on your property. You'll likely also have to file for a work permit.

    6. Hire a Professional
      Is this all starting to seem a little overwhelming? If so, consider hiring a professional to handle the entire job for you. They'll do everything from calling 811 and getting the building permit to going over your options with you and making sure everything is to code. Plus, you'll have the peace of mind of knowing the work is done professionally. 

    7. Maximize Curb Appeal
      Once the fence plans are in place, plant shrubbery and flowers around the fencing to soften the look, especially if you'll be selling your home soon. Browse Boise homes for sale, and you'll see that the most attractive homes incorporate the fences into their landscaping for maximum curb appeal.

    For more tips on getting your home ready to sell, contact us today.


    Number of Homes for Sale in Ada County Increases

    Encouraged Sellers Add More Homes to the Market 

    By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

    The median sales price for homes in Ada County was $530,500 in August, down nearly $10,000 from July, although 32.2% higher than the same month last year.   

    While our region has faced insufficient supply compared to demand for years — the main driver of home prices over the past few years — August marked the fifth consecutive month of inventory growth. There were 1,124 homes available for sale, up 6.5% from July and up a tremendous 90.8% compared to August 2020.  

    These inventory gains were very encouraging — and likely prompted by higher prices — although still low compared to what they might have been had they tracked with the historical trendline. 

    On the other hand, both pending and closed sales tracked with their respective trendlines. In August, there were 1,606 pending sales — homes with an accepted offer that should close within the next 30-60 days — and another 931 homes closed during the month.  

    Both pending and closed sales were down compared to last year, at 22.9% and 28.3%, respectively. Some in the national news have speculated that declines in national sales activity indicates buyers are backing off. This may be the case in some situations, especially among more price-sensitive buyers, but the declines likely have more to do with the seasonality and limited inventory.  

    As evident in the chart above, sales activity begins to increase each December/January, typically peaking around May/June, then tapering off throughout the fall and winter as kids go back to school and the weather gets colder. The past two years haven't had that same seasonal feel with the pandemic compressing the traditional market cycles, but any additional declines in activity from now through the end of the year are not completely atypical.  


    Note on Historical Trendlines: These are helpful tools but should be used in conjunction with other metrics to understand why something may be trending higher or lower than past data might otherwise suggest. To that point, we released a blog post about a recent Florida Atlantic University study suggesting Boise metro homes were overpriced compared to historical trends, which you can read here. You can also check out our mid-year housing summit presentation for insights as to why inventory levels continue to be constrained despite ongoing demand.


    The uptick in the number of homes for sale continues to be good news for buyers, but buyers must still be prepared to act quickly once they've found a home to purchase. We advise buyers to work with a REALTOR® and lender to determine ways to make an offer as competitive as possible.

    One of the most popular ways buyers have competed is on price, offering to pay more than the listing price. Of the homes that closed in August, 42.3% sold for more than list price, paying on average, $22,675 more than list, which is a change from the past few months when a majority of homes were selling over list price.

    For homes that sold under their original list price in August, buyers paid $24,423 less, on average. That said, decisions on what price to list a home at, or whether a buyer might offer more or less, can be made easier with the help of a REALTOR®.  

    Stages of a Real Estate Transaction

    In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. 

    To view the Treasure Valley Market Report for August, CLICK HERE.



    Your Guide to Antique Shopping in Boise

    Boise Antique Stores

    Whether you're searching for the perfect unique decoration for your home or an awesome accessory for your favorite outfit, there's nothing quite like visiting an amazing antique shop to search for one-of-a-kind treasures. The antique shops of the Boise area are waiting to be explored, with a variety of great options offering furniture, home décor, fashion items, and so much more. Our real estate agents have all of the details in your guide to antique shopping in Boise.

    • LA Junk Antiques – 600 N. Latah St., Boise, ID 83706
      Searching for something special to decorate your home or garden? Then you're sure to love shopping at LA Junk Antiques, which is conveniently located near Boise homes for sale. This shop specializes in home, garden, and architectural items, with an inspired collection of antiques that's sure to have something that will appeal to every taste. It's also a great place to find smaller items, like homemade candles, soaps, and vintage cookware for your kitchen. Convenient online shopping is also available, allowing you to view the entire collection, find your favorite items, and pick them up at the shop.

    • Antique World Mall – 4544 W. Overland Rd., Boise, ID 83705
      With more than 30,000 square feet of space, the Antique World Mall is one of the largest antique shopping destinations in the Boise area. It's home to over 160 antique vendors, each with something unique to offer. It's easy to spend a whole day exploring the booths, getting to know the vendors, and finding the perfect treasures for your home. In addition to offering an incredible selection, Antique World Mall aims to be as budget-friendly as possible. It's the perfect place to find excellent deals on items that you won't find anywhere else.

    • Enchanting Objects – 4906 W. State St., Boise, ID 83703
      Located on a historic farm with eight old-fashioned buildings filled with antiques, Enchanting Objects has been one of Boise's favorite antique shops ever since it first opened in 2007. There are a variety of vendors on-site, which ensures that there are always new items to see when you visit. If you love vintage country living items, then this is one local antique shop that you won't want to miss.

    • Sweet Tea Living – 99 E. State St., Eagle, ID 83616
      Whether you're looking to treat yourself to a special antique or shopping for the perfect vintage gift, you can find it close to Eagle homes for sale when you visit the Sweet Tea Living vintage shop. The shop is open every Thursday, Friday, and Saturday, with special sales available each week on different items. With jewelry, art, home décor, refurbished items, vintage finds, and gifts to fit every budget, you're sure to find something special at Sweet Tea Living.

    • Sevoy Gallery & Antiques – 650 E. Fairview Ave., Meridian, ID 83646
      If your taste in antiques skews toward Mid-Century Modern, then there are few better places to shop than Sevoy Gallery & Antiques. This long-time local destination has two excellent locations, including one located around the corner from Meridian homes for sale. The building itself is a work of architectural art, and it's filled with some of the finest imported European antique furniture. There's also a great collection of gorgeous stained glass, bronze statues, and other unique items.

    Still searching for a home to fill with all of your antique treasures? Our experienced, local real estate team is here to help. Contact us to buy and sell homes in the Boise, ID area.


    5 Factors That Reveal Where The Real Estate Market Is Really Headed

    Boise Downtown

    It's the old supply-and-demand predicament: U.S. home sales continue at a rapid pace, but the number of listings remains limited. Amid historically low mortgage rates, buyers keep shopping, reducing inventory and sparking a rise in home prices.

    Meanwhile, homebuilders are coping with an increase in material costs and a shortage of labor. These issues come during an ongoing housing shortage. A National Association of Realtors study shows the U.S. has a deficit of about 2 million single-family homes and 3.5 million other housing units.

    Follow along to learn the five factors that illustrate where the U.S. housing market is today and is heading tomorrow.


    Low interest rates continue to fuel demand from homebuyers. Some experts believe mortgage rates will creep up later this year, but they expect rates to remain near historic lows. In June, the Mortgage Bankers Association reported that 2020 closed with the average rate for a 30-year, fixed-rate mortgage at 2.8%. But the association anticipates the average rate climbing to 3.5% at the end of 2021 and 4.2% by the end of 2022.

    What does it mean for you?

    When mortgage rates are at or near historic lows (as they are today), you should seriously consider taking advantage of those rates to borrow money for a home purchase or to refinance your existing mortgage.


    In June, the national median list price for a home reached an all-time high of $385,000, up 12.7% on a year-over-year basis. And according to the Home Buying Institute, various reports and forecasts indicate home prices will keep climbing throughout 2021 and into 2022. While this may be welcome news for homeowners, high prices are pushing homeownership out of reach for a growing number of first-time buyers.

    What does it mean for you?

    If you're a buyer waiting on the sidelines for prices to drop, you may want to reconsider. While the pace of appreciation should taper off, home prices are expected to continue climbing. And rising mortgage rates will make a home purchase even more costly.


    Single-family home sales are down from their peak in October 2020 yet are still above the overall level last year. In May 2021, 5.8 million existing single-family homes were sold in the U.S. That's a 45% increase over the 4 million homes sold in May 2020.

    However, home sales saw a 0.9% dip in May 2021 compared with the previous month, the National Association of Realtors says. That was the fourth straight month for a decline in home sales. The number of home sales has slid recently because of rising prices and a lack of inventory, but Fannie Mae expects total home sales to tick up slightly in the fourth quarter and finish the year up 3.8% over last year.

    What does it mean for you?

    The market for single-family home sales remains quite active. As a result, if you're a homeowner, you may want to ponder whether to sell now, even if you hadn't necessarily been thinking about it. With demand high and inventory low, your home could fetch an eye-popping price.


    According to the National Association of Realtors, in May there were 1.23 million previously owned homes on the market, down 20.6% from the same time last year. This translates to a 2.5-month supply of homes, which is well below the 6 months of inventory typical in a balanced market. According to the Realtors group, the lack of inventory translates into tougher searches for buyers and contributes to a rise in prices.

    What does it mean for you?

    If you're thinking of selling your home, now may be the right time to do it. Across the country, it's a seller's market, meaning demand is outpacing supply. That supply-and-demand imbalance puts sellers in a great position to sell their homes at a premium price. The May 2021 Realtors Confidence Index from the National Association of Realtors found the average home that was sold attracted five offers, and the association says nearly half of homes are selling above list price.


    Frustrated buyers may soon find some relief from an increase in new construction. Economists forecast that 1.1 million new houses will be started in 2021, compared with a predicted 940,000 units just six months ago, with 1.2 million new starts predicted for 2022 and 2023, according to the Urban Land Institute.

    What does it mean for you?

    Given the issues affecting the new-home market, it may make sense to widen your home search to include both new and existing homes. Your brand-new dream home may not be available, but you might be able to find an existing home that lives up to your vision. Keep in mind that we can help you find either a new or existing home and can advocate for you to ensure you get the best deal possible.


    If you're in the market for a home, you're ready to sell your house or you've simply been wondering whether you should sell, you could benefit from an expert to help you navigate the hot real estate market. Let's set up a free consultation to discuss your situation. We can review your options and come up with a plan to capitalize on the value of your current property or to find your ideal next home. Contact us today. We are here to #guideyouhome.


    Interior Design Trends: Cottagecore Home Decor

    When you buy a new home, you want it to be a reflection of you and your style. As you consider various trends, you may come across a popular new one called cottagecore. But what is it, exactly, and will it work for your interior design needs? Essentially, cottagecore home decor is a nostalgic journey to a simpler time and place. If sipping tea in a garden, breathing in the delicate scent of roses and honeysuckle strikes your fancy, this could very well be the interior design style you are seeking. If the homes you are asking to be shown are reminiscent of country living, you may want to consider these key elements:

    • Nostalgia
      From the garden to the living room, the house should speak of bygone days. This may look different to each person. If your cherished memories include crocheted Afghans and ruffled curtains, by all means, include them. If they lean more toward the brown leather overstuffed couch and the roll-top desk you might find in an 1890's ranch house, then go that direction. It's even possible to blend styles a bit in this very unscripted decor. If you have antiques or just books and knick-knacks that have been in the family for a long time, cottagecore provides a perfect setting to display them.
    • Simplicity
      Although many of us work in the world of technology, we don't all want to live there. When incorporating cottagecore interior design trends, necessary technology will often be hidden inside wooden cabinetry or disguised in other clever ways. The lifestyle celebrates minimalism, including handcrafting, home cooking, and creativity over video games. Rather than the cold, sleek surfaces you will find in industrial decor, you will find the warmth of wood, the natural textures of organic materials, and the cozy atmosphere they bring. Shining wooden floors with simple rugs and a wooden coffee table that reflect the same color as the floor. You might find the same wood theme repeated in bathrooms and bedrooms. 
    • Nature
      Embracing nature is critical to the cottagecore style. This doesn't mean that you must raise your own chickens and livestock in order to enjoy the designs. But the interior of the home should blend with the environment surrounding the exterior. This can be accomplished with muted colors, natural materials, house plants, and fresh or dried flowers. Imagine a little girl collecting wildflowers and displaying them in a milk bottle. The romantic ideal of rural living can be reflected in prints and paintings without the less pleasant realities of farm life. An indoor herb garden is just the right touch to a cozy kitchen, while the fresh herbs bring your recipes to life. 
    • Vintage
      Antiques are certainly great additions to cottagecore home decor, but you can obtain the vintage feel without an extensive collection. Simple lines, wooden frames, and natural textures will help balance the design. Wooden chairs next to pristine white wainscotting in the dining room are reminiscent of homes of a hundred years ago, even if they were just purchased recently. The elegance of a colorful quilt can carry the sleeper back to Grandma's house. Overstuffed chairs reupholstered with soft, nubby fabrics or floral designs are both frugal and practical, echoing the lifestyle of the past as much as the appearance. 
    • Do-it-yourself
      To truly embrace the cottagecore lifestyle, you should bring in your own creations. Have you learned to embroider? Frame an original piece and hang it on the wall. Did you grow your own fruits and vegetables? Proudly store them in wire baskets on the kitchen counter. Craftspeople know that you can't create anything worthwhile without making a little mess. You can embrace the clutter a bit without letting it take over. A basket of colorful yarn complete with knitting needles will actually enhance the decor of the den. A loom in the corner will make a fascinating conversation piece. You may even discover common interests with friends you didn't know existed. 

    If you've been waiting for some of the vintage things you love to come back in style, the time has come. Our real estate professionals will be happy to help you find your new home. Contact us when you're ready to make the change. 


    From Our Lending Partners at Idaho Central Credit Union



    Breakthrough Job Gains as Labor Market Makes Vast Improvements

    The monthly employment report brought stronger than anticipated data as the U.S. achieved breakthrough job gains. Simultaneously, incoming Institute of Supply Management (ISM) service data also yielded great news.

    As the United States economy took home a couple of "wins," the impact negatively affected mortgage markets. Ultimately, mortgage rates ended the week slightly higher.

    Breakthrough Job Gains

    In July 2021, employment realized breakthrough job gains, gaining 943,000. Overall, this soared far above the consensus forecast of 850,000. Additionally, analysts revised results from the prior two months.

    After a brutal 2020, analysts saw massive growth in the leisure and hospitality sectors. In total, leisure and hospitality added 380,000 positions. Job gains primarily permeated bars and restaurants.

    As an added bonus, the unemployment rate declined from 5.9% to 5.4%. Contrary to job gains, unemployment fell well below the consensus forecast of 5.7%. Finally, average hourly earnings jumped 4.0% higher than a year ago. Average hourly earnings also increased from 3.7% in June 2021. Investors and analysts view average hourly earnings as an indicator of wage growth.

    More Breakthrough Job Gains to Come?

    The pace of labor market improvement picked up significantly over the last couple of months. However, the full COVID-19 impact remains to be seen. This makes experts question whether the trend of breakthrough job gains will continue. Unsurprisingly, many of the new jobs appeared in sectors previously hurt by the pandemic.

    Fed officials repeatedly noted that the timing of monetary policy tightening depends on its goals. Mainly, the Fed closely watches for progress toward their labor market goals. Concurrently, investors keep a close eye on the impact of rising COVID-19 case counts.

    Strong Results from the ISM

    Aside from the breakthrough job gains, the ISM released a couple of other significant economic reports this week. Both yielded strong results. Hitting a record-high, the national services index unexpectedly surged to 64.1. Meanwhile, the national manufacturing index came in at 59.5. Levels above 50 indicate that the sectors are expanding. However, analysts rarely see readings above 60. Of note, a large number of companies reported difficulties in hiring enough workers to keep up with growing demand.

    Looking Ahead After Breakthrough Job Gains

    Looking ahead after the breakthrough job gains, investors closely watch global COVID-19 cases. They also look for hints from Fed officials about the timing for changes in monetary policy. Beyond that, the JOLTS report comes out on Monday. The JOLTS report measures job openings and labor turnover rates. In addition, the Consumer Price Index (CPI) releases on Wednesday. Analysts follow CPI as a monthly inflation indicator. CPI examines price changes for a broad range of goods and services.


    We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



    More Homes are For Sale as Higher Prices Encourage Sellers

    More Homes Enter the Market as Prices Rise 

    By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

    The median sales price for homes in Ada County reached $540,000 in July, up 2.9% from June.

    While our region has faced insufficient supply compared to demand for years — the main driver of home prices — July marked five consecutive months of inventory growth. While still low compared to previous years, there were 1,055 homes available for sale at the end of the month, up 44.7% from June.

    After home prices rose above the $500,000-mark in May, homeowners may have been encouraged to list, as existing inventory was higher than the previous month and year for the second month in a row, something not seen since March of 2020 just before the pandemic hit the market. At the end of June, there were 729 existing homes available for purchase, up 50.3% from June 2021 and up an astonishing 116.3% compared to July 2020.

    Despite more inventory, the speed of the market continues to be fast. The number of days between when a home was listed for sale and an offer was accepted (also referred to as Days on Market) was at 13 days, on average, in July — 22 days faster than the same month last year.

    While the uptick in the number of homes for sale is great news for buyers, they must still be prepared to act quickly. Buyers must also know that an offer acceptance is only the beginning of the work that a REALTOR® will complete throughout a transaction working on behalf of their clients.

    Following the average 13 days on market, as noted above, there were another 52 days between the offer acceptance and closing, on average, based on the homes sold in July. During this time period, there is typically a home inspection and title search, and if the buyer is purchasing with a mortgage, an appraisal, and final loan approvals.

    The REALTORS® representing the buyer and seller help keep these tasks on track and work through any follow-up items, such as negotiating repairs based on the inspection report, providing documentation to the escrow agent at the title company, requesting documents and financials from a homeowners' association (if applicable), and confirming closings costs or mortgage payoffs with the lender. Other behind-the-scenes duties include helping clients coordinate movers, obtain homeowners insurance, switch over utilities, schedule painters, assist with changes of address, maybe locate temporary housing, and much (much) more.

    Research from the National Association of REALTORS® indicates that most people move every 10-15 years. Those gaps in time are where REALTORS® show their value in understanding every step involved, knowing that each home and transaction will be different. REALTORS® guide their clients through the listing, search, and offer processes, and then make sure all terms agreed to in the contract are fulfilled and done on time. They do this in coordination with lenders and escrow officers, etc., to ensure the financing and legal transfer of the property are done correctly.

    Stages of a Real Estate Transaction

    In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. 

    To view the Treasure Valley Market Report for July, CLICK HERE.



    Cideries to Visit in Boise

    Boise Cider

    The end of summer and early fall is the perfect time of year to enjoy a crisp hard cider, made right here in the Boise area.

    Hard cider is such a unique and enjoyable beverage. Many ciders are sweet enough to appeal to those who find wine too dry or beer too intense. And yet, there are also some dry ciders that appeal to dry wine and IPA drinkers. The Boise community is home to several great cideries, which our real estate agents recommend visiting while you're in the area.

    • Meriwether Cider House: 224 N. 9th Street, Boise, ID 83702
      Meriwether Cider House is a small, friendly cider bar in the downtown area. Not only do they make and serve their own cider, but they also stock ciders from all over the world. Their own cider is brewed using apples from the midwest, and sometimes also with other local fruit, such as cherries and plums.

      A favorite at Meriwether Cider House is their Foothills Semi-Dry cider, which is crisp and bubbly. If you're in the mood for something fruitier, the Blackberry Book and Strong Arm Semi-Sweet are both wise choices.

    • Good Apple Taphouse: 1728 E. McMillan Rd. Ste 160, Meridian, ID 83646
      Good Apple Taphouse is a modern taproom with a spacious outdoor seating area and a comfortable interior. The owners were born and raised in Boise, and they are very involved in the local community. Plus, the taproom is near Meridian homes for sale.

      Good Apple Taphouse offers a selection of ciders from producers like Edge Brewing Company, One Tree Hard Cider, and 2 Towns Cider House. They also offer a good selection of craft beers. If you want to take more home to enjoy later, they can clean and fill your personal growler. They also offer a variety of canned and bottled ciders to-go. 

    • CopenRoss Growlers: 5120 W. Overland Rd., Boise, ID 83705
      With 70 taps featuring cider, beer, kombucha, and other drinks, CopenRoss Growlers is the perfect spot to grab a pint with your friends after a long day of looking at Boise homes for sale. They serve cider and beer by the 32 and 64-ounce growler. You can then enjoy it on-site or take it home.

      The beer list here is really well organized, so you can skip right down to the cider section if that's what you prefer. Favorites include The Bad Apple by 2 Towns Ciderhouse and SpACE by The California Cider Company.

    • The Growler Guys: 2020 E. Overland Rd. Ste 100, Meridian, ID 83642
      The Growler Guys is another taproom that does not exclusively serve cider but has a good cider selection nonetheless. They have 54 taps, and while they do sell a lot of take-home growlers, they let you enjoy a pint on-site, too.

      One of the top ciders on tap is The Huckleberry Cider, brewed by Edge. Magic Berry from Rambling Route is also popular, as well as the Lemon-Basil cider from One Tree Hard Cider.

    • Edge Brewing Company: 525 Steelhead Way, Boise, ID 83704
      Edge Brewing Company has an awesome pub where you can sip their cider while also enjoying a meal. They have many great beers, but their Huckleberry cider brings lots of customers in the door! It's served in a pint glass, and you can buy 12-ounce cans to take home.

      Edge's Huckleberry Cider pairs perfectly with their Korean Pork Skewers or their Cranberry Cashew Chicken Salad. It's a nice match for the Grown-Up Grilled Cheese, too!

    There's always something fun to try in the Boise area! Stop by one of these top spots to enjoy a hard cider, and contact us if you're looking for a real estate agent in Boise.


    Does Your Home Need More Natural Light?

    Spokane Lighting

    Plentiful natural light is one of the top factors that can help sell a home. Experts are quick to tout the benefits of natural light in spurring home sales: not only does natural light help you cut back on energy usage, but it also seems to provide certain health benefits. What's more, potential homebuyers appear to respond better to well-lit homes than to dark ones. If you're thinking of listing your home among Boise homes for sale, you may want to assess your home's natural light and determine if there are ways to boost the light quotient.

    Here are some suggestions for augmenting natural light in your home. 

    1. Add mirrors.
      Adding a mirror will indeed make a room look larger, but an even better trick is to hang a mirror opposite of a window. A mirror can reflect double the amount of light that's shining through the window. Hanging shiny objects on the walls and opposite from the window will also help. Some items in addition to decorative wall mirrors you can hang in your home that will bounce light around: furniture with glass or mirrored accents; silver photo frames; metallic finishes on the ceiling; decorative nickel cabinet pulls; and metallic light fixtures and faucets.

    2. Install larger or more windows.
      This might seem like a pretty drastic step, but if your home needs new windows anyway, you might consider it -- particularly if your home is in serious need of more light. Picture, bow, or bay windows are just the thing to open up your home to more natural light.

    3. Let light in with retro-looking glass blocks in an exterior wall section.
      This retro look is totally contemporary now, particularly with unique textures and shading to complement your architectural style. It's a subtle way to let light in without sacrificing security, privacy, or energy efficiency. 

    4. Open up the ceiling with skylights.
      Skylights let light into your home through the ceiling. Just make sure you have a pro to do the work, so the installation doesn't cause issues for your roof. Skylights are usually ideal in single-story bathrooms and family rooms.

    5. Solar tubes, anyone?
      If you don't have a single-story room that lends itself to a skylight, maybe your home is right for a solar tube. These are reflective, twisting pipes that can be as long as 30 feet from the roof to the ceiling. Available in diameters of 10-14 inches, they cause minimal interference with drywall or paint. The tubes can bring in the equivalent of three 100-watt light bulbs in the smallest size. 

    6. Lighten up.
      Go light when it comes to interior paint or furnishings. Lighter colors will reflect light, while darker walls and furnishing will absorb light. Painting the ceiling lighter than the walls is another trick to make the room look bigger, as well as taller and brighter. A shiny satin or semi-gloss paint will boost the reflective properties of the walls. Select a light-colored sofa or loveseat.

    Our real estate agents have valuable experience that can help you sell your home quicker. Contact us today.


    Your Technology Mid-Year Checklist


    It's Time to Conduct a Mid-Year Technology Review

    From Your Friends at Integrity Computer Consulting and Repair

    Unfortunately, accidents are all too common, we click on things we shouldn't, hardware fails… it happens to the best of us. This short, but important checklist outlines things you can do to help mitigate the damage in the case of a technology emergency:

    • When was the last time you changed passwords on email and financially sensitive accounts?
    • Do you have multi-factor authentication set up on your email accounts and/or accounts with credit card/ banking information stored in them?
    • When was the last time you backed up?
    • Have you password-protected your devices?

      If you have any questions about updates, pop-ups, emails, or need a clean-up, this can be done remotely.  Please contact our office via phone at 208.288.4345 or email if you need immediate assistance.


      Walk-Through Checklist for First-Time Homebuyers

      Boise Homebuyers Checklist

      You're about to move into your new home! It's important to do a walk-through to make sure everything is as promised. How do you go about it, though? You've never owned a home before, and you're afraid you'll do it wrong or miss something important.

      Don't worry. Our real estate agents will be there to help you through it. In the meantime, here's a checklist of what you're looking for on your final walk-through.

      What to Bring

      • The final contract outlining what each of you has agreed to.
      • Inspection report, detailing anything broken in the house and outlining promised repairs.
      • Pen and notebook.
      • Phone with a camera.
      • Phone charger.
      • This checklist.
      • Your real estate agent to guide you through it.

      Your Checklist

      • Final Repairs. Go through the inspection report and check that each of the necessary repairs outlined has, in fact, been performed satisfactorily.

      • Bathroom and Kitchen. These are two of the most common sources of problems in a new home. Look for mold growth and leaks. The most likely places are underneath the sinks and by the dishwasher and refrigerator. Turn on the faucets, shower, etc., to make sure they work and have proper water pressure, and flush the toilets.

      • Included Items. What's included with the sale of this house? Is there shelving? Appliances? It should all be outlined in the final contract. Go through to make sure everything is there that's supposed to be.

      • Test Appliances. Turn on the oven and stove to make sure they get hot without smelling like gas. Turn on the furnace and A/C to make sure they blow hot and cold air, respectively. Run the dishwasher through a cycle and the washer and dryer as well. Make sure all appliances work the way they're supposed to.

      • Test Outlets. Take your phone charger, and plug your phone into each outlet in the house to ensure they work properly. Turn each light switch on and off to make sure all the lights are functioning, and ring the doorbell once to see if it can be heard.

      • Doors and Windows. Open and close each of the doors and windows. This will allow you to test whether they move easily if they close and latch securely and if the locks work properly. Make a note if any of them sticks or is otherwise broken.

      • Examine the Grounds. Go through the yard as well. Make sure all the landscaping looks as promised. That includes the lawn, the driveway, and any plants.

      • Check the Garage. Does the garage door open and close as it's supposed to? Are there any holes in the walls or other damage to the general woodwork? Any signs of bugs, rodents, or other pests?

      Make notes and take pictures of everything you find. Discuss it all with your real estate agent. If there are any problems or discrepancies, you and your agent can bring them to the seller together and get them sorted out before you move in.

      Whether it's your first home or your 50th, there are plenty of Boise homes for sale that can meet your needs. Contact us to help you find the right one for you, and ensure that it meets your standards, every step of the way.


      From Our Lending Partners at Idaho Central Credit Union



      Homebuying in 2021

      At Idaho Central Credit Union, we know how overwhelming the task of purchasing a home can be, especially in this market! As exciting and life-changing as it is, the process of buying a home can also be very emotional. ICCU's home loan specialists are here to help you through the rollercoaster and make the transition to home ownership as smooth as possible.

      We have broken down several emotions you can expect to feel on the journey to becoming a home owner, and some unique benefits that ICCU offers to help along the way!


      The excitement is palpable! You've decided to make one of the largest purchases of your life! The options are endless and the housing market is your oyster. What will you choose?

      Getting a preapproved letter from an ICCU Mortgage Loan Officer can make this process go smoothly. Some realtors require house hunters to be pre-qualified to save buyers and sellers time. In order to get pre-qualified, our lenders will want to see employment status, income, debt-to-income ratio, and your credit report. We can then help you determine how much you can afford and what type of loan is best for your situation.

      We have several different tools to help you in these beginning stages of searching for your dream home. The Rent vs Buy Calculator takes into consideration taxes, insurance, and other fees when debating whether you should rent or take the plunge into home ownership. The Mortgage Qualifier Calculator will help you determine how much you can comfortably afford to borrow.


      The house hunting is the fun part! However, there may not be as many options as you thought, and the housing market in certain price ranges can sometimes be a bit slim. Once you're preapproved for a price, there are several things to consider such as square footage, school districts, property trends, and real estate taxes. While some of these factors may be negotiable, there are some that are deal-breakers, and it is easier to have these decisions made before looking at certain houses.

      Market conditions can change quickly and the high hopes that you had for your dream house may change along with it. After looking around and seeing what types of homes are in your area that fit your budget, ICCU is here to help you decide if buying, upgrading, or building is the best option for you.


      Many things can go wrong during the initial stages of the house-hunting process. It can be easy to fall head over heels in love with a house, but you may get outbid or the seller could reject your offer. In a seller's market, there may be several offers on a desirable home very quickly. This can lead to feeling overwhelmed and disappointed if a bidding war ensues or if you feel the need to continue increasing your offers. Keep your head up and your mind open though! The house of your dreams may be just around the corner.


      Making an offer on a house and getting it accepted is the end of the road, right? Not quite so fast! While the first step to owning your dream house is making an official offer and getting it accepted, there is still a lot to do, and determination will be needed to get you to closing!

      A home inspection is usually necessary to find out what problems the house has before you move in. A home appraisal is also needed to give current value to your potential property before your mortgage loan can be processed. Expensive problems with the property found during inspection or discrepancies in the appraisal can both bring more demanding decisions. Our Mortgage Loan Officers have seen every type of complication when it comes to purchasing a home, and we are ready to guide you through these financial decisions!


      Once you've closed on your home, you can breathe a sigh of relief, and start packing. Congratulations, all of those emotions will pay off once you have those keys in hand and the welcome mat set. You are officially a homeowner!

      We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!



      How to Bridge the Appraisal Gap in Today's Real Estate Market

      If you're searching for drama, don't limit yourself to Netflix. Instead, tune in to the real estate market, where the competition among buyers has never been fiercer. And with homes selling for record highs, the appraisal process is receiving more attention than ever. That's because, in a rapidly appreciating market, a property is more likely to appraise below the sales price—which can lead to major repercussions for both buyers and sellers.

      It's never been more important to understand the appraisal process and the risks involved. It's also crucial to work with a skilled real estate agent who can guide you to a successful closing without overpaying (if you're a buyer) or overcompensating (if you're a seller). Find out how appraisals work—and in some cases, don't work—in today's unique real estate environment.


      An appraisal is an objective assessment of a property's market value performed by an independent authorized appraiser. Mortgage lenders require an appraisal to lower their risk of loss in the event a buyer defaults on their loan.

      In most cases, a licensed appraiser will analyze the property's condition and review the value of comparable properties that have recently sold. Appraisal requirements can vary by lender and loan type, and in today's market, in-person appraisal waivers have become much more common. If you're applying for a mortgage, be sure to ask your lender about their specific terms.


      An appraisal contingency is a standard inclusion in a home offer. It enables the buyer to make the closing of the transaction dependent on a satisfactory appraisal wherein the value of the property is at or near the purchase price. This helps to reassure the buyer (and their lender) that they are paying fair market value for the home and allows them to cancel the contract if the appraisal is lower than expected.

      Low appraisals are not common, but they are more likely to happen in a rapidly appreciating market, like the one we're experiencing now. That's because appraisers must use comparable sales (commonly referred to as comps) to determine a property's value. This could include homes that went under contract weeks or even months ago. With home prices rising so quickly, today's comps may be lagging behind the market's current reality. Thus, the appraiser could be basing their assessment on stale data, resulting in a low valuation.


      When a property appraises for less than the contract price, you end up with an appraisal gap. In a more balanced market, that could be cause for a renegotiation. In today's market, however, sellers often hold the upper hand.

      That's why some buyers are using the potential for an appraisal gap as a way to strengthen their bids. They're proposing to take on some or all of the risk of a low appraisal by adding gap coverage or a contingency waiver to their offer.

      Appraisal Gap Coverage

      Buyers with some extra cash on hand may opt to add an appraisal gap coverage clause to their offer. It provides an added level of reassurance to the sellers that, in the event of a low appraisal, the buyer is willing and able to cover the gap up to a certain amount.

      For example, let's say a home is listed for $200,000 and the buyers offer $220,000 with $10,000 in appraisal gap coverage. Now, let's say the property appraises for $205,000. The new purchase price would be $215,000. The buyers would be responsible for paying $10,000 of that in cash directly to the seller because, in most cases, mortgage companies won't include appraisal gap coverage in a home loan.

      Waiving The Appraisal Contingency

      Some buyers with a higher risk tolerance—and the financial means—may be willing to waive the appraisal contingency altogether. However, this strategy isn't for everyone and must be considered on a case-by-case basis.

      It's important to remember that waiving an appraisal contingency can leave a buyer vulnerable if the appraisal comes back much lower than the contract price. Without an appraisal contingency, a buyer will be obligated to cover the difference or be forced to walk away from the transaction and relinquish their earnest money deposit to the sellers.

      It's vital that both buyers and sellers understand the benefits and risks involved with these and other competitive tactics that are becoming more commonplace in today's market. We can help you chart the best course of action given your individual circumstances.


      You need a master negotiator on your side who has the skills, instincts, and experience to get the deal matter what surprises may pop up along the way. If you're a buyer, we can help you compete in this unprecedented market—without getting steamrolled. And if you're a seller, we know how to get top dollar for your home while minimizing hassle and stress. Contact us today to schedule a complimentary consultation.


      Trivia Night: Where to Play in Boise

      Boise Trivia Night

      Playing trivia with your friends is such a great way to connect and spend time together. You're sure to learn new, fun facts and be surprised by some of the things your friends know. There are plenty of bars and restaurants that host trivia nights in and around Boise. Here are some of the top places our real estate agents recommend.

      • Jumpin' Janets: 572 SouthVista Avenue, Boise, ID 83705
        Jumpin' Janet's hosts a trivia night every Wednesday at 8:00 pm. They usually draw a pretty big crowd, so you'll have plenty of competition. Wednesday is also the night they serve their weekly prime rib dinners, so you're in for quite a treat.

        Jumpin' Janets makes all of their food in-house from fresh ingredients. Their oyster shooters and hot wings are the perfect snacks to order and share with your crew on trivia night. Behind the bar, there's always a great selection of locally brewed beers on tap.

      • Burger Theory: 16245 N. Merchant Way, Boise, ID 83687
        If you're in the mood for a juicy burger, stop by Burger Theory for trivia night and Wednesday at 7 pm. The relaxed atmosphere makes this a fun place to compete with friends.

        Burger Theory is known for their Create-Your-Own burger menu. You get to choose everything, from the meat to the bun, to the cheese. Their sweet jars, like the apple crumb or key lime jar, are also really nice to snack on while you answer trivia questions.

      • Lost Grove Brewing: 1026 S. La Pointe St., Boise, ID 83706
        If you're looking at Boise homes for sale on a Thursday, stop by Lost Grove Brewing for some beer and trivia afterward. They host trivia every Thursday at 7:00 pm.

        Lost Grove is known for its unique brews. Favorites include Teddy Bear Picnic, a golden session ale, and Acid Raindrops, a sour. While they do not serve food, they do have food trucks regularly visit during trivia. Friendly dogs are welcome, too.

      • Eastside Tavern: 610 E. Boise Ave., Boise, ID 83706
        Eastside Tavern may be best-known as a local music venue, but they host many other fun events, too. Trivia is scheduled for Thursdays at 8:00 pm. 

        This is a bit of a smaller, more mellow venue and a good place to settle in and make new friends. They're always offering different shot and draft specials. If you arrive early for trivia, you can always play some shuffleboard or darts. They even have tournament games on other nights.

      • Eight Thirty Common: 830 Main Street, Suite 120, Meridian, ID 83642
        If you happen to be in the Meridian area looking at Meridian homes for sale, Eight Thirty Common is a great place to play trivia. They host games every Tuesday at 7:00. The restaurant even has a Happy Hour menu that they serve during this time.

        The Social Plates served at Eight Thirty common are perfect for sharing during trivia. If the game lasts longer than planned, you can enjoy some dessert, like a mason jar mud pie or cast iron apple pie.

      Whether you play every week or just once in a while, trivia nights are such a great opportunity to connect with friends and make new ones. What could be better than answering obscure questions during Happy Hour? Check out some of these Boise venues, and contact us if you're looking for a real estate agent in the area.


      Spam Email: Best Practices


      Tips for Dealing with Spam Email

      From Your Friends at Integrity Computer Consulting and Repair

      We have seen an unprecedented rise in spam email, spoofing and phishing attacks are on the rise as well.  Unfortunately we see these continuing and increasing into the future.  

       Here are a few best practices and tips keep it to a minimum: 

      1. When in doubt, do not open the email. Many spam emails have attractive subject lines to get you to open the email.  When that happens, the sender/spammer is notified with analytics and they will keep sending emails to you.
      2. Do not reply to spam or spoofed emails. Google the business and call the number from there if you are unsure of an email's legitimacy.
      3. Email management is key.  Do not delete these messages.  Move them to your spam filter or mark them as junk, often this is as simple as a checkmark or a right-click on the message in the email list to do this.  It can be done in Outlook and the web portals for all email providers. All mail servers are heuristic and actively and constantly learn how users use their email.  The more you move to spam and junk, the more your email provider will start to put there automatically.
      4. Never respond to emails asking you to verify information like phone numbers, credit card info, etc. These are phishing emails and are 100% never legitimate.  If you have fallen victim to a phishing email, please call our office so we can assist you in securing the account that was compromised.
      5. Unsubscribe from those pesky newsletters you signed up for. Scroll down to the bottom of the email and hit that link to unsubscribe.  It can be automatic or they will give you a list of options to unsubscribe from.
      6. Covet your business and personal email addresses.  Is saving 50¢ on a gallon of milk, gas, etc, worth years of daily headache with spam emails and also giving businesses the ability to sell your information or lose it in a data breach?  It's more common than you think.
      7. Set up a separate email for those spammy newsletters, loyalty programs, etc.

       As always you can send questionable emails to us for evaluation.  Send them to However, as most of these emails are spam, they do get caught in our spam and junk filters.  If you do not receive a response, please call our office at 208.288.4345 and check to make sure we have received it. 


      From Our Lending Partners at Idaho Central Credit Union



      Good Hospitality Job Gains Fuel Hope in Promising Mortgage Market

      Last week's labor report illustrated good hospitality job gains after a rough 2020. Overall, this continues to fuel hope in what's quickly becoming a promising mortgage market.

      However, the job gains fell in line with current expectations. As a result, mortgage rates ended the week nearly unchanged.

      Good Hospitality Job Gains

      In May, the economy gained 559,000 jobs. Thus, May's job gains fell a little below the consensus forecast of 650,000.

      Not only were there good hospitality job gains, the leisure sector realized economic strength as well. Again, this is after the economic nightmare of 2020. When the coronavirus pandemic struck, both the hospitality and the leisure sectors saw limited activity. Simultaneously, both sectors saw countless layoffs while the American economy spiraled. For now, it appears that the worst is over.

      The unemployment rate fell to 5.8%. In conclusion, this dropped slightly below the consensus of 5.9%. On the other hand, average hourly earnings rose 2.0% higher than a year ago. In addition, the most recent average hourly earnings jumped up from an annual rate of increase of 0.4% last month. Generally, analysts view average hourly earnings as an indicator of wage growth.

      Economic Prospects Aside from the Good Hospitality Job Gains

      Even with another month of good hospitality job gains, the economy still has a long way to go. 2020 accounted for countless financial losses due to the global COVID-19 pandemic.

      While the economy faces a path to recovery, it has about seven million fewer jobs than it did early last year. Therefore, Fed officials desire to move slowly before tightening monetary policy.

      Manufacturing Sector Update

      Aside from the job gains spearheaded by the hospitality and leisure sectors, last week showed other economic news. The Institute of Supply Management (ISM) remained at very high levels, as expected.

      The national manufacturing index rose to 61.2. Also, the national services index increased to 64.0. This is a record high.

      Levels above 50 indicate that the sectors are expanding. Of note, a large number of companies reported difficulties in hiring enough workers to keep up with growing demand.

      Looking Ahead After the Good Hospitality Job Gains

      Looking ahead after the good hospitality job gains, investors monitor global COVID-19 case counts and the vaccine distribution. Analysts widely follow the Consumer Price Index (CPI). In essence, CPI looks at the price change for goods and services.

      Commentary provided by MBSQuoteline

      For answers to your questions regarding this information and what it might mean for you, please don't hesitate to contact us. We are here to help!



      Take Advantage of Your Home Equity: A Homeowner's Guide

      Homeownership offers many advantages over renting, including a stable living environment, predictable monthly payments, and the freedom to make modifications. But one of the biggest benefits it offers is the opportunity to build wealth over time. Researchers at the Urban Institute found that homeownership is financially beneficial for most families, and studies have shown that the median net worth of homeowners can be up to 80 times greater than that of renters in some areas.

      So how does purchasing a home help you build wealth? And what steps should you take to maximize the potential of your investment? Find out how to harness the power of home equity for a secure financial future.


      Home equity is the difference between what your home is worth and the amount you owe on your mortgage. So, for example, if your home would currently sell for $250,000 and the remaining balance on your mortgage is $200,000, then you have $50,000 in home equity.

      The equity in your home is considered a non-liquid asset. It's your money; but rather than sitting in a bank account, it's providing you with a place to live. And when you factor in the potential of appreciation, an investment in real estate will likely offer a better return than any savings account available today.


      A mortgage payment is a type of "forced savings" for home buyers. When you make a mortgage payment each month, a portion of it goes towards interest on your loan, and the remaining part goes towards paying off your principal, or loan balance. As your loan balance goes down, your home equity goes up.

      Additionally, the value of your home generally increases, or appreciates, over time. And when you sell it, even if you've only paid off a small portion of your mortgage, you get to keep 100% of your property's appreciated value. That's the wealth-building power of real estate.


      There are two basic ways to increase the equity in your home:

      1. Pay down your mortgage. Some homeowners do this by adding a little extra to their monthly payment, making one additional payment per year, or making a lump-sum payment when extra money becomes available. Another option is to decrease your amortization period. For example, if you can afford the higher monthly payment, consider refinancing from a 30-year or 25-year mortgage to a 15-year mortgage

      2. Raise your home's market value. Many homeowners enjoy do-it-yourself projects that add value at a relatively low cost. Others choose to invest in larger, strategic renovations. Keep in mind, you won't necessarily get back every dollar you spend on upgrades, so consult a professional before making any major investments.

      A word of caution: neglecting routine maintenance could decrease your home's value (and equity), so be sure to stay on top of recommended upkeep and repairs.


      What if you want to tap into your home's equity while you're still living in it? There are several ways to borrow against your home equity, depending on your needs and qualifications:

      1. A Second Mortgage (or Home Equity Loan) enables you to borrow a lump sum, which you are responsible for paying back—with interest—over a set period of time. Most second mortgages have a fixed interest rate and provide the borrower with a predictable monthly payment.

      2. With a Cash-Out Refinance, you refinance your mortgage for a higher amount than you currently owe. Then you pay off your original mortgage and keep the difference as cash. This option may be preferable if you have a high-interest rate on your current mortgage or prefer to make just one payment per month.

      3. A Home Equity Line of Credit (HELOC ) is a revolving line of credit, similar to a credit card. It allows you to draw out money as you need it. The interest rate on a HELOC is variable, so your payment each month could change depending on how much you borrow and how interest rates fluctuate.

      4. A Reverse Mortgage enables qualifying seniors to borrow against the equity in their home to supplement their retirement income. In most cases, the loan (plus interest) doesn't need to be repaid until the homeowners sell, move, or are deceased.

      It's important to note that borrowing against your home's equity isn't always the best option, and it carries the risk of foreclosure if you default. Please ask for a referral to a lender or financial adviser to find out if a home equity loan is right for you.


      If you're ready to begin building equity with a new home purchase, grow the value of your current home, or access your equity through a home sale or loan—help is here.  Schedule a complimentary consultation!

      The above references an opinion and is for informational purposes only. It is not intended to be financial advice. Consult a financial professional for advice regarding your individual needs.


      Moving Tips: How to Help Your Kids Adjust

      Moving Tips

      Moving is one of the most exciting yet stressful events in a person's life, but for kids, adjusting to a new environment can be especially difficult. The ages of your children also may play a role in how they cope with the change. Regardless, moving is an emotional experience, and taking the time to learn how to minimize the impact on your family is definitely important. Our real estate agents have helped many families move, and with our experience, we've pulled together a list of tips to help your kids adjust to a change in scenery. 

      1. Talk To Your Kids Upfront
        Kids often become upset when faced with the unknown, so it's best to talk with them upfront about your plans. If you're frequently discussing the move with your partner, your kids will be quick to pick up on the idea that something is up or about to change. Once you've figured out your plan, it's a good idea to have a sit-down family discussion and keep them in the loop.

      2. Provide Stability
        Most kids become anxious when they feel that life is changing. Reassure them and remind them that some things will still be the same. If you're moving a short distance, remind them that they can still visit with friends. If the entire family is moving, reinforce the idea that everyone will be together. If the move is a result of a divorce, plan and discuss visitation routines ahead of time. Whatever your situation is, make sure to build, prioritize, and communicate a sense of stability.

      3. Take Your Kids To The New House
        In the weeks leading up to the move, take your kids to visit the new home. Allow them to see their new bedroom and point out where your belongings and furniture will go. Be sure to drive by any nearby amenities such as parks, pools, and libraries, and take your kids to visit their new school well before the first day. The more kids can ease into the moving process, the smoother it will be.

      4. Allow Them To React
        During the moving process, your kids are likely to experience a wide range of emotions, including sadness, anxiety, frustration, and perhaps even anger. Don't dismiss or minimize their feelings. Talking and venting are important parts of the adjustment process. Allow them to express their emotions so they can adequately adjust to the changing environment. 

      5. Help Them Say Goodbye
        If your kids will be leaving parts of their life behind, helping them say goodbye can provide them with the closure they need to adjust to new surroundings. If changing schools, allow them to say goodbye to teachers and friends. Doing a final walkthrough of the old house is also a good way to reminisce and enjoy the good memories you had.

      While changing homes can be challenging for families, it's a lot easier when you're moving to a place you love. If you're planning to relocate, check out some of these beautiful Boise homes for sale. We'd be happy to guide you through the process, so contact us today.


      Ada County's Median Sales Price Sets Record

      Ada County Median Home Prices Exceed $500,000 

      By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®


      Note: Last year, our May 2020 market report showed a nearly 30% drop in sales year-over-year in Ada County, the largest drop since 2008. Sales were down because REALTORS® and consumers heeded the statewide stay-home order that was in place at that time, and sales quickly rebounded as we moved through the phased re-opening plan. Since there will be stark fluctuations when comparing activity this year to last year, we will focus on month-over-month changes instead.  


      The median sales price for homes in Ada County reached a new record of $523,250 in May, up 8.7% compared to April 2021. Crossing this threshold may have been anticipated by some, considering the recent report from shared by the Idaho Statesman noting that the Boise metro's price growth was the highest in the country over the past four years.

      The Boise region has faced insufficient supply for years, which has been the main driver of home prices, but several factors have accelerated the growth in recent months. Buyer demand remains high due to historically low mortgage rates, and the added ability for more people to work remotely has likely increased in-migration due to our relative comparative affordability in comparison to more expensive metro areas.

      Further, the supply of homes for sale continues to be restricted by longer homeownership tenure, baby boomers aging in place, and hesitancy from potential sellers who may be concerned about finding another home in these competitive market conditions.

      New construction has often been an option for those looking to sell their existing home; however, due to rapid increases in material costs — especially lumber — coupled with supply chain disruptions, not only are new construction homes more expensive, some builders have held back available inventory until they are closer to delivery so they can price the property based on final materials costs. As a result, new construction home prices reached a median sales price record of $544,986 in May 2021 — an increase of 16.0% from the previous record of $469,900 in April 2021.

      With delays in new home delivery, demand for existing homes that are ready to move-into, further increased. Prices followed suit with nearly 70% of buyers willing to pay over list price for existing homes in May 2021, compared to 30% from a year ago. This led to a new record median sales price for the existing segment of $523,250, up 8.7% from the previous record of $481,208 in April 2021.

      However, the amount buyers were willing to pay over list price varied by the price point of the home, with the most expensive homes selling for the highest amount over list. For homes that sold at or above $750,000, buyers were willing to pay nearly $80,000 beyond list price, on average, in May 2021, putting additional upward pressure on the overall median sales price.

      Average Paid Over List Price - Existing Homes - Ada

      The speed at which Ada County homes went under contract also accelerated, as the average number of days between when a home was listed for sale and an offer was accepted dropped to a record low of 12 — two days faster than in April 2021. Existing homes had accepted offers within just nine days, on average, the shortest amount of time on record, and 10.0% faster than last month.

      The drastic rise in home prices and competitive market conditions can be challenging for those looking to get into the market, particularly at the lower price points. Some may decide to wait awhile before starting their home search or continue to save for a down payment to improve their purchase options, while others may consider expanding their search area for homes farther from the Boise metro. But for those who are ready to buy, we want to stress that while it's taking more work to purchase a home right now, it isn't impossible to buy a home in the Treasure Valley. We have hundreds of sales closing just in Ada County every month and working with a REALTOR® is your best bet to help guide you through the fast and complex process.

      When you're ready to start your home search, your REALTOR® will likely present a buyer representation agreement, giving them permission to work on your behalf, including the ability to write, present, and negotiate offers for you, once you find a home you'd like to purchase. Additionally, your agent can advise you on search strategies to find homes that fit your needs and budget and discuss the financial and legal implications of presenting offers over list price or that may waive certain contingencies like an inspection or appraisal, and whether those tactics are right for you and your specific situation.

      Stages of a Real Estate Transaction

      In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. 

      To view the Treasure Valley Market Report for May, CLICK HERE.



      Where to Order Ice Cream in Boise this Summer

      Boise Ice Cream

      As the weather starts to warm up in Boise, you might need some help staying cool. And what better way to stay cool than with ice cream? Whether you're a fan of sundaes or waffle cones, these are some of the top Boise ice cream shops our real estate agents recommend visiting.

      1. Delsa's Ice Cream Parlor: 7923 W. Ustick Rd., Boise ID, 83704
        After a long day of looking at Boise homes for sale, stop by Delsa's for some homemade ice cream. The ice cream parlor itself was originally a farmhouse built in the 1920s. Delsa's has won several awards, including Treasure Valley's Best Local Ice Cream.

        At this old-fashioned shop, you can order one, two, or three scoops of your chosen flavor, served up in a classic waffle cone. They have a rotating selection of 50 flavors! Guests also love the old-fashioned malts and shakes, along with the pecan balls, which are scoops of ice cream rolled in pecans and topped with hot fudge or caramel.

      2. Goody's Soda Fountain: 1502 N. 13th St., Boise ID, 83702
        In the heart of Boise's North End and historic Hyde Park, you'll delight in Goody's rich and yummy ice cream, made right in their store. Opened in Boise in 1997, family-owned Goody's has become a staple for young and old alike. 

        Don't stop at the ice cream! Goody's also features decadent hand-made chocolates, vintage candies, and delicious caramel corn. Take a stroll through Hyde Park this summer, and be sure to stop to feed your sweet tooth at Goody's!

      3. The STIL: 786 West Broad St., Boise ID, 83702
        The STIL is a modern ice cream shop seeking innovative new ways to enjoy this favorite dessert. They make everything in small batches, using Idaho dairy and fresh ingredients. "STIL" stands for "Sweetest Things in Life."

        The STIL is known for their line of booze-infused ice creams, like Highway 1, infused with cream ale and loaded with toffee and butterscotch. They also offer plenty of vegan and gluten-free options. 

      4. Blue Cow Frozen Yogurt: 2333 S. Apple St., Boise ID, 83706
        If you're trying to make healthier choices, trade your ice cream cone for some froyo at Blue Cow Frozen Yogurt. This cute shop lets you build your own yogurt treat, loading it with whatever toppings you desire, from strawberries to Twix bars. With low-fat, non-dairy, and no-sugar-added options, this shop offers something for everyone. They also serve bubble tea, another nice treat for a warm day. 

      5. Smallcakes: 9050 W. Overland Rd. #1130, Boise ID, 83709
        Their name might say "cake," but Smallcakes is also a creamery and a delicious one at that! The shop was founded by Jeff Martin, who appeared on the infamous show Cupcake Wars. The cupcakes are incredible, so consider ordering one alongside your ice cream.

        If your appetite is up to the challenge, you can't go wrong with Smallcakes' ice cream cookie sandwiches. You get two giant, fluffy cookies with a big scoop of ice cream between them. Each one is made to order, and there are three types of cookies to choose from.

      6. Bite Me: 3525 East Longwing Lane, Meridian ID, 83646
        If you happen to be looking at Meridian homes for sale, this is a great ice cream shop to check out. Bite Me allows customers to create their own custom ice cream bars. You get to choose your ice cream, watch it being dipped, and then select additional toppings, like Oreo crumbs or chopped pretzels.

        You can select one of Bite Me's specialty treats or create your own combination. 

      Any one of these ice cream shops is sure to satisfy your sweet tooth. If you fall in love with the Boise area and decide to stay, contact us to learn more about our real estate services.


      Pets and Plants - What's Not Safe?

      Boise North End

      Now that spring has arrived, many of us are welcoming tulips, daffodils, and other perennials to our gardens. After a gray and gloomy winter, the bright blooms are a glorious sight!

      Local stores and greenhouses are overflowing with colorful flowers, creating the yearly hustle to get pots and beds planted to adorn our homes. It's hard to believe that these beautiful posies could cause our pets harm, but, sadly, many can cause intestinal upset, and some can lead to death.

      When making your shopping list, here are some spring plants that can cause serious harm to your four-legged family member. If you have any of these perennials/bulbs planted where your fur-kids can get to them, you might consider moving them to a different location.

      All Lilies

      Both blooms and leaves can result in kidney failure in cats. Many varieties, including peace lilies, calla lilies, and autumn crocus are dangerous to dogs, as well.


      These beauties (including paperwhites and narcissus) contain lycorine that can be poisonous to pets. The toxins are primarily in the bulbs but leaves and blooms can also cause cardiac arrhythmias and convulsions.


      Common in hanging baskets and pots, geraniums can cause skin rashes, low blood pressure, lethargy, and loss of appetite.


      Like daffodils, most of the toxins in tulips reside in the bulbs, however, the rest of the plant can also cause vomiting, diarrhea, and excessive drooling.


      Popular for their ease of growth, begonias can thrive in many conditions, but can cause serious burning and irritation of the mouth, tongue, and lips.


      Ingesting any part of this plant can result in vomiting, seizures, and cardiac arrest.

      For printable lists of toxic and non-toxic plants, visit


      Housing Market Pace and Prices Pick Up in April

      Our Area's Insufficient Supply of Homes Continues to Affect the Market Pace and Home Prices 

      By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®


      Note: Last year, our April 2020 market report showed a nearly 20% drop in sales year-over-year in Ada County, a figure not seen since 2011. This did not come as a surprise as REALTORS® and consumers heeded the statewide stay-home order that was in place at that time, and as anticipated, sales rebounded as we moved through the phased re-opening plan. Since there will be stark fluctuations when comparing activity this year to last year, we will present any year-over-year comparisons with both 2020 and 2019 figures, where applicable, but focus on month-over-month changes in the next few reports.


      The speed at which Ada County homes went under contract accelerated in April 2021 as the average number of days between when a home was listed for sale and an offer was accepted dropped to a record low of 14 — 36.4% faster than in March 2021. Existing homes had accepted offers within an average of just 10 days — 28.6% faster than last month.

      The fast pace of the market was due to the insufficient supply of homes for sale compared to buyer demand. This imbalance in supply versus demand, as well as the fact that nearly 70% of buyers of existing/resale homes paid more than the list price last month, put upward pressure on home prices. The median sales price in April reached a record $489,000 for existing/resale homes — up 2.8% from March 2021.

      Another factor impacting price was the historically low mortgage rates, which enabled some buyers to purchase at these higher price points, or, allowed them to increase their offers to be more competitive. In April 2021, the 30-year fixed rate was at 3.1%, on average, compared to 3.3% in April 2020 and 4.1% in April 2019.

      As more homes sell above the listed price, many sellers rely on research provided by their REALTOR® to set the price initially and what they will accept.

      REALTORS® offer sellers guidance when it comes to setting their list price by comparing similar homes that recently sold nearby or are currently on the market, making adjustments for square footage, upgrades, amenities, location, and so on. Your agent might suggest various pricing strategies to ensure the home is listed within common price range searches to get in front of more buyers, or, suggest a price below similar market comparables to encourage more offers, which often results in higher sales-to-list price ratios or multiple offer situations.

      Ultimately, the decision on what the property will be listed for is made by the seller based on their goals, and the sold price is determined by what buyers are willing to pay.

      New construction home prices also reached a median sales price record of $469,900 in April 2021 — an increase of 1.9% from March 2021. In addition to buyer demand, prices for new homes reflect the ever-increasing cost of materials, especially lumber. Using the most recent data available, through March 2021, the national price of lumber and wood products increased by 28.8% since 2020, and by 30.5% since 2019.

      These costs are being passed along to homebuyers, and due to the uncertainty in the availability and price of materials, some builders are holding back available inventory until they are closer to delivery so they can price the property based on the actual build cost.

      Producer Price Index by Commodity - Lumber and Wood Products

      But because some prospective sellers are also holding back existing homes from the market — sometimes due to concerns over COVID-19, but more often so they can find their next home before listing their current one — the extreme lack of existing supply has made new homes less expensive, on average, than existing homes for the past three months.

      These unprecedented trends of new homes selling for less than existing homes, the willingness of buyers to pay over list price, and the record fast market times illustrate the incredible demand we've been experiencing, driven by low rates and insufficient supply.

      One trend we hope to see continue was the uptick in inventory between March and April. The number of homes for sale was up 22.4% month-over-month with 361 homes available at the end of April. Additionally, another 671 homes became available and went under contract during the month, for existing and new construction combined. While the market is moving fast, these figures show that inventory is available.

      If you're considering selling, reach out to a REALTOR® today to get current and hyper-local research to guide your list price decisions and to expose your home to the widest pool of potential buyers through the multiple listing service.

      Stages of a Real Estate Transaction

      In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. 

      To view the Treasure Valley Market Report for April, CLICK HERE.



      From Our Lending Partners at Idaho Central Credit Union



      Job Gains See a Startling Plummet Lowering Mortgage Rates

      This past week marked disappointment in the labor market as job gains see a startling plummet. The major economic data accompanied by Friday's labor market report fell well below analyst expectations. As a result, mortgage rates ended the week lower.

      Why Did We See Such a Shortfall in Job Gains?

      The monthly employment report was highly anticipated. Without a doubt, the report saw an enormous miss, but the reason why is far less clear. In April, job gains saw a surprising downturn when the economy gained just 266,000 jobs. Thus, job gains notched far below the consensus forecast of 975,000.

      To make matters worse, the unemployment rate increased to 6.1%. Therefore, the unemployment rate rose above the consensus for a total decline to 5.8%.

      Now, investors debate the cause of the shortfall. Whereas some believe it is due to unexpectedly slow job creation by companies, others feel that there is a lack of available workers to fill positions.

      While job gains experienced this decline, the average hourly earnings showed positivity. Analysts consider average hourly earnings to be an indicator of wage growth. In April 2021, earnings rose 0.7% from March. Due to this outcome, average hourly earnings slightly increased above the consensus forecast.

      However, they still were only 0.3% higher than a year ago, down from an annual rate of increase of 4.2% last month. The rapidly shifting proportion of higher paying and lower paying jobs in the U.S. has made average wage growth highly volatile in recent months.

      Manufacturing Fell Short of Forecasts

      Aside from job gains seeing a startling plummet, there were a couple of other significant economic reports released this week from the Institute of Supply Management (ISM). However, they also fell short of the forecasts.

      The ISM national manufacturing index unexpectedly dropped to 60.7. This statistic is well below the consensus forecast of 65.0. Similarly, the ISM national services index fell to 62.7. Once again, the data declined below the consensus of 64.0.

      Overall, these two reports did not meet the elevated expectations of investors. However, levels above 50 indicate that the sectors are expanding. In conclusion, both reports remained quite strong by historical standards.

      Looking Ahead

      Looking ahead after the surprising drop in job gains, investors still monitor global COVID-19 case counts and vaccine distribution.

      Beyond that, the Consumer Price Index (CPI) releases on Wednesday. Analysts and investors widely follow the CPI monthly inflation report. They use this data to gauge the price change for goods and services.

      Retail Sales comes out on Friday. Since consumer spending accounts for over two-thirds of U.S. economic activity, retail sales data is a key indicator of growth.

      Commentary provided by MBSQuoteline

      For answers to your questions regarding this information and what it might mean for you, please don't hesitate to contact us. We are here to help!



      Helpful Tips for Starting a Compost Pile

      Composting Tips

      Compost is so often the key to a beautiful, healthy garden; however, many people shy away from composting because they believe it's too complicated or messy. With the right combination of ingredients, composting can be easy and odorless and can make a huge difference in your garden.

      Many of these Boise homes for sale have beautiful gardens, which are likely a result of a good compost pile. If you've been thinking about composting, below are some tips to help you get started.

      1. What Is Composting?
        Compost is a collection of decomposing organic materials that can be added to your garden to enrich the soil and promote plant growth. Compost is a nutrient-rich substance comprised of the right combination of food scraps and yard waste. Compost provides humic acid and microbes to your soil, which delivers nutrients to plants.

      2. How To Make Good Compost
        The key to making good compost is to strike the right balance between carbon and nitrogen. For the most effective, best-smelling compost, our real estate agents usually recommend a carbon (brown materials) to nitrogen (green materials) ratio of 25 to 1. If you add too much carbon, the decomposition process will be slow. If you add too much nitrogen, your pile may be stinky, messy, and attract unwanted animals or pests. 

      3. Start With A Good Container
        You don't need to go overboard with a container. It just needs to be capable of holding all of your ingredients. Wooden crates or wired cages can work. However, an actual bin is usually your best option as it's capable of retaining heat, which helps increase decomposition. Keep in mind, your compost must be turned on a regular basis to promote oxygen. As a result, some people invest in a compost tumbler, which can be easily rotated.

      4. Add Carbon Materials
        Brown materials are rich in carbon and include tree branches, newspaper, napkins, cardboard, sawdust (non-treated wood), coffee filters, tea bags, leaves, hay, and straw. Carbon materials should make up the majority of your compost. Remember, aim for a 25:1 carbon to nitrogen ratio.

      5. Add Green Materials
        Green materials contain nitrogen and are an essential part of your compost pile. Grass clippings, fruit and vegetable scraps, leftover food, tea bags, and eggshells are all items rich in nitrogen. Remember, your compost pile only needs a small amount of nitrogen in relation to carbon. 

      6. Items Not To Include In Compost
        There are some items that should never be included in compost. Anything that contains meat, oil, or grease, treated wood, pet feces, and dairy products should never be included in compost. These materials will not only smell bad, but they'll also attract animals and unwanted insects.

      7. How Long Does It Take To Make Compost?
        The composting process can take anywhere from three months to a year. The timing ultimately depends on the items you use, the carbon/nitrogen balance, heat exposure, and oxygen exposure. One way to increase how quickly your compost decomposes is to shred your carbon items before adding them.

      Compost is so important when it comes to gardening and the environment. For more landscaping tips, contact us today.


      Why Boise's North End is a Great Place to Call Home

      Boise North End

      Why are sources like Inman, the leading real estate news site, pointing to Boise's North End as one of the country's hottest neighborhoods? Our real estate agents have long known what others are just now learning. Here's why Boise's North End is a great place to call home.

      • Hyde Park - 1413-1620 N. 13th St., Boise, ID 83702
        The one in London may be more famous, but when it comes to urban centers, the North End's Hyde Park can't be beat. Named to the National Register of Historic Places for its unique architecture, Hyde Park blends the charm of Boise's past with the vibrant shops, services, and amenities of the present. Each fall, Hyde Park hosts its annual street fair, a fundraiser for the North End Neighborhood Association that draws 40,000 people over a weekend.

      • Goody's - 1502 N. 13th St., Boise, ID 83702
        When it comes to their homemade ice cream and chocolates, Goody's slogan is, "Only Too Much Is Enough!" Originally founded in Sunriver, OR by the Palmateer family, Goody's quickly became a North End favorite when son Brett opened the Boise location in 1997. The old-fashioned soda fountain and glass jars of candy enhance the shop's retro appeal. Choose from classic favorites like egg creams or contemporary treats such as Express-O-Ly Yours, a coffee-flavored sundae that's perfect for the Pacific Northwest. Goody's is open seven days a week from 10 a.m. - 10 p.m.

      • Camel's Back Park - 1200 W. Heron St., Boise, ID 83702
        Whether you prefer team sports or solo fitness activities, there's no better place than Camel's Back Park. In addition to an outdoor gym, accessible playground, and tennis and volleyball courts, the park has spacious open play areas for visitors of all ages. Park hours are sunrise to sunset daily.

      • Hulls Gulch Reserve - 3001 N. Sunset Peak Rd., Boise, ID 83702
        Perched above the Boise skyline, at the base of the Foothills, is Hulls Gulch Reserve. This 292-acre area forms a connection with Ridge to Rivers, a network of multi-use trails extending more than 190 miles that are tended by a full-time crew of volunteers. Hulls Gulch features a pet-friendly 6.3-mile loop trail with wildflowers and a waterfall. Great horned owls, mule deer, coyotes, and red foxes are just a few of the wildlife species that are often spotted throughout the year. Hours are sunrise to sunset, seven days a week.

      • Bogus Basin - 2600 N. Bogus Basin Rd., Boise, ID 83702
        Boise's outdoor glory is on display all year long at Bogus Basin, less than 20 miles from the North End. The "community mountain" is the site of downhill and cross-country skiing in the winter and tubing, hiking, and mountain biking during summer. Don't miss a ride on the Glade Runner, a thrilling mountain coaster that twists and turns 4,330 feet through wooded terrain. Visit the website for a full list of activities along with schedules and prices.

      • Downtown Boise - 850 W. Front St., Boise, ID 83702
        When you're craving the culture and entertainment of the city, downtown Boise is less than 10 minutes away. Shop till you drop, check out a new restaurant, or view the latest exhibit at the Boise Art Museum. It's all waiting for you.

      Boise regularly sits at or near the top of national rankings of best places to live, so you can't go wrong with Boise homes for sale in any neighborhood. Contact us at Coldwell Banker Tomlinson to learn more.


      Malware & Viruses are Increasing!


      Keep Your Online Information Safe

      From Your Friends at Integrity Computer Consulting and Repair

      During this time people are conducting a lot of business via email, spending money online, and trying to find information online. Please be vigilant when opening emails, browsing the internet, downloading free software or games, and clicking on links in email and on the internet.

      • Fake emails from Amazon, Paypal, TurboTax, etc. are a daily occurrence. For most users, your spam filtering on your email account picks these types of emails up.  However, some do get through.  Please be extremely cautious opening these emails or downloading attachments from them. Please check the email address first and foremost, if the email does not line up with the company, mark it as junk and disregard.  Then mouse over (DO NOT CLICK ON) the links in the email; do they take you to a legitimate website? If not, mark it as junk and disregard.  If you have any questions about the validity of an email you can always send it to us at  (Be forewarned, if we do not respond within 24 hours, it may have gone into our own junk folder.  Please call our office for a follow-up if necessary.)
      • Malicious pop-ups on the internet are worse than ever. They usually take over your computer, are very loud with either an alarm or voice telling you your computer is infected, and request you call a number for "tech support".  Usually, a simple reboot can clear this from your machine.  First, try CTRL+ALT+Delete to correctly reboot your computer, however, in most instances, we are finding that you will have to hard reboot, aka push the power button until the computer shuts down. After you reboot and go back on the internet, make sure to click the option to NOT restore the previous session. 
      • Browser hijackers are also increasing.  You go to a website or download a program and it asks to install an extension… you allow it and then your entire browser is infected.  In many instances, we are having to reload computers due to these, as they sometimes install extensions in your internet browser and affect your registry.
      • Click-bait articles, product advertisements, and videos are also a rising nuisance as people try to seek out information on Covid-19 and the correlating vaccines.  If it seems outrageous or too good to be true, please do not click on it! Only click on trusted sources only when searching for information or buying products.

        If you have any questions about updates, pop-ups, emails, or need a clean-up, this can be done remotely.  Please contact our office via phone at 208.288.4345 or email if you need immediate assistance.


        How the Service Sector Growth Fuels the Expanding Economy



        This week's story focused on how the service sector growth fuels the expanding economy. Across the board, the United States realized market growth and increasing inflation. Despite the strong data, mortgage rates ended the week slightly lower.

        Service Sector Growth Affects Mortgage Rates

        The most significant economic report this week exceeded expectations by a considerable amount. The ISM national services index jumped from 55 to 64. This result is far above the consensus forecast of 59. It is also the highest ISM national services index level ever recorded.

        The service sector accounts for more than 75% of the United States' economic activity. Readings above 50 indicate that the United States economy is expanding. Thus, the service sector growth tends to have a substantial impact on mortgage rates.

        Service Sector Growth Dovetails into Employment Data

        Last week's key Employment data revealed that companies are hiring back workers. This is taking place after companies laid off numerous employees throughout the coronavirus pandemic. However, Tuesday's JOLTS report pointed to exceptional strength in the labor market and service sector growth.

        At the end of February, job openings jumped to 7.4 million. Based on analyst expectations, this statistic soared above the consensus forecast. It is also the most monthly job openings since January 2019.

        Ultimately, unfilled positions reflect increased demand for more workers, indicating labor market tightness.

        Signs of Rising Inflation

        The time during the pandemic is characterized by reduced economic activity. Overall, this led to a decline in inflation. The inflation decline is one of the chief factors lowering mortgage rates.

        Recently, the vaccine rollout moved forward. In addition, many parts of the United States economy are reopening, and this week reflected service sector growth. Investors worry that inflation may be heading higher. Subsequently, this week's data amplified those concerns.

        The Producer Price Index (PPI) is a widely followed monthly inflation report. PPI looks at the price change for raw materials and intermediate goods used to make final products. In March, PPI jumped 1.0% from February, far above the consensus forecast of 0.5%. Also, PPI rose 4.2% higher than a year ago, the highest annual rate of increase since 2011.

        As a result of the service sector growth and expanding economy, there are finally signs of rising inflation.

        Looking Ahead After the Service Sector Growth

        Looking ahead after the service sector growth, investors monitor the market for COVID-19 case counts and vaccine distribution.

        Beyond that, the Consumer Price Index (CPI) comes out and is a widely followed monthly inflation report. Mainly, CPI examines the price change for goods and services.

        Retail Sales data released on Thursday. Consumer spending accounts for over two-thirds of American economic activity. Because of this, retail sales data is a key indicator of growth.

        Commentary provided by MBSQuoteline



        7 Famous Foods from the Boise Area

        Boise Famous Foods

        Yes, the term "Idaho potatoes" is as classic as "Florida oranges" or "Maine lobster," but the culinary scene in Idaho includes much more. Our real estate agents recommend these seven famous foods that can be found at restaurants around Boise homes for sale

        1. Finger Steaks - Sockeye Brewing, 12542 W. Fairview Ave., Boise, ID 83713 
          These crispy, juicy nuggets, iconic in southern Idaho, are essentially chicken tenders made with beef instead of poultry. The finger steaks at Sockeye Brewing are dipped in a batter made with Hell-Diver Pale Ale and served with a side of cocktail sauce.

        2. Huckleberries - Delsa's Homemade Ice Cream & Restaurant - 7923 W. Ustick Rd., Boise, ID 83704
          Did you know it takes huckleberries up to 15 years to reach full maturity? No wonder this state fruit of Idaho is packed with so much flavor. Get a double dose of this sweet yet tart delicacy at Delsa's Homemade Ice Cream & Restaurant, which features huckleberry ice cream and cheesecake with huckleberry topping.

        3. Morel Mushrooms - Wild Plum Luncheonette, 1621 N. Orchard St., Boise, ID 83706
          Limited availability and their distinctive, sponge-like appearance give morel mushrooms an almost mythical status. Morel hunters have their own foraging secrets and jealously guard the locations of their favorite spots. At Wild Plum Luncheonette, warm beans and morels make an exotic alternative to traditional side dishes such as potato salad or coleslaw.

        4. Trout - Trillium, 245 S. Capitol Blvd., Boise, ID 83702
          Even legendary fishing enthusiast Ernest Hemingway was drawn to Idaho for its epic abundance of trout-filled waters. If you order trout at a local restaurant, chances are it was caught within the previous 24 to 48 hours. With its emphasis on fresh, locally sourced ingredients, Trillium is one of the top places in Boise to dine on trout. 

        5. Croquetas - Basque Market, 608 W. Grove St., Boise, ID 83702
          Did you know that Boise is home to one of the largest populations of Basque heritage found outside of the Basque Country? As a result, the city's food landscape includes some international flair. Sample this flavorful cuisine at the Basque Market with their pintxos menu, which is a Basque version of tapas. Customers keep coming back for croquetas, a delicious fried pocket filled with béchamel sauce and various ingredients such as ham, mushrooms, or manchego cheese.

        6. Bison Burger - Boise Fry Co., 204 N. Capitol Blvd., Boise, ID 83702
          Idaho ranks #1 for potato production in the country, but livestock accounts for just over one-third of the state's agricultural income. Enjoy both signature products of Idaho farms at Boise Fry Co. Order a burger of local, grass-fed bison meat with a side of fries made with your choice of six different potatoes. 

        7. Ice Cream Potato - Westside Drive-In, 1929 W. State St., Boise, ID 83702
          No list of famous foods around Boise would be complete without a mention of spuds, so we saved the best for last. The ice cream potato at Westside Drive-In earned the popular eatery a spot on Diners, Drive-Ins, and Dives. A generous potato-shaped serving of vanilla ice cream is rolled in cocoa and topped with whipped cream and chocolate shavings. 

        Boise is a perfect blend of urban attractions and small-town charm. Contact us at Coldwell Banker Tomlinson for dedicated and knowledgeable help buying or selling your Boise home.


        What's Causing Our Competitive Real Estate Market?

        Insufficient Supply Causing Our Competitive Housing Market 

        By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®


        Anyone looking to buy a home has heard of or experienced the fast pace of the real estate market. In March 2021, the average number of days between when a home was listed for sale and received an offer to purchase was 22 — 50.0% faster than in March 2020. Offers were accepted even faster for existing homes with an average of 14 days — 24.1% faster than a year ago.

        The insufficient supply of available homes compared to buyer demand is the main reason the market is moving so quickly, and the competitiveness of the market continued to impact home prices. The median sales price in March was at $475,500 for existing homes — up 35.0% year-over-year, due in part to buyers often paying more than the list price to make their offer stand out.

        REALTORS® offer guidance and expertise to sellers when it comes to list price, but ultimately the decision on what the property should be listed for is set by the seller. Further, the sold price is determined by what buyers are willing to pay and which offer is accepted by the seller. With our competitive market conditions, there are often reports of homes selling significantly over list price, which may be a part of the pricing strategy.

        On average last month, existing/resale homes in Ada County sold for approximately $18,000 over list price. If you're searching for a home, this is certainly something to keep in mind. Your REALTOR® can pull recently sold comparables to see what homes similar to what you are looking for are selling at, including how much over list. If it's a significant difference, consider reducing the top end of your price range so you're still looking at homes that could be purchased within your overall budget, where possible.

        Speaking of budget, working with a mortgage lender early on is crucial. For buyers that have credit concerns or questions about saving for a down payment, creating and implementing a plan well before you begin searching for a home will allow you to shop confidentiality when you're ready. Lenders may also help identify down payment programs or grants to help first-time homebuyers, for example, especially where affordability is a concern.

        Ryan Froehlich, President of the Idaho Mortgage Lenders Association Boise Chapter, noted that "one of the main drivers of housing affordability are interest rates, which have pushed up off of the historic lows experienced during much of 2020, however, continue to be very low giving borrowers strong buying power. Rates fluctuate daily and a great indicator for rate movement is to watch 10-year treasury bond yields, which as of this past week have been pointing to a slight downward trend in rates. With that said, if you have a property under contract the recommendation is to lock your rate as the bond markets can be dynamic. As the number of COVID-19 vaccinations continues to build and the economy continues to open back up there looks to be more pressure on upward rate movement, hopefully in a gradual and natural fashion."

        Historically low rates are continuing to drive demand from prospective home buyers, along with rising rental costs. As reported by KTVB, "Boise rent has gone up 16% since March 2020, according to a study done by Apartment List. The study also said Boise rent rose 3.4% in March 2021." Additionally, the desire to own a home and move away from rentals – in some cases from larger metro areas, due to COVID-19 – have also been factors increasing home buyer demand.

        Looking at our March 2020 report, we were unsure of the impact the pandemic would have on the local real estate market, which we now know has roared back despite a few months of limited activity last year. We will do our best to provide context to year-over-year figures in the next few months of reports – keeping in mind that sales activity for April and May, in particular, might look high in comparison to 2020 since sales were dampened in those months as a result of the statewide stay-home order.

        Although real estate was deemed essential in Idaho, the level of general uncertainty put a lot of home buyers and sellers on pause. In July, we began seeing year-over-year increases in existing/resale sales, while listing activity remained below 2019 levels throughout most of last year. This, compounded with the overall trend of year-over-year declines in existing inventory since 2014, further contributed to the insufficient supply compared to the demand problem we find ourselves in today.

        However, there are still homes available for purchase, even if they are selling quickly or over list price. These competitive conditions mean it is imperative for prospective buyers to work with a REALTOR® to help them through the process. Sellers, too, are finding that their REALTORS® provide tremendous value in helping them determine the best pricing strategy based on current market conditions specific to their property and managing multiple offer situations.

        If you are considering buying a home soon or anytime this year, talk to a REALTOR® right away. Together, you can make a plan that works best for your timeline, especially if you need to coordinate selling your current home and would like to negotiate a rent-back agreement.

        In this pre-purchase stage, your REALTOR® and mortgage lender will advise you on what's needed to prepare your search process, such as qualifying for a mortgage, firming up your down payment funds, establishing your search criteria, and timeframe. They can also prepare you for the financial and legal implications related to a home purchase, most importantly what to expect when making offers, including offers over list price, ways to compete with cash offers, how to avoid fair housing violations by skipping the buyer "love letter", holding off on any large purchases or credit pulls to protect your loan qualification, and discussing any contingencies that a seller may request be waived, such as an inspection or appraisal, and how that may create risk for you… and more.

        Stages of a Real Estate Transaction

        In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. To find a REALTOR®, please visit

        To view the Treasure Valley Market Report for March, CLICK HERE.



        Your Guide to Getting Your Boise Garden Started

        Boise Garden TipsWarmer temperatures are rapidly approaching, and now is the time to think about your Boise garden. What would you like to add this season? From flowering plants to veggies, you'll have a lot of options to consider.
        Our real estate agents offer the following guide to getting your Boise garden started, from helpful tips to stores that are worth a visit:

        Helpful tips  

        1. Start with a plan.
          Take the time to plan your garden's layout and design before you put anything in the ground. Check out local garden stores to see what types of flower and vegetable plants and seeds are available, and plan out your space on a piece of graph paper. It's not important to be exact but map out an estimate of space and the location of existing plants, sun and shade hours, and where sources of water are located.
        2. Consult a planting guide for the Boise area.
          Following a planting guide to ensure that you're getting each type of plant into the ground at the correct time. If you plant too soon, you run the risk that they could be damaged by a late frost. The frost-free growing season for the Boise area starts on May 22 and ends on October 6, so some plants, such as tomatoes and peppers, should be started indoors and then later transplanted into your garden.
        3. Consider weed control.  
          Weeds can compete with your garden plants for space and nutrients from the soil, so take steps to reduce them before they have a chance to gain a foothold in your garden. If you're planting seeds in your garden, do it as soon as possible after tilling so weeds don't get a head start. Adding mulch like an organic material or fabric, and pulling weeds by hand are methods that will help reduce weeds.

        Local garden shops to visit  

        • Zamzows – several Boise locations, including 6313 W. Fairview Ave., Boise, Idaho 83704
          Zamzows is a go-to store for most of your garden-related needs, including weed control products, soil amendments, bug control, and more. You can also expand your gardening knowledge with the store's classes, including one that covers everything you need to know about growing and caring for berries. 
        • The Home & Garden Store – 4291 S. Cloverdale Rd., Boise, Idaho 83709
          You'll find plenty of plants, soil amendments, chemicals and fertilizers, and more at The Home & Garden Store. The shop also carries a wide variety of other gardening supplies, and if you need some advice on where or what to plant or how to deal with pests, the staff – including an Idaho-Certified Nurseryman with over 46 years of experience – is friendly and knowledgeable.
        • North End Organic Nursery – 3777 W. Chinden Blvd., Garden City, Idaho 83714   
          Want to make your garden organic? Then you'll want to visit North End Organic Nursery, which carries 100% organic fertilizers, pest and weed control products, and more. Over 300 varieties of certified organic vegetable starters are sold, so you can transplant them this spring and get your garden off to a great start. You'll also be able to select edible, native, and water-conserving plants for your garden to make it more environmentally friendly. And if you have questions, the nursery always has qualified horticulturalists on hand to help.

        Contact us if you're interested in looking at Boise homes for sale or would like to sell your home. Our agents know the area and its housing market very well and can help you buy or sell a home. 


        From Our Lending Partners at Idaho Central Credit Union